debthaven
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Post by debthaven on Jul 31, 2019 11:43:47 GMT -5
MPL might it be worth selling the older van? I'm sorry.  |
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Deleted
Joined: Nov 27, 2024 4:16:10 GMT -5
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Post by Deleted on Jul 31, 2019 13:15:28 GMT -5
I could. That van isn't worth much though. $1000, maybe a little more. It was worth about 4K last year when I got rear-ended and I didn't get it fixed. Insurance paid me $2600. Then a few months later the rear hatch quit working...I'm presuming from the accident...it's really inconvenient not being able to open the rear of a van! The other side door doesn't work except manually and it has 230K miles and a check engine light on. Plus I just stuck $1100 in it for new brakes all around and a ball joint.
I know it doesn't really make sense to keep it though. It costs me $39/month to insure for one thing.
I do have an older Coleman pop-up that is probably worth about $1500 that I've been thinking I might need to let go. It's not like I have a truck anymore to pull it. We pretty much just camp in the yard with it.
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debthaven
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Post by debthaven on Jul 31, 2019 14:21:09 GMT -5
I'd get rid of the van MPL. Same with the pop-up, I'm sure you could borrow one if you need it. Every little bit helps.  Sorry I posted about the van on your YM thread too. I'm happy to delete if you prefer. I know it's super stressful, but you WILL find a solution! You always do. Other crazy thought MPL ... I know your neighbors "rent" your land sometimes. Might any of them want to buy a parcel or two?! Trying to think outside the box here LOL.
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Deleted
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Post by Deleted on Jul 31, 2019 14:58:29 GMT -5
My land is landlocked. Nobody would be able to have access to it without going right through my yard. It's a very long narrow strip (350 feet wide and 2000 feet long) The only other person that would have easy access is the farmer I bought it off of 25 years ago, and I'm guessing he doesn't want it back as he has 300 acres already and is 95 years old.
The renters are just farmers that use it for crops when it benefits me like I need to have the hay all dug up again and reseeded next year due to the extreme cold killing off my alfalfa, so they'll come in and plant corn next year and give me a side of beef or something for payment. It's such a small chunk it really isn't worth their money to buy. The farms around me are all several hundred acres.
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steph08
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Post by steph08 on Jul 31, 2019 19:42:25 GMT -5
Ok, I am back. Here are my current totals and savings goals. With a little luck, I might hit 4/5 by the end of the year. We will see! UPDATE: steph08 7/31/2019 $5,431.10 (11/15/2016 $5,431.10 NE139) | Savings | Start | Previous | Current | Difference | Goal | Percentage Saved | | Emergency Fund | 3,664.15 | 3,664.15 | 3,664.15 | 0.00 | $10,000.00 | 36.64% | | DD1 529 Payback | 0.00 | 0.00 | 0.00 | 0.00 | $2,700.00 | 0.00% | | DD2 529 Payback | 0.00 | 0.00 | 0.00 | 0.00 | $2,700.00 | 0.00% | | DD1 Savings | 1,766.95 | 1,766.95 | 1,766.95 | 0.00 | $2,500.00 | 70.68% | | DD2 Savings | 1,195.06 | 1,195.06 | 1,195.06 | 0.00 | $1,500.00 | 79.67% | | TOTAL | 5,431.10 | 5,431.10 | 5,431.10 | - | $19,400.00 | |
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tobinikui
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Joined: Dec 30, 2010 8:59:54 GMT -5
