tloonya
Junior Associate
What status?
Joined: Dec 18, 2010 16:22:13 GMT -5
Posts: 8,452
|
Post by tloonya on Feb 15, 2016 13:14:01 GMT -5
Ok, lets take me as an example. If I could get my hands on $20 my life would turn 180 degree, put me back on my feet and end my misery.
Now with trashed credit I can't get a loan.
What is another way to find this kind of money that for some is a very small amount and for me it would be a life savior!
Any thoughts?
|
|
Deleted
Joined: Oct 7, 2024 14:40:02 GMT -5
Posts: 0
|
Post by Deleted on Feb 15, 2016 13:16:30 GMT -5
What would you do with the $20,000? I try to break amounts like that down into smaller chunks. Often I can manage many of the smaller amounts but not the big one.
By the way, getting a lone is not getting money. If you can't pay your bills now, how are you going to manage a loan payment on top of the current expenses?
|
|
swamp
Community Leader
THEY’RE EATING THE DOGS!!!!!!!
Joined: Dec 19, 2010 16:03:22 GMT -5
Posts: 45,617
|
Post by swamp on Feb 15, 2016 13:17:39 GMT -5
$20 (in body of post) or $20k (in title of post)?
If it's $20, I'll send it to you.
Cut your daughter off, cut all discretionary spending, and start a GoFundMe page.
|
|
ArchietheDragon
Junior Associate
Joined: Jul 7, 2014 14:29:23 GMT -5
Posts: 6,379
|
Post by ArchietheDragon on Feb 15, 2016 13:24:00 GMT -5
Ok, lets take me as an example. If I could get my hands on $20 my life would turn 180 degree, put me back on my feet and end my misery.
Now with trashed credit I can't get a loan.
What is another way to find this kind of money that for some is a very small amount and for me it would be a life savior!
Any thoughts?
go fund me prosper
|
|
Deleted
Joined: Oct 7, 2024 14:40:02 GMT -5
Posts: 0
|
Post by Deleted on Feb 15, 2016 13:24:35 GMT -5
Would it really be life altering or would it just carry you for awhile? What would you do with it? Are there 20K in outstanding debts that the minimum payments are killing you? I agree with Swamp, cut off the daughter, and cut out everything not necessary. Take on a part-time night or weekends gig. The Gofundme account I'd probably skip, but my cousin just started one for 7K and it pissed me off, so I'm pretty negative on those right now.
|
|
ArchietheDragon
Junior Associate
Joined: Jul 7, 2014 14:29:23 GMT -5
Posts: 6,379
|
Post by ArchietheDragon on Feb 15, 2016 13:26:20 GMT -5
Would it really be life altering or would it just carry you for awhile? What would you do with it? Are there 20K in outstanding debts that the minimum payments are killing you? I agree with Swamp, cut off the daughter, and cut out everything not necessary. Take on a part-time night or weekends gig. The Gofundme account I'd probably skip, but my cousin just started one for 7K and it pissed me off, so I'm pretty negative on those right now. you are negative on free money?
|
|
Deleted
Joined: Oct 7, 2024 14:40:02 GMT -5
Posts: 0
|
Post by Deleted on Feb 15, 2016 13:28:18 GMT -5
Would it really be life altering or would it just carry you for awhile? What would you do with it? Are there 20K in outstanding debts that the minimum payments are killing you? I agree with Swamp, cut off the daughter, and cut out everything not necessary. Take on a part-time night or weekends gig. The Gofundme account I'd probably skip, but my cousin just started one for 7K and it pissed me off, so I'm pretty negative on those right now. you are negative on free money? I'm negative on begging to support your poor choices.
|
|
tloonya
Junior Associate
What status?
