teachermom
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Post by teachermom on Feb 23, 2016 11:23:59 GMT -5
minnesotapaintlady That is great that he went with you and got something from it. There is no way my ex would have gone. I am not sure if he has learned anything or not.....assuming no, since he still owes me $5k in back support from when he was laid off work 5 yrs ago. Probably could take him to court but instead I just hassle him and when I get it....bonus!! Goes to savings. 
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seriousthistime
Junior Associate
Joined: Dec 22, 2010 20:27:07 GMT -5
Posts: 5,187
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Post by seriousthistime on Feb 24, 2016 15:57:46 GMT -5
Update
| Goal | Added | 2/26/16 | % Saved | Roses | | Travel | $1,500 | $60 | $361 | 24.0% | | | Moving fund | $1,500 | $0 | $75 | 5.0% |
| | Pet care | $3,120 | $120 | $480 | 15.4% |
| | Weekly savings | $2,028 | $78 | $312 | 15.4% |
| | Total | $8,148 | $258 | $1,228 | 15.1% |
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Nothing outstanding here, just plodding along. I said at my last update that I need to get busy selling some of my furniture and household items to beef up the moving fund. Still haven't moved ahead on that.
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shanendoah
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Post by shanendoah on Feb 24, 2016 18:43:14 GMT -5
shanendoah: 2/24/16 $1,250 (Goal: $7,250)
| Current | Goal | % | | Launch Fund | $250 | $1,250 | 20.0% | | Family Savings | $1,000 | $6,000 | 16.7% | | Total | $1,250 | $7,250 | 17.2% |
Had our Disney vacation last week. Used the Disney card, which has to be paid off by this weekend. Pulled no money from actual savings and still sent money to savings, so I am very happy with that. |
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teachermom
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Joined: Dec 20, 2010 21:34:17 GMT -5
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Post by teachermom on Feb 25, 2016 0:31:46 GMT -5
Wow!!! Love when unexpected money comes in.....now to decide what to do. Tomorrow is class 3 at FPU....may do some changes to my savings goals. Oh well....it is all flexible....at least I am saving and making headway!!! Post as soon as I figure it all out!! Teachermom |
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Deleted
Joined: Nov 29, 2024 4:58:49 GMT -5
Posts: 0
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Post by Deleted on Feb 25, 2016 11:19:02 GMT -5
So, I'm feeling INCREDIBLY wealthy right now and very, very blessed. I had a month with more OT than I ever had in my life and a ton of travel reimbursement (like nearly $1000), I got both my Fed and State refunds, my medical FSA reimbursement, a lump some for some back child support and cashed in $400 in credit card rewards. I'm shipping off this money right away and going back to being poor next month, but for the moment I'm going to bask in the glow and smell all the roses.  It feels so good to know if my van crapped out right now I have $7200 just sitting there waiting to replace it without hitting emergency savings. I hope I have a couple more years, but that would get me a decent, reliable sedan. | Fund | 2016 Goal
| Current | Needed | % Comp.
| 2016 Roth
| $5500
| $5500 | $0 | 100.00% | 2017 Roth
| $5500 | $1900 | $3600 | 34.55% | Replacement Car
| $3600 | $3600 | $0 | 100.00% | | College | $2400 | $600 | $1800 | 25.00% | | Vacation | $3000 | $2075 | $925 | 69.17% | Pr. High School
| $1000 | $1000 | $0 | 100.00% | Car Maint
| $1000 | $600 | $400 | 60.00% | | Christmas | $1000 | $1000 | $0 | 100.00% | Sea Base
| $500 | $500 | $0 | 100.00% | Y Membership
| $500 | $500 | $0 | 100.00% | | Total | $24000 | $17275 | $6725 | 71.98% |
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Ombud
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Post by Ombud on Feb 25, 2016 13:35:48 GMT -5
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Deleted
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Post by Deleted on Feb 25, 2016 13:46:45 GMT -5
Thank you! I'm so excited! It will probably slow to snails pace the rest of the year, especially since a good chunk of that is taxes and FSA claims, but then again, my boss's boss just called me and wants me to travel again tomorrow and work this weekend so who knows? I can't work like I was though. Stuff was falling apart at the seams at home. |
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teachermom
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Post by teachermom on Feb 25, 2016 16:00:03 GMT -5
minnesotapaintlady.....Congrats on your rose garden!! Great feeling, huh? I noticed one of your savings pools is SeaBase....is that the boy scout camp in Fl? If so, my boyfriend and son went on that last August....amazing trip!! Teachermom
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Deleted
Joined: Nov 29, 2024 4:58:49 GMT -5
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Post by Deleted on Feb 25, 2016 16:33:24 GMT -5
minnesotapaintlady .....Congrats on your rose garden!! Great feeling, huh? I noticed one of your savings pools is SeaBase....is that the boy scout camp in Fl? If so, my boyfriend and son went on that last August....amazing trip!! Teachermom Yep. My son and his Dad are going this August. I have to pay the airfare this month and the final payment in May. I may not have to make any of the final payment because my son has a lot in his scout account and there is one more fundraiser to come before the trip which is spring plant sales which he usually does well with. It sounds like a blast, but hopefully he doesn't get sea sick. Seven days on a relatively small boat.  |
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teachermom
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Joined: Dec 20, 2010 21:34:17 GMT -5
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Post by teachermom on Feb 25, 2016 16:37:13 GMT -5
minnesotapaintlady My boyfriend and his son took Dramamine and didn't get sick when everyone else did. Key is to pre-load on it for 48 hrs before, I believe, and then take daily no matter what. Teachermom
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Deleted
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Post by Deleted on Feb 25, 2016 16:42:35 GMT -5
teachermom - Thank you! I'll let them know that. It would really suck to plan for two years, pay all that money, then be sick and not even be able to enjoy it fully.