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Post by tobinikui on Aug 1, 2019 8:33:05 GMT -5
Tobinikui: $44,320.23 on 08/01/2019 (Goal: $105,658.00) | Account | Goal | Saved | Spent | Remaining | % Saved | | ER Fund | $15,000.00 | $7,815.33 | 0 | $7,184.67 | 52.1% | | Christmas | $3,000.00 | 0 | 0 | $3,000.00 | 0 | | Random | $2,000.00 | 0 | 0 | $2,000.00 | 0 | | Car Repair | $3,000.00 | 0 | 0 | $3,000.00 | 0 | | Vacations | $4,000.00 | 0 | 0 | $4,000.00 | 0 | | Taxes | $7,200.00 | $4,475.04 | $326.00 | $2,398.96 | 66.7% | | Insurances | $6,458.00 | $1,371.39 | $4,177.00 | $909.61 | 85.9% | | Retirement | $44,000.00 | $18,608.17 | 0 | $25,391.83 | 42.3% | | Home Projects | $21,000.00 | $0 | $7,547.30 | $13,452.70 | 35.9% | | Total | $105,658.00 | $32,269.93 | $12,050.30 | $61,337.77 | 41.9% |
Look at me! A numbers post, AND on the 1st!! The drainage, foundation, garage repair is about 75% done. We are very pleased thus far. We also got new gutters, which are tied into the new drainage system. The finishing touch will be trying to fix or save the massive damage to our poor lawn. I did not expect the damage to be as great as it ended up being. Oh, well. Also, they found the actual cause of the garage wall & floor issue, which is definitely better than fixing a problem cosmetically, without addressing the underlying issue! For that, we are very thankful. We did end up having to take out a loan unfortunately, and the next week or two will determine if we need to do the driveway this year or not. We rarely park in the garage, but now there's a 4" difference between the garage apron and the driveway. The last thing we want is to cause more water damage by leaving another spot for water to pool! The next project will be installing a replacement kitchen window, looking into our sunroom and out onto the back yard. (Thanks dad!) That will most likely happen by the end of next week. We already have the window thankfully, and I have a few gift cards to a local home improvement store for the other stuff we'll need for this project. There are still quite a few moving pieces to life. But, we are all healthy at the moment, and the summer is just chugging along. In happy news, I began the fulfillment of my lifelong dream of horseback riding lessons in early June, and am having the time of my life! My birthday is this Sunday, and when my husband asked what I wanted, I told him that I just wanted the ability to keep taking lessons, for as long as physically possible. That, and the occasional piece of horse related riding gear. One step at a time. 😎💗 |
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nikiz628
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Post by nikiz628 on Aug 1, 2019 21:19:08 GMT -5
July Update:
| 2019 Savings | START | CURRENT | GOAL | STILL NEED | | Emergency Fund | $2,091.03 | $3,086.12 | $4,500.00 | $1,413.88 | | DS1's Savings | $1,750.51 | $1,851.06 | $2,000.00 | $148.94 | | DS2's Savings | $576.65 | $676.84 | $800.00 | $123.16 | | TOTALS | $4,418.19 | $5,614.02 | $7,300.00 | $1,685.98 |
No real change this month, just the added interest on the EF. Hopefully by the end of August, we will have a handle on H's new pay amount/schedule and I can reactivate the auto withdrawals to our savings account. (fingers crossed) |
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forwardwego
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Joined: Dec 22, 2010 3:54:23 GMT -5
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Post by forwardwego on Aug 2, 2019 5:01:49 GMT -5
