pulmonarymd
Junior Associate
Joined: Feb 12, 2020 17:40:54 GMT -5
Posts: 7,368
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Post by pulmonarymd on Apr 27, 2020 21:23:12 GMT -5
OK, how many PT sessions are you talking for $4400? Under normal, self pay these would be anywhere from $100-200/session (yes, I have done self pay PT). That should have been about 22 sessions under self pay conditions. I think It was 2x a week for 6 weeks. It doesn't matter. I am insured. I should quit feeling outraged for those who aren't. Go Team Haves! As hoops pointed out, the risk of nonpayment is significantly higher if you are uninsured. Rates get set based on the risk of nonpayment. I think it is excessive, but if you only collect 10% of the charges for uninsured patients I can see how they got there. You have to still pay the therapists for their time
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GRG a/k/a goldenrulegirl
Senior Associate
"How you win matters." Ender, Ender's Game
Joined: Jan 2, 2011 13:33:09 GMT -5
Posts: 11,291
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Post by GRG a/k/a goldenrulegirl on May 3, 2020 18:54:24 GMT -5
What’s the phrase? Necessity is the motherhood of invention? Terrified to go back to my specialty retail job, I channeled that fear and created a new position for myself. I spend most of our busy season directing and advising customers in many facets of our product line. I provide detailed information and advice during often lengthy conversations. In so doing, I ask questions, I answer questions, I offer solutions and options and alternatives, show products, describe processes, sell and cross-sell. So, I highlighted my extensive product knowledge, demonstrated customer service skills, and positive energy in an email to senior management and it worked!!! Instead of me engaging in often long conversations with customers in person, my employer will post a phone number for customers to call with questions. Those calls will be forwarded to me at home where I will answer them or, if unable to, will forward the call to the appropriate employee. I will have remote access to our inventory system and other product information at the ready to assist me in serving our customers. I start my new role — one that I invented to limit my exposure to Covid-19 and a brand new way for my small, family-owned, employer to provide customer service — this week from the safety of my home office. Hopefully I won’t be trading my life for a paycheck now. (And in doing so, won’t be exposing my colleagues or our customers to any cooties I might unwittingly be spreading.)
Trust me, I am VERY well aware how fortunate I am to be able to say that. I won’t take this opportunity for granted.
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crazycat
Familiar Member
Joined: May 9, 2013 12:52:01 GMT -5
Posts: 860
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Post by crazycat on May 3, 2020 20:15:52 GMT -5
What’s the phrase? Necessity is the motherhood of invention? Terrified to go back to my specialty retail job, I channeled that fear and created a new position for myself. I spend most of our busy season directing and advising customers in many facets of our product line. I provide detailed information and advice during often lengthy conversations. In so doing, I ask questions, I answer questions, I offer solutions and options and alternatives, show products, describe processes, sell and cross-sell. So, I highlighted my extensive product knowledge, demonstrated customer service skills, and positive energy in an email to senior management and it worked!!! Instead of me engaging in often long conversations with customers in person, my employer will post a phone number for customers to call with questions. Those calls will be forwarded to me at home where I will answer them or, if unable to, will forward the call to the appropriate employee. I will have remote access to our inventory system and other product information at the ready to assist me in serving our customers. I start my new role — one that I invented to limit my exposure to Covid-19 and a brand new way for my small, family-owned, employer to provide customer service — this week from the safety of my home office. Hopefully I won’t be trading my life for a paycheck now. (And in doing so, won’t be exposing my colleagues or our customers to any cooties I might unwittingly be spreading.) Trust me, I am VERY well aware how fortunate I am to be able to say that. I won’t take this opportunity for granted. Yay ! Good for you , way to think outside the box .