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TheHaitian
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Post by TheHaitian on Feb 25, 2016 19:01:10 GMT -5
Wrong thread lol  |
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TheHaitian
Senior Associate
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Post by TheHaitian on Feb 25, 2016 22:28:43 GMT -5
The Haitian 2/25/16 ----> $10,717.22 / $50,000.00Since I had an ooops, I figured I might as well update. My 401k contributions did not start yet which is sad because I almost had a heart attack when I saw how much I got taxed on my first weekly paycheck : $544  Still haven't decided if I want to do 2015 ROTH contributions and that would require moving some numbers/goals around. There is no way we could add more to the 50k goal! It is a stretch as it is! | Account | Goal | Balance | Difference | % Saved | | Saving | 13,500.00 | 9,000.00 | 4,500.00 | 67% | | Carl Retirement | 18,000.00 | 674.42 | 17,325.58 | 4% | | DW Retirement | 7,500.00 | 1,042.80 | 7,155.96 | 14% | | Carl 2016 ROTH IRA | 5,500.00 | 0.00 | 5,500.00 | 0% | | DW 2016 ROTH IRA | 5,500.00 | 0.00 | 5,500.00 | 0% | | TOTAL | 50,000.00 | 10,717.22 | 39,282.78 | 21% |
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forwardwego
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Posts: 1,400
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Post by forwardwego on Feb 26, 2016 8:07:11 GMT -5
UPDATE 2/26/2016 $2340 (goal $18000) | FUND 2016 | Present | Goal | % Met | $$ Needed | | Homestead EF | 1330 | 2000 | 66 | 670 | | Vehicle XF | 500 | 1500 | 33 | 1000 | | Medical XF | 30 | 1500 | 2 | 1470 | | Travel | 10 | 1000 | 1 | 990 | | SL payoff | 120 | 5000 | 2 | 4880 | | DD wedding | 50 | 5000 | 1 | 4950 | | Rusty J Boxer | 100 | 600 | 16 | 500 | | Weekly Challenge* | 200 | 1400 | 14 | 1200 | | Totals | 2340 | 18000 | 13 | 15660 |
*Weekly challenge/53 Friday summary 1 2 3 4 5 6 7 8 9 10
11 12 13 14 15 16 17 18 19 2021 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 4041 42 43 44 45 46 47 48 49 5051 52 22
14+10+22+24+20+4+50+16+40=200 Another inch along Pondering these numbers makes me a bit sad for the travel fund, but it's a helpful visual aid/reminder that with my race and savings going so slowly we would have no business travelling at the moment. That is one more thing that WIR has done for me. It's has given my financial life more perspective. I can "See" some things I didn't see before...or maybe chose not to see??   |
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scrgrl47
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Posts: 78
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Post by scrgrl47 on Feb 27, 2016 13:12:56 GMT -5
Update! scrgrl47 1/30/16 $8,010.18 (Goal: $43,050)
We found out this week that the company's bonus pool is only funded at 52% this year. The bonus target in most peoples comp plans is 10% of salary, so most people will end up with ~5% of salary. This isn't anything to balk at and I'm grateful that I (a) have a job and (b) get any bonus at all but at the same time, I've been busting arse for this company all year so it would be really nice if things were different. I'm also not seeing a merit increase right now because of a planned (but delayed....) promotion. Hopefully the company holds up their end of the bargain! Go savers!   | Fund | Last Update
| Change
| Current Balance
| Goal
| % Complete
| | College_1 | $100 | $100 | $200 | $1,200 | 16.7% | Rowing
| $120
| $100
| $220
| $1,200
| Mom
| $125
| $125
| $250
| $1,500
| 16.7%
| '17 Deduct
| $150
| $150 | $300
| $2,000
| 15.0% | Vacations
| $200
| $200 | $400 | $2,400 | 16.7% | HSA
| $257 | $257 | $515 | $3,350 | 15.4% | Car
| $450 | $450 | $900 | $5,400
| 16.7%
| Retirement
| $989 | $577
| $1566 | $7,500 | 20.9% | LT Savings
| $2,312 | $1,347 | $3,659 | $18,500 | 19.8% | | Total | $4,704 | $3,307
| $8,010
| $43,050 | 18.6%
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seriousthistime
Junior Associate
Joined: Dec 22, 2010 20:27:07 GMT -5
Posts: 5,187
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Post by seriousthistime on Feb 28, 2016 22:45:59 GMT -5
Attention Savers,
forwardwego and I are going to do the February updates next weekend. This will give everyone a chance to get their month-end updates in, with a few days to spare.