| GOAL | AMOUNT | STARTING | $$ TO DATE | % OF GOAL | $$ TO GO | | JPPCU CUSHION | 2000 | 350 | 1900 | 95 | 100 | | DD IRA | 3000 | 1000 | 1600 | 53 | 1400 | | RENTAL MARGIN | 12000 | 10700 | 7400 | 61 | 4600 | | PERIODIC EXPENSE | 5000 | 1800 | 3720 | 74 | 1280 | | CASH STASH | 2000 | 300 | 1000 | 50 | 1000 | | TOTAL | 24000 | 14150 | 15620 | 65 | 8380 |
(begin $14150; goal $24,000) beginning amount corrected Finally creating some solid gain past my start point for the year. Being a Saver has really helped me during this time when there's a lot of "treading water". In August I need to pay off a car repair bill, but still hoping to hit sweet $16K, and though $24K for the year is unlikely, I think I can reasonably hit $20K before 2020. Woo hoo that's a lot of $20's, pardon the number geek in me 
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Rukh O'Rorke
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Post by Rukh O'Rorke on Aug 2, 2019 7:21:13 GMT -5
Well, it just keeps getting worse. Now a $7500 well repair bill on top of everything else. Seriously, in the last 5 months my house flooded (that I had just recently finished off), all three vehicles had major repairs, my lawnmower broke down, then the "new" replacement one, then the well. I am fighting very hard to not just curl up in a ball under my desk. The survival fund from this year (and last year) will be decimated. I'm grateful it is there, but it's pretty scary how fast things can go from "I got this" to "I'm F****d" I'll pull myself together eventually and have a plan, but for right now I'm just in panic mode. | Fund | 2019 Goal | Current
| Needed | % Complete
| 401K
| $19000
| $12386 | $6614 | 65.19%
| 2020 Roth
| $7000
| $2909 | $4091 | 41.56% | Survival Fund
| $6000
| $6000 | $0 | 100.00%
| House Maint
| $3000 | $0 | $3000 | 0.00%
| | College | $2400 | $1600 | $800 | 66.67%
| Pr. High School
| $1000 | $1000 | $0 | 100.00% | | Vacation | $1000 | $0 | $1000 | 0.00% | | Christmas | $600 | $81 | $519 | 13.50% | | Total | $40,000 | $23976 | $16,024 | 59.94% |
Minnesotapaintlady $23976/$40,000 7/31/2019
Sorry to hear! You will find a way and a plan to pull though this!!! Keep positive! |
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Rukh O'Rorke
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Post by Rukh O'Rorke on Aug 2, 2019 7:28:28 GMT -5
Ok, I am back. Here are my current totals and savings goals. With a little luck, I might hit 4/5 by the end of the year. We will see! UPDATE: steph08 7/31/2019 $5,431.10 (11/15/2016 $5,431.10 NE139) | Savings | Start | Previous | Current | Difference | Goal | Percentage Saved | | Emergency Fund | 3,664.15 | 3,664.15 | 3,664.15 | 0.00 | $10,000.00 | 36.64% | | DD1 529 Payback | 0.00 | 0.00 | 0.00 | 0.00 | $2,700.00 | 0.00% | | DD2 529 Payback | 0.00 | 0.00 | 0.00 | 0.00 | $2,700.00 | 0.00% | | DD1 Savings | 1,766.95 | 1,766.95 | 1,766.95 | 0.00 | $2,500.00 | 70.68% | | DD2 Savings | 1,195.06 | 1,195.06 | 1,195.06 | 0.00 | $1,500.00 | 79.67% | | TOTAL | 5,431.10 | 5,431.10 | 5,431.10 | - | $19,400.00 | |
Am I reading this right? No change at all? Not even a few cents in interest? Every little bit helps |
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steph08
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Post by steph08 on Aug 2, 2019 8:21:02 GMT -5
Eh, those are just my starting totals as I didn't add anything in July. I'll have a more exciting update next month. Haha
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seriousthistime
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Joined: Dec 22, 2010 20:27:07 GMT -5
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Post by seriousthistime on Aug 2, 2019 9:05:08 GMT -5
Hi Savers, I'll do the smileys on Sunday, so please get your updates posted by Sunday morning, August 4.