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GRG a/k/a goldenrulegirl
Senior Associate
"How you win matters." Ender, Ender's Game
Joined: Jan 2, 2011 13:33:09 GMT -5
Posts: 11,291
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Post by GRG a/k/a goldenrulegirl on May 9, 2020 14:56:10 GMT -5
I learned today that my employer and their immediate family were sick with Covid-19 in March — positive test results and at least 2 members hospitalized. My employer has yet to formally disclose those illnesses to employees. The employer and extended family are hands-on in the business. So, we weren’t so much as furloughed for 3 weeks in April as much as we were unwittingly quarantined.
Does an employer have a duty to disclose exposure to a highly-contagious, deadly, virus to its employees?
Does it change your answer if the exposure was at the hands of the employer him/herself?
Does the declaration of a pandemic change your answer?
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Post by The Walk of the Penguin Mich on May 9, 2020 15:08:13 GMT -5
I learned today that my employer and their immediate family were sick with Covid-19 in March — positive test results and at least 2 members hospitalized. My employer has yet to formally disclose those illnesses to employees. The employer and extended family are hands-on in the business. So, we weren’t so much as furloughed for 3 weeks in April as much as we were unwittingly quarantined. Does an employer have a duty to disclose exposure to a highly-contagious, deadly, virus to its employees? Does it change your answer if the exposure was at the hands of the employer him/herself? Does the declaration of a pandemic change your answer? You should have been quarantined for this time not just SIP, you were exposed. Doesn’t matter if it was your employer, doesn’t matter if it is a pandemic. This is a good way of understanding why cases continue to trickle out. It is bad enough that there are asymptomatic carriers, when exposures are not transparent, it increases risk considerably.
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pulmonarymd
Junior Associate
Joined: Feb 12, 2020 17:40:54 GMT -5
Posts: 7,368
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Post by pulmonarymd on May 9, 2020 15:34:23 GMT -5
I learned today that my employer and their immediate family were sick with Covid-19 in March — positive test results and at least 2 members hospitalized. My employer has yet to formally disclose those illnesses to employees. The employer and extended family are hands-on in the business. So, we weren’t so much as furloughed for 3 weeks in April as much as we were unwittingly quarantined. Does an employer have a duty to disclose exposure to a highly-contagious, deadly, virus to its employees? Does it change your answer if the exposure was at the hands of the employer him/herself? Does the declaration of a pandemic change your answer? Your employer had a moral duty to disclose this exposure. Public health laws are quite intrusive in a public health emergency. Certain diseases are reportable, so if the had a test, the result should have led to a report to the health department. In a perfect world, that should have led to contact tracing and quarantine. And yes, since that wasn’t find, spread of the infection continues unabated
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Deleted
Joined: Apr 25, 2024 17:21:27 GMT -5
Posts: 0
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Post by Deleted on May 9, 2020 16:08:28 GMT -5
Interesting development on this: many states are now ruling that "essential workers" who contracted COVID-19 may claim coverage under Workers' Compensation laws. (There is a "rebuttable presumption" that it was work-related, which means the employer has to prove otherwise if they believe the source was not work-related.) California was the most recent to enact this change. See the LinkedIn post here; I'm proud to say I hired the guy who posted it for his first job. www.linkedin.com/feed/update/urn:li:activity:6664129875785330688/Worker's Comp. coverage is generally a lot better than private coverage since there are no deductibles. Even if you're PT and don't have insurance, you're covered by WC for anything work-related.
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crazycat
Familiar Member
Joined: May 9, 2013 12:52:01 GMT -5
Posts: 860
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Post by crazycat on May 9, 2020 16:27:31 GMT -5
Interesting development on this: many states are now ruling that "essential workers" who contracted COVID-19 may claim coverage under Workers' Compensation laws. (There is a "rebuttable presumption that it was work-related, which means the employer has to prove otherwise if they believe the source was not work-related.) California was the most recent to enact this change. See the LinkedIn post here; I'm proud to say I hired the guy who posted it for his first job. www.linkedin.com/feed/update/urn:li:activity:6664129875785330688/Worker's Comp. coverage is generally a lot better than private coverage since there are no deductibles. Even if you're PT and don't have insurance, you're covered by WC for anything work-related. My DH worked / helped get that done here in California
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Deleted
Joined: Apr 25, 2024 17:21:27 GMT -5
Posts: 0
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Post by Deleted on May 9, 2020 17:08:02 GMT -5
My DH worked / helped get that done here in California Despite the high price tag the author puts on this, I believe it was the right thing to do.