Happy Leap Day!
Please have your numbers updated by Friday morning, March 4. We will get to the smilies and shoutouts sometime over the weekend.
Great job, Savers!
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bankergurl
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Joined: Dec 30, 2010 17:05:10 GMT -5
Posts: 1,435
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Post by bankergurl on Feb 29, 2016 10:38:31 GMT -5
I sold our old microwave last week on FB, so that was an extra $80 to savings! Now need to get the fridge cleaned out and sold, should be able to get at least $800 for it. I am happy with all the little snowflakes we got this week, plus rent. The other $2250.00 we get in rent goes towards the mortgages on the houses. Someday (in about 15 years!) when they are paid off that can all go to savings! 
We passed $10K in contributions!!! 
Current Deposits = $9,209.00
+$25.00 My Payday to Our Savings +$25.00 My Payday to Mom Loan Savings
+$101.00 FB Sales
+$9.00 Even Out Amount +$90.00 Super Bowl Tab Winners
+$9.00 52 Week Challenge Week #9
+$10.00 52 Week Challenge Week #10 +$400.00 Rent from basement +$600.00 Rent from Rental #2
Total Deposits for 2016 = $10,478.00
Banker Gurl : 2/29/16 $10,478.00 (1/1/16 $0, WIRS1) Goal - Contribute $12,000 |
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bankergurl
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Joined: Dec 30, 2010 17:05:10 GMT -5
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Post by bankergurl on Feb 29, 2016 11:40:19 GMT -5
Since last update we had to pay for a new garage door for Rental #2, and cover some overage on bills now that I no longer have any OT coming in. Still happy with where we are at.
Account Name | Balance 1/1/16 | Balance 2/11/16 | Balance 3/1/16 | Local Savings | $2630.00 | $2910.00 | $3155.00 | GC Savings | $240.00 | $6245.00 | $5245.00 | Cap 360 - Us | $3100.00 | $2160.00 | $2235.00 | Cap 360 - Mom Payoff Savings | $4050.00 | $4135.00 | $4185.00 | Cap 360 - Rental Deposit | $1250.00 | $1250.00 | $1250.00 | 52 Week Challenge 2015 | $1081.00 | $1378.00 | $1378.00 | 52 Week Challenge 2016 (Week 10) | $0 | $80.00 | $158.00 | Totals | $12,351.00 | $18,158.00 | $17,606.00 |
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megaptera
Established Member
Joined: Jul 30, 2012 16:50:18 GMT -5
Posts: 338
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Post by megaptera on Feb 29, 2016 12:57:01 GMT -5
UPDATE
megaptera: 2/29/2016 $9,545.00 [1/1/2016 $0.00 / Goal: $19,500.00]
Savings | Current | Goal | % | | Land | $3,395 | $12,000 | 28% | | Car | $3,000 | $3,000 | 100% | | House | $3,000 | $3,000 | 100% | | Christmas | $150 | $1,500 | 10% | | Total | $9,545 | $19,500 | 49% |
I realized I hadn't updated for January, so this reflects the past two months. We got a substantial tax refund (DH started a new job last summer and apparently needs to adjust withholdings  ), and he's been working a ton of overtime.
