countrygirl2
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Post by countrygirl2 on Aug 3, 2017 19:44:40 GMT -5
They want over 10 a month, we had not spent any of that money except for 2 houses we bought and the post office.
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Deleted
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Post by Deleted on Aug 3, 2017 19:59:13 GMT -5
And I know I've mentioned this a few times recently but there's a lot of money to be made from bank account bonuses (compared to interest on savings accounts). Most of them are extremely simple/quick/easy to do. Most of them require a direct deposit, however, most of the time, a simple ACH transfer from another bank counts as direct deposit. Yes, but a lot of time some of us aren't playing the credit cards/bank account bonus games. I've done it, and they can be lucrative. But don't fault others because that isn't their style. It just isn't. I looked back over the last 10 months, and 3 of the savings bonds I bought in that time frame are earning 3% interest. That's not investment results, but it is decent. I'm actually tossing $50 a month there because I wanted to make my adult kids beneficiaries of something. I've made DH the beneficiaries of the retirement accounts.
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SVT
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Post by SVT on Aug 4, 2017 9:20:05 GMT -5
They want over 10 a month, we had not spent any of that money except for 2 houses we bought and the post office. You are referring to 10+ debit card transactions, right?
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SVT
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Joined: Dec 20, 2010 15:39:33 GMT -5
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Post by SVT on Aug 4, 2017 9:23:02 GMT -5
And I know I've mentioned this a few times recently but there's a lot of money to be made from bank account bonuses (compared to interest on savings accounts). Most of them are extremely simple/quick/easy to do. Most of them require a direct deposit, however, most of the time, a simple ACH transfer from another bank counts as direct deposit. Yes, but a lot of time some of us aren't playing the credit cards/bank account bonus games. I've done it, and they can be lucrative. But don't fault others because that isn't their style. It just isn't. I looked back over the last 10 months, and 3 of the savings bonds I bought in that time frame are earning 3% interest. That's not investment results, but it is decent. I'm actually tossing $50 a month there because I wanted to make my adult kids beneficiaries of something. I've made DH the beneficiaries of the retirement accounts. I'm not faulting anyone and am confused how you got that from what I've said. I have never critized anyone for not doing them.
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Deleted
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Post by Deleted on Aug 4, 2017 9:36:35 GMT -5
They want over 10 a month, we had not spent any of that money except for 2 houses we bought and the post office. My credit union requires 10 debit transactions for the 2.5% interest, but I just make a point of funneling any small purchases (under $2) on the debit and hit the 10 easy enough on things I was going to buy anyhow while still being able to max credit card rewards. In the past when i was really anal about it I've gone into the grocery store when it wasn't busy and bought 10 50 cent yogurts and asked them to ring them up separately. I don't bother with that anymore because just the occasional Redbox and hot dog gets me to 10 transactions in a month.
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SVT
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Post by SVT on Aug 4, 2017 9:55:36 GMT -5
They want over 10 a month, we had not spent any of that money except for 2 houses we bought and the post office. My credit union requires 10 debit transactions for the 2.5% interest, but I just make a point of funneling any small purchases (under $2) on the debit and hit the 10 easy enough on things I was going to buy anyhow while still being able to max credit card rewards. In the past when i was really anal about it I've gone into the grocery store when it wasn't busy and bought 10 50 cent yogurts and asked them to ring them up separately. I don't bother with that anymore because just the occasional Redbox and hot dog gets me to 10 transactions in a month. Exactly. Just use it on small purchases. As for the register thing, I'd personally only do that at a self checkout lane but I've never done it. All you have to do is purchase 10 x 50 cent Amazon reloadable gift cards each month. Only takes a minute to do and only costs $5/mo so minimal loss on credit card rewards. I don't always make all 10 purchases that way though. I use it to buy lunch, then do the .50 cent Amazon GC reload until I get to 10 transactions.
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Plain Old Petunia
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bloom where you are planted
Joined: Dec 21, 2010 2:09:44 GMT -5
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Post by Plain Old Petunia on Aug 4, 2017 13:39:24 GMT -5
Sometimes when I look at my stocks I wonder if I am making much money by the time they take out the broker fees. I wonder if I should just be buying more savings bonds and hope I come out well in the end. There would be no risk of losing your money that way. If you have savings bonds do you have a large sum in them? There are a lot of places you can trade for free, if you are buying etfs.
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