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seriousthistime
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Post by seriousthistime on Aug 3, 2019 11:31:42 GMT -5
Update | Account Name | Goal | Start | Amount Saved
8/1/19 | Amt. Saved % | Roses | | Gifts | $2,300 | $335 | $2,301 | 100.0% | 
| | Property Tax | $5,000 | $2,984 | $5,008 | 100.0% |
| | Survival Fund | $6,000 | $26 | $3,246 | 54.1% |
| | Household/Misc | $2,500 | $1,075 | $1,507 | 60.3% |
| | Pet Care | $600 | $130 | $602 | 100.0% |
| | Weekly Savings | $2,600 | $0 | $1,507 | 57.9% |
| | Mortgage Cushion | $12,000 | $4,200 | $7,198 | 60.0% |
| | Car Fund | $6,000 | $0 | $4,105 | 68.4% |
| | Travel | $5,000 | $0 | $1,002 | 20.0% |
| | Total | $42,000 | $8,750 | $26,476 | 63.0% |
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seriousthistime
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Post by seriousthistime on Aug 5, 2019 20:29:03 GMT -5
Updates (sorry I'm a day later than planned)| Stars | Name | Amt. Saved | Goal | % Saved | Roses | Smilies |  | azucena
| $18,191 | $25,000 | 73.0% | |   
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| bobosensei
| $2,008 | $18,750 | 10.7% |
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| chiver78 | $216 | $910 | 23.7% | |
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| debthaven (S) | 1,713€ | 1,713€ | 100% |
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| debthaven (K) | 10,000€ | 10,000€ | 100% |
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| finnime [1] | $6,760 | $24,500 | 27.6% | |
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| finnime [2] | $2,750 | $5,000 | 55.0% | |
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| forwardwego
| $15,620 | $24,000 | 65.0% | |
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| kindthatjingles | $1,000 | $3,500 | 28.6% | |
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| minnesotapaintlady
| $23,976 | $40,000 | 59.9% |
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| nikiz628 | $5,614 | $7,300 | 76.9% | | |
| paynointerest | $46,600 | $55,900 | 83.0% | | 
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| plugginaway22 | $37,406 | $36,000 | 103.9% | | |
| Rukh O'Rorke
| $200 | $20,000 | 1.0% |
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| Saving4Norway | $16,300 | $18,101 | 90.0% |
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| sealy
| $1,000 | $25,000 | 4.0% |
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| seriousthistime | $26,476 | $42,000 | 63.0% | |
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| shanendoah [Q1]
| $8,994 | $300 | 2998.0%
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| shanendoah [Q2] | $3,010 | $3,020 | 99.7% |
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| shanendoah [Q3] | $340 | $2,020 | 16.8% |
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| snapdragon | $17,091 | $18,750 | 91.2% | | |
| steph08
| $5,431 | $19,400 | 28.0% |
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| teachermom | $32,558 | $107,000 | 30.4% | |
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| TheHaitian | $34,835 | $60,000 | 58.1% |
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| tobinikui
| $44,320 | $105,658 | 41.9% |
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| trimatty471 | $14,424 | $14,424 | 100.0% |
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| trimatty471 [2] | $1,377 | $4,355 | 32.0% |
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Great job, Savers! Nice updates.
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forwardwego
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Joined: Dec 22, 2010 3:54:23 GMT -5
Posts: 1,400
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Post by forwardwego on Aug 6, 2019 5:26:08 GMT -5
Shoutouts part 1 of 2:
Welcome back steph08 ! And hoorah for their first $$ on the board for 2019: steph08 debthaven and Rukh O'Rorke azucena Congratulations on $4560 additional savings and well over 70% to goal. You are blazing along, and I'm so happy for you to be establishing your ROTH IRA. AND your 3 way split of the extra monthly funds between mortgage paydown, kids' savings and house care and projects sounds like a good balance.  finnime Kudos on the bump up in "keep" savings, and nearly $10K in combined savings. It's amazing how fast savings can be spent on home care and projects. Thankfully that tree removal is a one time job. Nice work cash flowing the vacation  minnesotapaintlady Good job adding $1957 to savings! You have also felt the pains of homeownership repairs. And with an upcoming change in income, it can feel overwhelming. It's so helpful at times like this to be on board as a Saver. It gives us someplace to vent, and brainstorm. Keep fighting the good fight. We're here for you as you make your way. debthaven Good work fully funding both your spend and keep accounts. Will you attempt to maintain or grow your funds? nikiz628 Good job updating and managing to hold steady on savings while you continue the transition related to your DH's change of employment. Medical bills certainly do not seem reasonable when you consider the amount of time it takes for one to happen . I hope you can get a cash discount on that, and get it behind you. I think you are wise to avoid payment plan if you can.  paynointerest Congratulations on achieving 83% to goal, and maxing out the 403B and taxable investments. Your future self will be so happy you did!  plugginaway22 Congrats on surpassing your goal. Will you be setting a higher goal? Good job! Rukh O'Rorke Yea! for getting that savings foundation in place! Now that you are rolling it's amazing what can be accomplished
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forwardwego
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Joined: Dec 22, 2010 3:54:23 GMT -5
Posts: 1,400
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Post by forwardwego on Aug 6, 2019 5:26:32 GMT -5
Shoutouts part 2 of 2:Saving4Norway A nice climb for you of $5300, 9 roses and just 3 more to go seriousthistime And another rose for you , congrats on being more than on target for the year. And now that you've tackled those couple costly issues you'll probably gain even more ground! shanendoah Congrats on $340 saved already toward your 3rd quarter goal. And yippee for your roommate getting a job which should enable you to save more!! snapdragon Good for you surpassing $17K, and climbing further up into the 90% range! And I'm wondering how you chose your screen name, is a snapdragon your favorite flower? steph08 Congrats on paying off your DH's student loan, it must feel great to be free of that. And welcome back. Kudos on your nice jump start! tobinikui WooHoo! look at You! Excellent update and on the 1st!! It's so good you are getting your homestead all squared up and still saving as well. It's interesting how one project just leads to the next, right? But it sounds like you are over the hump, and it is so very satisfying to have your home in good repair without adding debt. trimatty471 Hola! Congratulations on being at 32% to goal on your second goal of 2019. At this pace you will earn a second dancing banana!!! Please message me if you had a July update and have been overlooked. Thanks!