I'm going to continue to contribute to the car and house funds as I can. DH's car is going to need to be replaced probably this summer, and our house still needs a lot of work before we can sell it.
Have a great week everyone!
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teachermom
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Joined: Dec 20, 2010 21:34:17 GMT -5
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Post by teachermom on Feb 29, 2016 14:04:01 GMT -5
bubbleepink Here is the savers thread. Welcome back!! Teachermom
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teachermom
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Joined: Dec 20, 2010 21:34:17 GMT -5
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Post by teachermom on Feb 29, 2016 15:19:12 GMT -5
FPU was good on Thursday. Makes you take a good look at all your expenses, why you choose to spend money on what you do, what you can cut, what you can save, etc. Still working on reviewing my budget and fine tuning it to determine what I can cut and what I can save. I will finish it up and post before Friday.
Got a refund from an overpayment on a dental bill...that went straight to savings along with what I had left from last months envelopes....added another $330 to savings. The next baby step I need to work on is 3-6 months of savings.....so I will use this to start it. Will show that on my update.
Have a great week!
Teachermom
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Ombud
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Post by Ombud on Feb 29, 2016 18:05:36 GMT -5
1st post. Mine looks boring but I'm ok with boring:
♤ 2016 Roth: 2250 of 6500
♡ Solo vacation : 0 of 2000
OMBUD $2250 (1/1/16 $0, Goal $8500)
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Jaguar
Administrator
Fear does not stop death. It stops life.
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Post by Jaguar on Feb 29, 2016 20:20:04 GMT -5
I done some me shopping in February so my savings took a dip. |
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Jaguar
Administrator
Fear does not stop death. It stops life.
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Post by Jaguar on Feb 29, 2016 20:28:05 GMT -5
Onward and upward creeping along in my baby steps, New Saving Year, here I come 
| Saving Funds | Goals | Current | % Saved | Woo Hoo | | Moving Fund | $2,100 | $343.94 | 16.4% | ? | | Gateway Voyage | $4,600 | $0 | 0.00% | ? | | Everything Fund | $2,300 | $0 | 0.00% | ? | | GRAND TOTAL | $9,000 | $343.94 | 4% | ? |
Sugilite - 29/02/2016 - $343.94 - [NEW GOAL - $9,000]  = 
The Tempurpedic Mattress is so blissful, I just love it so much.
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Saving4Norway
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Joined: Jan 1, 2011 18:27:56 GMT -5
Posts: 1,383
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Post by Saving4Norway on Feb 29, 2016 22:52:56 GMT -5
| Fund | 2016 Goals | Last Month | This Month | % Met | Roses | | Iceland Trip | 3000 | 0 | 0 | 0% | | | Vehicles | 1000 | 0 | 0 | 0% | | | Gifts&Donations | 1500 | 0 | 0 | 0% | | | MC Trips | 3000 | 1000 | 1500 | 50% | | | Santiago 2019 | 2000 | 0 | 0 | 0% | | | Home Improvement | 4500 | 1000 | 1500 | 33% | | | Cultural | 500 | 0 | 500 | 100% | March | | Vacay Prop | 1000 | 500 | 500 | 50% | | | Sisu | 500 | 500 | 500 | 100% | February | | Christmas & PS | 500 | 0 | 0 | 0% | | | Quilting | 500 | 0 | 0 | 0% | | | Seabrook | 500 | 0 | 0 | 0% | | | TOTAL | 18500 | 3000 | 4500 | 24% |
Saving4Norway 3/1/16 $4,500 (Goal $18,500) |
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Saving4Norway
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Post by Saving4Norway on Feb 29, 2016 22:55:33 GMT -5
I made some changes to adjust for... adjustments. Isn't that what happens - you make plans, then life happens and everything changes.  |
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teachermom
Familiar Member
Joined: Dec 20, 2010 21:34:17 GMT -5
Posts: 660
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Post by teachermom on Mar 1, 2016 0:13:33 GMT -5