Joined: Dec 18, 2010 16:22:13 GMT -5
Posts: 8,452
|
Post by tloonya on Feb 15, 2016 13:28:56 GMT -5
What would you do with the $20,000? I try to break amounts like that down into smaller chunks. Often I can manage many of the smaller amounts but not the big one. By the way, getting a lone is not getting money. If you can't pay your bills now, how are you going to manage a loan payment on top of the current expenses? These money will be put where its supposed to. My head will be clear again and I will invest portion in much needed area that will bring me money.
|
|
ArchietheDragon
Junior Associate
Joined: Jul 7, 2014 14:29:23 GMT -5
Posts: 6,379
|
Post by ArchietheDragon on Feb 15, 2016 13:30:21 GMT -5
you are negative on free money? I'm negative on begging to support your poor choices. is good for the beggar, though.
|
|
tloonya
Junior Associate
What status?
Joined: Dec 18, 2010 16:22:13 GMT -5
Posts: 8,452
|
Post by tloonya on Feb 15, 2016 13:33:13 GMT -5
$20 (in body of post) or $20k (in title of post)?
If it's $20, I'll send it to you.
Cut your daughter off, cut all discretionary spending, and start a GoFundMe page. $20K and thanks. She is on her own. Basically. She is seriously studying and can't possibly live on her $600/mo salary. Mind you she works all hours she can, it is not a game anymore.
And are you guys serious about GoFundMe?
|
|
Deleted
Joined: Oct 7, 2024 14:40:02 GMT -5
Posts: 0
|
Post by Deleted on Feb 15, 2016 13:34:06 GMT -5
I'm negative on begging to support your poor choices. is good for the beggar, though. True. My cousin is $145 richer today due to begging. Far short of her 7K goal though.
|
|
ArchietheDragon
Junior Associate
Joined: Jul 7, 2014 14:29:23 GMT -5
Posts: 6,379
|
Post by ArchietheDragon on Feb 15, 2016 13:35:08 GMT -5
is good for the beggar, though. True. My cousin is $145 richer today due to begging. Far short of her 7K goal though. I bet Loony could write up a request that would go viral. She'll have people from all over the world tripping over themselves to give her money.
|
|
tloonya
Junior Associate
What status?
Joined: Dec 18, 2010 16:22:13 GMT -5
Posts: 8,452
|
Post by tloonya on Feb 15, 2016 13:36:03 GMT -5
Would it really be life altering or would it just carry you for awhile? What would you do with it? Are there 20K in outstanding debts that the minimum payments are killing you? I agree with Swamp, cut off the daughter, and cut out everything not necessary. Take on a part-time night or weekends gig. The Gofundme account I'd probably skip, but my cousin just started one for 7K and it pissed me off, so I'm pretty negative on those right now. you are negative on free money? Are these places true?
|
|
Deleted
Joined: Oct 7, 2024 14:40:02 GMT -5
Posts: 0
|
Post by Deleted on Feb 15, 2016 13:37:03 GMT -5
you are negative on free money? Are these places true? Unfortunately.
|
|
Peace Of Mind
Senior Associate
[font color="#8f2520"]~ Drinks Well With Others ~[/font]
Joined: Dec 17, 2010 16:53:02 GMT -5
Posts: 15,554
Location: Paradise
|
Post by Peace Of Mind on Feb 15, 2016 13:39:56 GMT -5
Words spoken by all spendthrifts.
|
|
gregintenn
Senior Member
Resident hillbilly
Joined: Dec 28, 2015 17:07:59 GMT -5
Posts: 2,840
|
Post by gregintenn on Feb 15, 2016 13:40:06 GMT -5
What would 20k do for you?
|
|
NomoreDramaQ1015
Community Leader
Joined: Dec 20, 2010 14:26:32 GMT -5
Posts: 48,081
|
Post by NomoreDramaQ1015 on Feb 15, 2016 13:45:33 GMT -5
I am sure one of your emails probably contains a Nigerian Prince who is willing to help.
|
|
gregintenn
Senior Member
Resident hillbilly
Joined: Dec 28, 2015 17:07:59 GMT -5
Posts: 2,840
|
Post by gregintenn on Feb 15, 2016 13:49:13 GMT -5
I've found work to be the most sure way to earn money, bu I'm old fashioned and weird.
|
|
tloonya
Junior Associate
What status?