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snapdragon
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Post by snapdragon on Aug 7, 2019 11:16:14 GMT -5
Snapdragon 08-07-19 --- $ 17,739.56 / $ 18,750
Car/House $ 3501.65 / $3500 Savings $ 4054.99 / $4000 Travel $ 4612.90 / $4500 Property Taxes $ 1922.26 / $2250 Lasik $ 3647.76 / $ 4500 New Totals $ 17,739.56 / $18,750 My travel budget is topped off! Though I will be paying for the remainder of the deposit on my trip to the shore later in the month. I am so looking forward to it. I plan on stuffing money into my HSA for the lasik but after my last eye appt. I might have to wait longer due to my eyes changing more and not stabilizing. But I will have money for when they do. I am also planning for a new kitchen later this year early next year....I refuse to have 3 dead corners!!! Plus other things so that is in the works. I have just over $1000 that I need to stuff into my mattress to be done with this challenge.
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sealy
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Post by sealy on Aug 9, 2019 0:34:39 GMT -5
New update coming as soon as I can.
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sealy
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Post by sealy on Aug 9, 2019 0:35:09 GMT -5
New update coming as soon as I can.
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seriousthistime
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Joined: Dec 22, 2010 20:27:07 GMT -5
Posts: 5,181
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Post by seriousthistime on Aug 9, 2019 20:43:52 GMT -5
Update | Account Name | Goal | Start | Amount Saved
8/9/19 | Amt. Saved % | Roses | | Gifts | $2,300 | $335 | $2,301 | 100.0% |
| | Property Tax | $5,000 | $2,984 | $5,008 | 100.0% |
| | Survival Fund | $6,000 | $26 | $3,746 | 62.4% |
| | Household/Misc | $2,500 | $1,075 | $1,507 | 60.3% |
| | Pet Care | $600 | $130 | $602 | 100.0% |
| | Weekly Savings | $2,600 | $0 | $1,607 | 61.8% |
| | Mortgage Cushion | $12,000 | $4,200 | $7,198 | 60.0% |
| | Car Fund | $6,000 | $0 | $4,305 | 71.8% |
| | Travel | $5,000 | $0 | $1,002 | 20.0% |
| | Total | $42,000 | $8,750 | $27,276 | 64.9% |
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nikiz628
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Post by nikiz628 on Aug 10, 2019 23:00:10 GMT -5
Well, I was so excited about not having to touch it during H's job transition month, but now it looks like our savings is about to take a hit. I have received approx. $1,000 in medical bills this past week. I had to have an ultrasound on my thyroid last month and of course, I wasn't insured then, so the bills sting. It's just crazy to me that I was at the hospital less than 10 minutes having the scan and its this much money. Alas, I want to get them paid off, I don't really want to mess around setting up a payment plan because our budget is foggy enough with the new job/pay schedule and I don't want to end up screwing us somehow.
I know this is why we have emergency funds, but sheesh. I hate touching it.
