jenpen
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Post by jenpen on Dec 17, 2016 22:34:21 GMT -5
Hey all, I'm a long time (since MSN days) lurker, occasional poster in WIR. I could use some perspective from YM on this. I seem to be talking myself into a new car. MSRP 31000, dealer quote 27900+tax/title/fees = 29,300. Talking to my sister earlier today, I realized this is almost equal to my annual living expenses (excluding taxes), which are just about 30k! The cost of this car is almost one third the value of my home! This freaks me out. I've never spent this much on a car before, mainly because I don't really care about cars all that much. Talk some sense into me, people, please! Either way -- to buy or not to buy -- would be appreciated. First, car FAQs: Current car is a Honda Fit that I bought new in 2008 for 17K. Despite its chronological age, it's a baby -- about to hit 60K miles (I have a 5-mile round-trip commute to work). It has had regular maintenance, and I have not needed to spend a dime on repairs in the past 8 years. It's a great car, for the most part. The Fit replaced a 14-year-old Mitsubishi. The last 2 years of the Mit's life, the driver-side window was operated via suction cups. I.e., I really mean it when I say I don't give a crap about cars . The Mitsubishi I bought used; prior to that I had a Ford Ranger pick-up (my first-ever NEW vehicle, which I loved and wish I still had to this day). That truck and the Fit are the only non-used cars I've ever had. Prospective new car is a 2017 Subaru Crosstrek, Ltd trim with Navigation and Eyesight driver assisted technology. Pretty much top of the line on everything with this particular car. I'm 51. This would be the 4th car I've bought as an adult. That doesn't seem so bad (but, yeah, that seems like another rationalization I'm making to convince myself it's okay to do this). Second, reasons to get rid of the Fit: it has horrible blind spots, the result of which I've almost run over 2 people. Like, slam on the brakes at the last second, almost run over 2 people. It has Takata airbags, that I've been notified are under recall, but have had no offer to actually replace them and I live in the humid South. I had a problem with the AC freezing up on me when driving home from Myrtle Beach last summer -- the lines literally froze and blocked the air flow while driving home from the beach in 95 degree temps. I suspect this will be something that will recur and need repaired next summer. It's increasingly difficult to shift into reverse. As much as I love driving a stick, I have a bad habit (at least according to my ex) of riding the clutch, so I worry about having a big repair bill for that eventually. Also, I had a lump on the back of my left knee for several months earlier this year, which I self-diagnosed as a Baker's cyst, and I have arthritis. It got me to thinking, if I had something happen and needed to have surgery on that knee, or either knee, I wouldn't be able to drive my car since it requires 2 feet/legs. The Crosstrek is an automatic. Third: My finances, which I'll post next...
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Deleted
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Post by Deleted on Dec 17, 2016 22:40:53 GMT -5
Given how you drive, a Subaru should last you almost forever...
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Opti
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Post by Opti on Dec 17, 2016 22:49:30 GMT -5
I would spend fortunes on cars if I could afford it so I might not be the best person to ask. On the other hand, at 56 I've only had a few cars myself. My current vehicle is a 2002 BMW which was supposed to have retired to being a track car at least 4 to 5 years ago but life had other plans. I spent more than I had originally planned back then because there was nothing I liked in the price range I wanted to be in and then part of my desire was a car that was manual.
The point I'm heading to is, believe it or not, I spent about the same on my carefully optioned 3 series as my Mom did on her fully loaded Solara. I've been generally happy with my choice in spite of the killer maintenance costs in my under employment years. Buy whatever you are willing to live with for 10 years or so. Sticker shock can be tough. I freaked out for a good week after I took delivery, but got to acceptance after that.
I don't know if this will help or hurt, but here's something that happened recently. My car wouldn't start and I got the battery replaced on Monday. While I was waiting some guy came in with a sleek black Bentley coupe. Apparently he wanted the garage to look at it to fix something but also to put out feelers to sell it. He said the delivery price was $330K. Six or 7 years later he thinks its worth $100K.
Makes that $30K look more reasonable now, eh?
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Opti
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Post by Opti on Dec 17, 2016 22:50:22 GMT -5
Given how you dive, a Subaru should last you almost forever... Cars that dive generally don't last long...
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jenpen
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Post by jenpen on Dec 17, 2016 22:50:54 GMT -5
Okay, third, finances:
I make just under 100K/year.