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formerroomate99
Junior Associate
Joined: Sept 12, 2011 13:33:12 GMT -5
Posts: 7,381
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Post by formerroomate99 on May 10, 2020 20:46:26 GMT -5
Interesting development on this: many states are now ruling that "essential workers" who contracted COVID-19 may claim coverage under Workers' Compensation laws. (There is a "rebuttable presumption" that it was work-related, which means the employer has to prove otherwise if they believe the source was not work-related.) California was the most recent to enact this change. See the LinkedIn post here; I'm proud to say I hired the guy who posted it for his first job. www.linkedin.com/feed/update/urn:li:activity:6664129875785330688/Worker's Comp. coverage is generally a lot better than private coverage since there are no deductibles. Even if you're PT and don't have insurance, you're covered by WC for anything work-related. Thank goodness something sensible was done. Hopefully all the states will follow suit. One blessing of all this is that people are going to realize what a bad idea it is to have all the people in the industries related to our food and other customer facing employees working mostly part time for crap pay, no insurance, and no PTO. The fact that they are in this situation means that they have a huge incentive to come to work sick. This whole part time full time divide is really stupid anyway. Computers have been everywhere for 40 years, there's no reason why benefits like insurance and PTO can't be prorated. And if employers found out that having all part time workers meant they wouldn't get out of paying for insurance and PTO, they'd probably start doing more full time hiring.
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thyme4change
Community Leader
Joined: Dec 26, 2010 13:54:08 GMT -5
Posts: 40,393
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Post by thyme4change on May 12, 2020 13:23:23 GMT -5
Interesting development on this: many states are now ruling that "essential workers" who contracted COVID-19 may claim coverage under Workers' Compensation laws. (There is a "rebuttable presumption" that it was work-related, which means the employer has to prove otherwise if they believe the source was not work-related.) California was the most recent to enact this change. See the LinkedIn post here; I'm proud to say I hired the guy who posted it for his first job. www.linkedin.com/feed/update/urn:li:activity:6664129875785330688/Worker's Comp. coverage is generally a lot better than private coverage since there are no deductibles. Even if you're PT and don't have insurance, you're covered by WC for anything work-related. Thank goodness something sensible was done. Hopefully all the states will follow suit. One blessing of all this is that people are going to realize what a bad idea it is to have all the people in the industries related to our food and other customer facing employees working mostly part time for crap pay, no insurance, and no PTO. The fact that they are in this situation means that they have a huge incentive to come to work sick. This whole part time full time divide is really stupid anyway. Computers have been everywhere for 40 years, there's no reason why benefits like insurance and PTO can't be prorated. And if employers found out that having all part time workers meant they wouldn't get out of paying for insurance and PTO, they'd probably start doing more full time hiring. "Hopefully all states will follow suit" Dream on
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lurkyloo
Junior Associate
“Time means nothing now,” said Toad. “It is just the thing that happens between snacks.”
Joined: Jan 8, 2011 11:26:56 GMT -5
Posts: 5,569
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Post by lurkyloo on May 13, 2020 13:45:27 GMT -5
I learned today that my employer and their immediate family were sick with Covid-19 in March — positive test results and at least 2 members hospitalized. My employer has yet to formally disclose those illnesses to employees. The employer and extended family are hands-on in the business. So, we weren’t so much as furloughed for 3 weeks in April as much as we were unwittingly quarantined. Does an employer have a duty to disclose exposure to a highly-contagious, deadly, virus to its employees? Does it change your answer if the exposure was at the hands of the employer him/herself? Does the declaration of a pandemic change your answer? That is truly horrible. Legal implications aside, talk about a breach of trust. I’m sorry. (Yes, of course they had an obligation to disclose.)
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