Joined: Dec 18, 2010 16:22:13 GMT -5
Posts: 8,452
|
Post by tloonya on Feb 15, 2016 14:00:26 GMT -5
I've found work to be the most sure way to earn money, bu I'm old fashioned and weird. greg, I am working 7 days a week. When I do not serve customers I am looking for extra work. Anything. I am happened to be out of IT force for 7 years, so I am not qualified for any of their jobs. I would take anything and sending out resumes but I am getting very tired of it.
|
|
tloonya
Junior Associate
What status?
Joined: Dec 18, 2010 16:22:13 GMT -5
Posts: 8,452
|
Post by tloonya on Feb 15, 2016 14:02:49 GMT -5
What would 20k do for you? I BET you want to know! But you had to be nicer with your snarky 'job way of making money' comment. You have NO idea what you are being sarcastic about. And this time I am not kidding.
|
|
resolution
Junior Associate
Joined: Dec 20, 2010 13:09:56 GMT -5
Posts: 7,244
Mini-Profile Name Color: 305b2b
|
Post by resolution on Feb 15, 2016 14:03:19 GMT -5
Do you have family members with money that would agree it would create a positive life change? We are probably going to chip in with some other family members to help out a relative with a down payment. However we have declined to help other relatives that we felt would just be irresponsible.
|
|
tloonya
Junior Associate
What status?
Joined: Dec 18, 2010 16:22:13 GMT -5
Posts: 8,452
|
Post by tloonya on Feb 15, 2016 14:08:46 GMT -5
Do you have family members with money that would agree it would create a positive life change? We are probably going to chip in with some other family members to help out a relative with a down payment. However we have declined to help other relatives that we felt would just be irresponsible. My family is all I have, mom, fil, dd, dh and myself. Due to this business we had lost friends because we never have time nor energy to do anything with them. We are trying to sell it but times are tough.
|
|
Deleted
Joined: Oct 7, 2024 14:40:02 GMT -5
Posts: 0
|
Post by Deleted on Feb 15, 2016 14:11:59 GMT -5
What would 20k do for you? I BET you want to know! But you had to be nicer with your snarky 'job way of making money' comment. You have NO idea what you are being sarcastic about. And this time I am not kidding. It's a fair question really. Would it REALLY help or would it just delay being in the exact same spot a few months down the line.
|
|
ArchietheDragon
Junior Associate
Joined: Jul 7, 2014 14:29:23 GMT -5
Posts: 6,379
|
Post by ArchietheDragon on Feb 15, 2016 14:15:02 GMT -5
I BET you want to know! But you had to be nicer with your snarky 'job way of making money' comment. You have NO idea what you are being sarcastic about. And this time I am not kidding. It's a fair question really. Would it REALLY help or would it just delay being in the exact same spot a few months down the line. delaying is helpful.
|
|
Deleted
Joined: Oct 7, 2024 14:40:02 GMT -5
Posts: 0
|
Post by Deleted on Feb 15, 2016 14:18:16 GMT -5
It's a fair question really. Would it REALLY help or would it just delay being in the exact same spot a few months down the line. delaying is helpful. Yeah, but not addressing the real issue.
|
|
resolution
Junior Associate
Joined: Dec 20, 2010 13:09:56 GMT -5
Posts: 7,244
Mini-Profile Name Color: 305b2b
|
Post by resolution on Feb 15, 2016 14:22:06 GMT -5
Do you have family members with money that would agree it would create a positive life change? We are probably going to chip in with some other family members to help out a relative with a down payment. However we have declined to help other relatives that we felt would just be irresponsible. My family is all I have, mom, fil, dd, dh and myself. Due to this business we had lost friends because we never have time nor energy to do anything with them. We are trying to sell it but times are tough.