Outside of taxes, this goes to:
17,500 to 403b 6,500 to Roth ~5,800 required contribution to state Pension fund ~12,000 to other savings and investments [EDITED to change 1000 to 12k, since the 1k is per month]
In general, my monthly expenses, including annual things like property taxes, insurance, etc, are about 3,000/month.
I plan to retire in 10 years. Although I started late and only have about 250K in my Roth + 403b, my pension alone will cover >45% my salary. Since I currently live on about a third of my salary, I'm not feeling too bad about my late start ;P Of course that's assuming all goes to plan and I don't lose my job or suffer some major health disaster.
Aside from retirement funds, I currently have about 27K in cash, and 18K in taxable investments.
For the car, I hope to trade in my Fit for at least 5k, and make an additional down payment to bring the financed amount to $17,500. That would put my monthly payments around $300.
Again, really appreciate any feedback/thoughts/suggestions you all may have!
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Opti
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Post by Opti on Dec 17, 2016 22:53:38 GMT -5
By the way, how did you do that?
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quince
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Post by quince on Dec 17, 2016 22:57:20 GMT -5
I would not spend 31K on a new car. Our living expenses are currently, sadly, higher than 31K.
Living expenses shouldn't really be a consideration. Can you afford it + do you want it should be all that matters.
Good luck with whatever you decide!
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Lizard Queen
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Post by Lizard Queen on Dec 17, 2016 23:00:01 GMT -5
Sounds like you can afford it, but why new? Also sounds like you're not going to use it that much. Lately my mantra has been: buy as much as you're going to use. I really think you maximize value and satisfaction that way. This seems like a lot more than you're going to use.
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Deleted
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Post by Deleted on Dec 17, 2016 23:05:02 GMT -5
Well, when you first posted it was equal to your living expenses, I was thinking "no freaking way" (I did this once, so I feel justified in saying it's dumb), but in my world living expenses are the same as income, so I was thinking you made about 30K. Given that you really make 100K, I don't feel it's a huge extravagance. I don't think I'll ever borrow for a car again myself, but I realize not everyone is as debt adverse as I am. I wasn't myself until about 10 years ago.
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whoisjohngalt
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Post by whoisjohngalt on Dec 17, 2016 23:09:42 GMT -5
If I were you - yep, I would get a new car. I don't know if someone who doesn't care about cars should by top of the line, but!!!!!!!!!!!!!
I think you should buy a car with the features that you need/want.
Case in point - my husband wants a Tahoe. I would be getting the cheapest one, but with the car that size, I REALLY need back up camera and only the top of the line models have them. So, we are not buying Tahoe anytime soon. But if we were - we would be buying one with that feature.
Oh and I am a bit younger than you, but I am only on my 4th car also. And I actually still have my 3rd car, but it's a small, 2dr, so I can't fit all my children into it.
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jenpen
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Post by jenpen on Dec 18, 2016 0:21:48 GMT -5
CORRECTION: The "~1000 to other savings and investments" is actually a PER MONTH amount. However, I'd say at least half that is short-term savings, which go into my "Fun $" and "Home $" accounts. Fun $ doesn't get a lot, and goes mostly toward annual vacation w/my 6 sisters, plus trips home to visit family, gifts, and theatre tickets or other "unusual" entertainment expenses for myself. I wiped out most of the home $ when my home was flooded 3 years ago and I put in flood-proof flooring (ceramic tile throughout the first floor) and gutted and re-built (half on my own, half by a carpenter and electrician) my kitchen. Then my home was broken into 2 years ago and I spent a good deal recovering from that. This year, after saving another $10k, I put in new windows and doors for $2500. Pre-car buying plans included a new deck (~$1500), new flooring upstairs (I plan to install myself for ~$1000-1500, as carpet is now 14 yrs old), and getting rid of 1200 sq ft of popcorn ceilings (probably another $1000-1500 if I pay someone else to do it).
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jenpen
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Post by jenpen on Dec 18, 2016 0:24:59 GMT -5
Given how you drive, a Subaru should last you almost forever... Well, that's what I thought about the Fit! My plan was to drive it until retirement, meanwhile saving up money for the self-driving car that would hopefully be on the market by then, since my driving skills seem to have hit their peak and are no longer improving with age!