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NastyWoman
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Post by NastyWoman on Aug 11, 2019 1:47:14 GMT -5
Well, I was so excited about not having to touch it during H's job transition month, but now it looks like our savings is about to take a hit. I have received approx. $1,000 in medical bills this past week. I had to have an ultrasound on my thyroid last month and of course, I wasn't insured then, so the bills sting. It's just crazy to me that I was at the hospital less than 10 minutes having the scan and its this much money. Alas, I want to get them paid off, I don't really want to mess around setting up a payment plan because our budget is foggy enough with the new job/pay schedule and I don't want to end up screwing us somehow. I know this is why we have emergency funds, but sheesh. I hate touching it. I have a question regarding your insurance. I know that it was because your husband was between jobs, but was he not eligible for COBRA? If he was check that out quickly because you can apply retroactively for a couple of months. It may be cheaper to get that coverage than carry the entire bill. Would depend on the insurance rate and your deductible of course but it is worth looking into |
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nikiz628
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Post by nikiz628 on Aug 11, 2019 12:57:57 GMT -5
Well, I was so excited about not having to touch it during H's job transition month, but now it looks like our savings is about to take a hit. I have received approx. $1,000 in medical bills this past week. I had to have an ultrasound on my thyroid last month and of course, I wasn't insured then, so the bills sting. It's just crazy to me that I was at the hospital less than 10 minutes having the scan and its this much money. Alas, I want to get them paid off, I don't really want to mess around setting up a payment plan because our budget is foggy enough with the new job/pay schedule and I don't want to end up screwing us somehow. I know this is why we have emergency funds, but sheesh. I hate touching it. I have a question regarding your insurance. I know that it was because your husband was between jobs, but was he not eligible for COBRA? If he was check that out quickly because you can apply retroactively for a couple of months. It may be cheaper to get that coverage than carry the entire bill. Would depend on the insurance rate and your deductible of course but it is worth looking into No, we never had insurance before his new job. His previous employer didn't provide it and the marketplace options for our area were a joke. I've just paid out of pocket for all medical stuff up until now. I would have waited for his new insurance to kick in but my doctor was leaving our family practice and I wanted to get in with her one last time before she left- plus I was due for labs before they would renew my thyroid medication. The ultrasound was unexpected but she thought she felt nodules and I was having issues swallowing/having ear pain from the pressure of my enlarged thyroid, so she didn't want me to wait on a scan. I kind of wish I would have now haha. |
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ners
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Post by ners on Aug 11, 2019 19:42:04 GMT -5
nikiz628 Can you contact the provider and negotiate the amount down by pay cash all at once.
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nikiz628
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Post by nikiz628 on Aug 11, 2019 20:50:01 GMT -5
nikiz628 Can you contact the provider and negotiate the amount down by pay cash all at once. That's my plan. Last time I got 10% off for paying it in full. Anything helps. |
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NastyWoman
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Post by NastyWoman on Aug 12, 2019 9:06:08 GMT -5
I have a question regarding your insurance. I know that it was because your husband was between jobs, but was he not eligible for COBRA? If he was check that out quickly because you can apply retroactively for a couple of months. It may be cheaper to get that coverage than carry the entire bill. Would depend on the insurance rate and your deductible of course but it is worth looking into His previous employer didn't provide it and the marketplace options for our area were a joke. I've just paid out of pocket for all medical stuff up until now. I would have waited for his new insurance to kick in but my doctor was leaving our family practice and I wanted to get in with her one last time before she left- plus I was due for labs before they would renew my thyroid medication. The ultrasound was unexpected but she thought she felt nodules and I was having issues swallowing/having ear pain from the pressure of my enlarged thyroid, so she didn't want me to wait on a scan. I kind of wish I would have now haha. Yikes, that must have been scary with two little boys and provide you with an additional reason to be happy with your hubby's new job! |
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shanendoah
Senior Associate
Joined: Dec 18, 2010 19:44:48 GMT -5
Posts: 10,096
Mini-Profile Name Color: 0c3563
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Post by shanendoah on Aug 13, 2019 14:07:51 GMT -5
shanendoah [Q3] $510 8/11/2019 (Goal: $2,020 9/30/2019)
[Q2]: $3,010 6/25/2019 (Goal: $3,020 6/30/2019)
[Q1]: $8,994 3/26/2019 (Goal: $300 3/31/2019)
Naturally, the direct deposit on the roommate's first paycheck did not go as planned, so I do not have any money from her, yet. She has been house sitting for some friends who are out of town, so she has not been at our house to even give me a check. We'll see what happens when she comes back later this week.