Do you have anything you can sell, like a second car or a motorcycle or boat or something that isn't absolutely necessary?
|
|
Deleted
Joined: Oct 7, 2024 14:40:02 GMT -5
Posts: 0
|
Post by Deleted on Feb 15, 2016 14:26:16 GMT -5
What would you do with the $20,000? I try to break amounts like that down into smaller chunks. Often I can manage many of the smaller amounts but not the big one. By the way, getting a lone is not getting money. If you can't pay your bills now, how are you going to manage a loan payment on top of the current expenses? These money will be put where its supposed to. My head will be clear again and I will invest portion in much needed area that will bring me money. So it will go to a number of things. What are the smaller amounts that add up to $20K?
|
|
whoami
Well-Known Member
Joined: Jan 8, 2011 12:43:49 GMT -5
Posts: 1,292
|
Post by whoami on Feb 15, 2016 14:26:58 GMT -5
is good for the beggar, though. True. My cousin is $145 richer today due to begging. Far short of her 7K goal though. I know someone who is doing this. They have had no less than 5 evictions (3 with the same landlord which I dont get) husband was violated so he ended up in jail for a couple months...they have 5 kids from 17-2....car taken etc She's moaning about how selfish family and friends are because they dont want to put them up since they are homeless....help out with the gofundme account.... She is now down to using the kids as a means of getting sympathy for money. She has actually become quite the expert at working the system and seems to understand the eviction process quite well. The last eviction was on Dec 23 Of course nobody works and its everyone's fault (but theirs) they are broke. She is an RN, I dont know what he does. The solution is to go back home where there even fewer jobs but where they can be around people who love them. Of course none of those people seem to be stepping up to the plate to send them a bus ticket so I'm not sure how its going to work out for them once they get there. I think they have managed to swindle about $900 out of people on gofundme. I feel sorry for the kids but given the complete lack of responsibility the parents take for creating their own mess, I'm not sure they will ever find the utopia they think they will find if they just had more money.
|
|
Deleted
Joined: Oct 7, 2024 14:40:02 GMT -5
Posts: 0
|
Post by Deleted on Feb 15, 2016 14:41:47 GMT -5
True. My cousin is $145 richer today due to begging. Far short of her 7K goal though. I know someone who is doing this. They have had no less than 5 evictions (3 with the same landlord which I dont get) husband was violated so he ended up in jail for a couple months...they have 5 kids from 17-2....car taken etc She's moaning about how selfish family and friends are because they dont want to put them up since they are homeless....help out with the gofundme account.... She is now down to using the kids as a means of getting sympathy for money. She has actually become quite the expert at working the system and seems to understand the eviction process quite well. The last eviction was on Dec 23 Of course nobody works and its everyone's fault (but theirs) they are broke. She is an RN, I dont know what he does. The solution is to go back home where there even fewer jobs but where they can be around people who love them. Of course none of those people seem to be stepping up to the plate to send them a bus ticket so I'm not sure how its going to work out for them once they get there. I think they have managed to swindle about $900 out of people on gofundme. I feel sorry for the kids but given the complete lack of responsibility the parents take for creating their own mess, I'm not sure they will ever find the utopia they think they will find if they just had more money. My cousin has a masters degree and was making a lot of money at a government job, then decided to take early retirement a year and a half ago (she's 59) Obviously she wasn't ready to do that as now she's saying she can't even afford to drive the 40 miles to visit her newest grandchild that was born 2 months ago and all their utilities are only on due to the "Cold Weather Rule" in MN.
|
|
Deleted
Joined: Oct 7, 2024 14:40:02 GMT -5
Posts: 0
|
Post by Deleted on Feb 15, 2016 14:45:10 GMT -5
tloonya I know you're trying to sell the store, but would it make more sense in the long run to just walk away from it at this point? Would you do better working retail for someone else than 7 days a week at your own store? I know NOTHING about owning, buying/selling a business, but it just seems like kind of a noose around your neck.
|
|