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jenpen
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Post by jenpen on Dec 18, 2016 0:36:53 GMT -5
By the way, how did you do that? LOL, well, the window mechanism broke, and I was too cheap to pay a few hundred to fix it when a couple $2 suction cups from Michael's would do the trick The window was about half way down when the mechanism broke. I put 2 large suction cups (from the inside, while sitting in the driver seat) as far down as possible on the window, probably about 8-10 inches apart. Hold on to them, push the window all the way up. Remove one suction cup at a time, and place it at the very bottom of the window, so the cup is resting on the door where the window goes into it, preventing the window from sliding back down. Then move the 2nd cup down. When I wanted to open the window, I'd reverse the process: hold both cups, move one about half-way up the window, then the second cup up, and hold on to them both while letting the window ease down into place, about halfway open. I have no shame: It was kind of fun watching people watch me do this It worked great, except when it got really cold out -- then the cups would stiffen up and not hold as well, so I'd sometimes come out to find the window partway open. I don't keep things in my car that I don't want stolen, so it wasn't a big deal.
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tskeeter
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Post by tskeeter on Dec 18, 2016 3:12:22 GMT -5
I'd go for the new car.
You can easily afford a new car.
Your current car probably needs some major repairs.
The design of your current car poses safety risks due to the blind spots.
As we get older, turning to see behind us gets more difficult. So the blind spot issue is likely to get worse.
Features of the new car probably reduce safety risks as compared to the current car.
The cost of a new car is preferable to injuring someone in a blind spot accident.
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gooddecisions
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Post by gooddecisions on Dec 18, 2016 8:09:24 GMT -5
The answer for me would depend on how you are going to pay for it. It certainly looks like you can afford it. I was driving around my 1998 maxima until I finally replaced it in January with an odyssey, no regrets at all. But, I purchased a 2012 with only 20000 miles and negotiated the price down to $20,000 to pay cash. Not that there is anything wrong with 0% car loans. I just like keeping my insurance premiums low and buying from an individual.
You must be lucky enough to live in a state with no inspections, no way would a non-operating driver side window pass inspection in Virginia.
Good luck on you decision!
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giramomma
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Post by giramomma on Dec 18, 2016 8:32:19 GMT -5
Actually, I would wait and time a brand new car purchase for when you retire.
I'd trade in the fit and add another 5ish K in cash to get a car you need right now. Then I'd retire and see what you need then. I'd rather get a new car (with a brand new warranty) when your income is decreased, to try to minimize costs, etc. I'd rather replace one timing belt, etc rather than two in retirement...
Do you live in a city with public transportation? That might make a difference, too.
I don't drive much, either. I put on about 3-4K miles a year. I also haven't ever bought a car...I just get other people's cast offs. My subie is 9 years old, and had a head gasket leak last year. I still got things like the timing belt replaced, due to age, when I got my head gaskets taken care of. If the car is still around, it will go to the kids as my oldest can drive in 3.5 years. When it comes time to replace, I'll replace with a used imprezza.
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phil5185
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Post by phil5185 on Dec 18, 2016 8:40:29 GMT -5
Very innovative - your engineering skills are great!
You seem to be into 'trendiness' (nothing wrong with that, accept it and don't try to rationalize it, intellectual honesty?). You bought a 200,000 mile car, want a new one at the 1/3 utilization point. New carpet at 14 yrs? 20 to 25 yrs is typical. And the tear-down of the acoustic ceilings? Another TV-remodel trend - lol. First, a pejorative was assigned to acoustic (popcorn) and now millions of home owners are pulling them down. Some are rationalizing that they are being saved from asbestos. Again, nothing wrong with that, just be intellectually honest about why.
I'm 77, we just got a 2017 Toyota a couple months ago, the last one had 205,000 miles on it. Got the same make, model, even the same color. I've found that as you get older you tend to wear things out and replace them. Whereas younger people usually replace things due to a perceived changed requirement.
You'll love the Subbie - it has a constantly variable auto trans that is fun to drive, it has the AWD in case you get up to the ski slopes (or drive the AK Highway). Their models are all great, I like the Forester configuration, you can flop the seats, put a bike in the back - or most anything else. Have fun?
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resolution
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Post by resolution on Dec 18, 2016 8:41:06 GMT -5
I think you should get the new car. My first instinct was to keep the Honda Fit because it sounds like one of those unicorn cars that caiwu is always looking for, but if you are coming close to hitting people and worried about driving it after surgery, then you should just bite the bullet and get an automatic.