We have started paying on C's college expenses. So far, we have put 2 months of Udacity on the new 0% APR card. My plan is to pay off half of each month just with cash flow for now, and to keep building up savings so that we have enough to cover the first 6 month tuition when he starts with the actual college. I will still probably just make smaller payments as I can, just to keep the money in savings and earning interest as long as possible, but we don't have enough credit on the new 0% card to cover all of his tuition expenses, so it will need to get paid off as it goes. But I do like being able to stretch it out at least a little bit.
In October, we will start making the payments toward the endowment pledge we made. All the money for that is already in savings, but again, stretching things out as we can.
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nikiz628
Well-Known Member
Joined: Jun 11, 2013 17:25:59 GMT -5
Posts: 1,456
Mini-Profile Background: {"image":"","color":"4ee2dd"}
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Post by nikiz628 on Aug 13, 2019 19:50:43 GMT -5
No, we never had insurance before his new job. His previous employer didn't provide it and the marketplace options for our area were a joke. I've just paid out of pocket for all medical stuff up until now. I would have waited for his new insurance to kick in but my doctor was leaving our family practice and I wanted to get in with her one last time before she left- plus I was due for labs before they would renew my thyroid medication. The ultrasound was unexpected but she thought she felt nodules and I was having issues swallowing/having ear pain from the pressure of my enlarged thyroid, so she didn't want me to wait on a scan. I kind of wish I would have now haha. Yikes, that must have been scary with two little boys and provide you with an additional reason to be happy with your hubby's new job! It could have been pretty scary, but both boys have always had insurance. We qualified (barely) for state insurance for them, but it's not the free plan, we pay monthly for it. Thank goodness for it though. |
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paynointerest
Established Member
Joined: Dec 21, 2010 1:35:20 GMT -5
Posts: 440
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Post by paynointerest on Aug 14, 2019 7:16:04 GMT -5
Update! August 14, 2019
Pay-no-interest: $46,600 (Goal: $55,900.00)
| Goal | Saved | % of goal | Amt spent
| | My 403b | $19,000 | $19,000 | 100%
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| | 457b | $9,000 | $1,700 | 19% |
| | Savings Acct | $3,000 | $3000 | 100% |
| | Taxable Invest Acct | $5,000 | $5,000 | 100%
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| Property/Income Taxes #1
| $4,200 | $5,200 | 124% | $5,200
| Property/Income Taxes #2
| $8,500 | $8,500 | 100% | $6,495
| | DH 403b | $7,200 | $4,200 | 58% |
| | Total | $55,900 | $46,600 | 83% |
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I have a double whammy of school property taxes and quarterly federal income taxes hitting me this month. I'm glad that I have that money saved! I've updated my table to show what I spent from my savings. |
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Rukh O'Rorke
Senior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 10,347
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Post by Rukh O'Rorke on Aug 16, 2019 10:20:46 GMT -5
Update! August 14, 2019
Pay-no-interest: $46,600 (Goal: $55,900.00)
| Goal | Saved | % of goal | Amt spent
| | My 403b | $19,000 | $19,000 | 100%
|
| | 457b | $9,000 | $1,700 | 19% |
| | Savings Acct | $3,000 | $3000 | 100% |
| | Taxable Invest Acct | $5,000 | $5,000 | 100%
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| Property/Income Taxes #1
| $4,200 | $5,200 | 124% | $5,200
| Property/Income Taxes #2
| $8,500 | $8,500 | 100% | $6,495
| | DH 403b | $7,200 | $4,200 | 58% |
| | Total | $55,900 | $46,600 | 83% |
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I have a double whammy of school property taxes and quarterly federal income taxes hitting me this month. I'm glad that I have that money saved! I've updated my table to show what I spent from my savings. that's a lot of taxes!! |
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