Update: I have tweaked my spreadsheet and my goals for the year.....hopefully this will be it for the year! Some changes: * Lowered tire fund to $200.....after talking to boyfriend, decided my tires were good to get my through the year.....just need to be prepared for emergency. *Added EF - major $5k.....Starting to save for 6 mos expenses but decided to chunk it per year. *Increased car maintenance to $1k.....need to have some maintenance done....not sure exact cost but this should cover it. *Decreased plumbing to $500....need to do roof first so just going to get started on this | Savings 2016 | | Fund | Goals | Beg Bal | Feb 2016 | YTD | Spent | End Bal | % Met | | Emergency Fund - Minor | $1,000.00 | $0.00 | $1,000.00 | $1,000.00 | $0.00 | $1,000.00 | 100.00% | | Emergency Fund - Major | $5,000.00 | $0.00 | $330.00 | $330.00 | $0.00 | $330.00 | 6.60% | | Insurance - Deductible | $200.00 | $0.00 | $200.00 | $200.00 | $0.00 | $200.00 | 100.00% | | Roof | $2,000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0.00% | | New Tires | $200.00 | $0.00 | $200.00 | $200.00 | $0.00 | $200.00 | 100.00% | | Car Maintenance | $1,000.00 | $0.00 | $300.00 | $300.00 | $25.00 | $275.00 | 30.00% | | Plumbing updates | $500.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0.00% | | Gifts | $1,200.00 | $0.00 | $100.00 | $100.00 | $0.00 | $100.00 | 8.33% | | Spring break trip | $500.00 | $0.00 | $500.00 | $500.00 | $0.00 | $500.00 | 100.00% | | Grand Canyon trip | $500.00 | $0.00 | $500.00 | $500.00 | $0.00 | $500.00 | 100.00% | | Summer trip | $1,000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0.00% | | Hawaii trip | $2,000.00 | $0.00 | $25.00 | $25.00 | $0.00 | $25.00 | 1.25% | | Total Savings | $15,100.00 | $0.00 | $3,155.00 | $3,155.00 | $25.00 | $3,130.00 | 20.89% | |
Now time to pay bills for the month so I can start saving for March!! Teachermom
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snapdragon
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Post by snapdragon on Mar 1, 2016 10:59:24 GMT -5
I will have to update after I see my CPA. I have been holding off putting into savings just because I'm not sure how much my taxes will be this year. I believe next year I can probably get away with turbo tax (unless a family member passes.) So it will be after the 2nd week of March. My hope is to be able to put in a nice bit of change.
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movinonup
Established Member
Joined: Feb 7, 2013 7:44:03 GMT -5
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Post by movinonup on Mar 1, 2016 20:37:26 GMT -5
movinonup 02/05/2016 $518.73 (Goal $24,829.61)
| Saved | Goal | % Saved | Periods Completed | | Monthly Challenge | $230.00 | $780.00 | 29.487% | 2/12 | | Weekly Challenge | $327.00 | $1,378.00 | 23.730% | 7/52 | | Daily Challenge | $22.25 | $671.61 | 3.313% | 8/366 | | Skiing | $0.00 | $2,000.00 | 0.000% |
| | House Addition | $0.00 | $20,000.00 | 0.000% |
| | Total | $579.25 | $24,829.61 | 2.333% |
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Slow progress. Unfortunately, I won't be getting a refund from Uncle Sam to help with savings. At least I don't owe any taxes. I hope to be able to save more after i pay for my two trips. -movinonup
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TheHaitian
Senior Associate
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Post by TheHaitian on Mar 3, 2016 17:48:59 GMT -5
The Haitian 2/25/16 ----> $10,717.22 / $50,000.00Still haven't decided if I want to do 2015 ROTH contributions and that would require moving some numbers/goals around. There is no way we could add more to the 50k goal! It is a stretch as it is! | Account | Goal | Balance | Difference | % Saved | | Saving | 13,500.00 | 9,000.00 | 4,500.00 | 67% | | Carl Retirement | 18,000.00 | 674.42 | 17,325.58 | 4% | | DW Retirement | 7,500.00 | 1,042.80 | 7,155.96 | 14% | | Carl 2016 ROTH IRA | 5,500.00 | 0.00 | 5,500.00 | 0% | | DW 2016 ROTH IRA | 5,500.00 | 0.00 | 5,500.00 | 0% | | TOTAL | 50,000.00 | 10,717.22 | 39,282.78 | 21% |
So I have been thinking about this since I posted! I am awaiting my bonus check (not sure how much it is); refund for my travels to CO for job interviews and also $300 deposit from Dr Not sure if that will be $2,000 but it sure will be at least $1,000 and I will swap my goals; instead of going after maxing 2016 Roth... I am going to max 2015 Roth for the both of us or at least come close. I have March to finish reaching $11,000 but it will be close! Then I have a year to figure out how to put money in the 2016 Roth.... If my wife lands this new job she applied for it would be feasible but not sure she will land it! Hitting bonus for my company would definitely smooth it over! I am torn between sticking with the $50,000 goal or go for the $60,000! I don't want to set it to high and get down on myself for not reaching it! |
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