You can easily afford the new one and some lucky person will be happy to get your unicorn of a Honda. It really sucks to have a nice pile of money and then to spend it on something, but the pile of money will eventually come back.
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plugginaway22
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Post by plugginaway22 on Dec 18, 2016 8:45:29 GMT -5
Yes, go for it. I am similar to you with income/expenses and am about same age. I bought my 2nd ever new car, a loaded Toyota Rav4 that we will keep for at least 10 years. I am in love with my car, hahah. After one year of ownership it only has 8000 miles on it.
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jenpen
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Post by jenpen on Dec 18, 2016 10:32:45 GMT -5
As far as financing and debt: With the Fit 8 years ago, I financed ~15k for 5 years. I paid it off in 22 months. I do NOT like having debt. That's part of what worries me about making this purchase -- while a $300/mo payment seems reasonable right now, it will drive me crazy and I'll feel compelled to cut back to a totally spartan lifestyle until it's paid off. I've been trying to loosen up the last couple years and let myself enjoy at least some frivolous spending without stressing about it.
My insurance company considers my car a "personal use" only vehicle because of my short commute, so my rates are pretty reasonable (~$280/6 months). I haven't checked exactly what the change will be, but according to Edmunds, it shouldn't be a huge jump in coverage for the new car.
Why new? Why top of the line? I've been checking almost daily for used, and none have had the safety features I want. I could be patient and most likely the right car would come along w/in the next 6 months. But in 5 days I'll be driving through the mountains, into the Polar Vortex to visit family in OH and friends in MI. Then plan to go back to Ohio again in mid-January to see a close family member for the first time in over a year. The Fit makes me apprehensive about making these trips. The thought of making them with the new car has me really excited about the drive.
Although I drive very little on a weekly basis, I do love driving and I love road trips, especially if they involve remote areas on dirt roads where you have to stop and wait for the wildlife to pass. Current car is fun to drive, but it's no good for off-road, and it's not exactly a comfortable ride. When I say I "don't care about cars", I guess I mean I don't care about them for appearance's sake or as a status symbol. I'd be hard pressed to identify a Chevy from a Lexus or Mercedes. But comfort is becoming more important with age, as are reliability and safety. I'm a very careful, conscientious driver, but I know my limitations, including having horribly slow reflexes/response times.
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Rukh O'Rorke
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Post by Rukh O'Rorke on Dec 18, 2016 11:00:41 GMT -5
Okay, third, finances: I make just under 100K/year. Outside of taxes, this goes to: 17,500 to 403b 6,500 to Roth ~5,800 required contribution to state Pension fund ~12,000 to other savings and investments [EDITED to change 1000 to 12k, since the 1k is per month] In general, my monthly expenses, including annual things like property taxes, insurance, etc, are about 3,000/month. I plan to retire in 10 years. Although I started late and only have about 250K in my Roth + 403b, my pension alone will cover >45% my salary. Since I currently live on about a third of my salary, I'm not feeling too bad about my late start ;P Of course that's assuming all goes to plan and I don't lose my job or suffer some major health disaster. Aside from retirement funds, I currently have about 27K in cash, and 18K in taxable investments. For the car, I hope to trade in my Fit for at least 5k, and make an additional down payment to bring the financed amount to $17,500. That would put my monthly payments around $300. Again, really appreciate any feedback/thoughts/suggestions you all may have! based on this, it's a bit of toss up as to spending this on a car. You are in great financial shape, but not very heavy on savings. How secure is the pension if you did lose your job? Will you still get it? reduced percentage?
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Post by The Walk of the Penguin Mich on Dec 18, 2016 11:05:12 GMT -5
Sounds like you can afford it, but why new? Also sounds like you're not going to use it that much. Lately my mantra has been: buy as much as you're going to use. I really think you maximize value and satisfaction that way. This seems like a lot more than you're going to use. Have you ever tried to find a gently used Subaru? For the most part, they cost as much as new if you can find one, and those that don't have a buttload of miles on them. My NEW Forester cost $2000 less than the 3 year gently used one I managed to find but it had 50k miles on it.
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jenpen
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Post by jenpen on Dec 18, 2016 11:14:28 GMT -5
The answer for me would depend on how you are going to pay for it. It certainly looks like you can afford it. I was driving around my 1998 maxima until I finally replaced it in January with an odyssey, no regrets at all. But, I purchased a 2012 with only 20000 miles and negotiated the price down to $20,000 to pay cash. Not that there is anything wrong with 0% car loans. I just like keeping my insurance premiums low and buying from an individual. You must be lucky enough to live in a state with no inspections, no way would a non-operating driver side window pass inspection in Virginia.Good luck on you decision! Yup, I was lucky. IIRC, my state only required emissions inspections at that time, and my car was exempt because of its age. Safety and emissions inspections are required now, so I'd have to make the fix if that happened again.
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jenpen
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Post by jenpen on Dec 18, 2016 11:25:14 GMT -5
Sounds like you can afford it, but why new? Also sounds like you're not going to use it that much. Lately my mantra has been: buy as much as you're going to use. I really think you maximize value and satisfaction that way. This seems like a lot more than you're going to use. Have you ever tried to find a gently used Subaru? For the most part, they cost as much as new if you can find one, and those that don't have a buttload of miles on them. My NEW Forester cost $2000 less than the 3 year gently used one I managed to find but it had 50k miles on it. This is what I'm seeing, too, which why I don't have a lot of motivation to keep trying to find a used one. I'm also running into a weird psychological roadblock, in that a car with 40k miles on may only be 2 years old, but in my driving world, that's more like a 6 year old car! I can't make sense of trying to save maybe $2k to get a car that "old".
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phil5185
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Post by phil5185 on Dec 18, 2016 11:36:37 GMT -5
You might reconsider your 'hate debt' emotion, you're not a Dave Ramsey client, you don't have a stack of credit cards, revolving debt, and bills - you have about $300,000 plus equity in a $100k house, you know how to manage capital and debt. We bought a $36k Van 2 months ago. Two scenarios - A. We have a high 6-fig taxable account, we could sell $40k, use $3k or $4k to pay cap gains tax on the profit, and use $36k to pay cash for the new car. B. We could 100% finance the car (taxes, down payment, everything), and leave our own $40k in the SP500 fund (where it typically doubles about every 6 or 7 years, Rule of 72). And pay about 3% for the use of the borrowed $36k. Personally, I'd finance the entire $29,300 for 60 months. And add the extra to your $45k funds of cash/taxable. Whenever you can get longterm (>5 yrs) capital for <3% take the capital and invest it elsewhere. Road trips - you'd love the drives thru British Columbia & the Yukon - one morning we saw 16 black bears in about 3 hours. Stopped for 8 grizzlies while they scooped salmon out of the river. Mama moose and twin calves, they're the cutest. And buffalo along the roadsides eating grass. Eagles, foxes, wolves. In the summer it's daylight most of the time, lots of wildlife out. A good application for a nice new AWD Subbie.
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resolution
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Post by resolution on Dec 18, 2016 11:50:16 GMT -5
Although I drive very little on a weekly basis, I do love driving and I love road trips, especially if they involve remote areas on dirt roads where you have to stop and wait for the wildlife to pass. Current car is fun to drive, but it's no good for off-road, and it's not exactly a comfortable ride. When I say I "don't care about cars", I guess I mean I don't care about them for appearance's sake or as a status symbol. I'd be hard pressed to identify a Chevy from a Lexus or Mercedes. But comfort is becoming more important with age, as are reliability and safety. I'm a very careful, conscientious driver, but I know my limitations, including having horribly slow reflexes/response times. Have you looked at their eyesight assist package? I would love to have something like that but I can't bring myself to spend the money on a new car. www.subaru.com/engineering/eyesight.html
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GRG a/k/a goldenrulegirl
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Post by GRG a/k/a goldenrulegirl on Dec 18, 2016 12:02:31 GMT -5
As far as financing and debt: With the Fit 8 years ago, I financed ~15k for 5 years. I paid it off in 22 months. I do NOT like having debt. That's part of what worries me about making this purchase -- while a $300/mo payment seems reasonable right now, it will drive me crazy and I'll feel compelled to cut back to a totally spartan lifestyle until it's paid off. I've been trying to loosen up the last couple years and let myself enjoy at least some frivolous spending without stressing about it. My insurance company considers my car a "personal use" only vehicle because of my short commute, so my rates are pretty reasonable (~$280/6 months). I haven't checked exactly what the change will be, but according to Edmunds, it shouldn't be a huge jump in coverage for the new car. Why new? Why top of the line? I've been checking almost daily for used, and none have had the safety features I want. I could be patient and most likely the right car would come along w/in the next 6 months. But in 5 days I'll be driving through the mountains, into the Polar Vortex to visit family in OH and friends in MI. Then plan to go back to Ohio again in mid-January to see a close family member for the first time in over a year. The Fit makes me apprehensive about making these trips. The thought of making them with the new car has me really excited about the drive. Although I drive very little on a weekly basis, I do love driving and I love road trips, especially if they involve remote areas on dirt roads where you have to stop and wait for the wildlife to pass. Current car is fun to drive, but it's no good for off-road, and it's not exactly a comfortable ride. When I say I "don't care about cars", I guess I mean I don't care about them for appearance's sake or as a status symbol. I'd be hard pressed to identify a Chevy from a Lexus or Mercedes. But comfort is becoming more important with age, as are reliability and safety. I'm a very careful, conscientious driver, but I know my limitations, including having horribly slow reflexes/response times. Double check if there is a break-in period: usually the first 1,500 miles require you to drive 55 or less. That might cramp your first trip.
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jenpen
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Post by jenpen on Dec 18, 2016 12:28:19 GMT -5
Very innovative - your engineering skills are great! Thanks, phil Fair points, but I honestly don't believe they apply in my case. Hmm, well, maybe with the car there's some truth in the idea. I'd have no problem driving a car for 200k miles or more, if only it wouldn't take 26+ years to do so! Yes, I'm tired of the car, and readily admit to being seduced by some of the convenience and comfort bells and whistles on the new car. I suppose that could be labeled "trendy", and I don't have a problem with that. I would have a problem with that being the ONLY reason to get a new car at this point, but it's not. For the record, I don't watch TV-remodel shows (I don't have cable, for one thing). Not that I never have, but it's been many many years. In most rooms of my home, the drywall tape around the edges of the ceilings has deteriorated and is pulling popcorn down where it's peeling away. I was an idiot and failed to do my research before taking up the offer from my even bigger idiot ex-boyfriend to paint the ceiling in 2 rooms. Sweet of him and I know he was trying to do something nice for me, but he paints for a living, and should have known better!! In my bedroom, the popcorn is flaking and falling off in multiple large areas. Thankfully, it has been tested and does NOT contain asbestos. In my living room, the popcorn ceiling just inside the patio door -- which I keep open a lot increasing the humidity in that area I guess --started sagging. When I tried to repair it, a 4"x8" rectangle of popcorn fell off and crumbled. I could patch it, which would give me another mismatched area that looks like crap. I know this because I already have a 2 sq foot patch in the living room where the ceiling had to be cut out to repair plumbing above it about 10 years ago. If I don't want a growing patchwork of mismatched popcorn, I could remove and replace the popcorn in those 2 rooms, but they make up most of the square footage of my home. It's cheaper to just remove it from all the rooms. For the flooring upstairs, I may very well replace it with carpet (in which case I won't be doing it myself, though). I'm starting with new flooring for the bathrooms that I have already bought and will install myself. It's replacing 50-year-old discolored, chipped and poorly-installed tile. When that's done, I will evaluate if I want to use the same thing throughout the entire 2nd floor. The argument for that is that I could do it myself, but then having to add area rugs would erode that savings. I'm actually leaning toward carpeting because my 2 cats love having the secure footing of carpet to play on, and I don't spend much time upstairs, except to sleep, bathe and do laundry. While I do have this in my home improvement plans, and would like the bathrooms done soon, there's no urgency on replacing the carpet. It could be next Spring, or it may be in five years.
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Anne_in_VA
Junior Associate
Joined: Dec 20, 2010 14:09:35 GMT -5
Posts: 5,545
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Post by Anne_in_VA on Dec 18, 2016 13:00:34 GMT -5
I'd say wait and go for it when you retire. At this time I'd rent a similar car for your trips and see if you still like it as much as you do now. When you return, keep looking for a gently used car that fits your needs.
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Shooby
Senior Associate
Joined: Jan 17, 2013 0:32:36 GMT -5
Posts: 14,782
Mini-Profile Name Color: 1cf04f
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Post by Shooby on Dec 18, 2016 13:11:01 GMT -5
I would by it. I was looking at a Honda CRV and a Subaru Outback. Both great choices. I got the Honda with backup cam and lane assist cam. That has been invaluable in making driving safer. I prefer new cars now. You get the best years of the car's life if u buy new.
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