yogiii
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Post by yogiii on Sept 18, 2015 12:50:01 GMT -5
People who save money don't have to wear grain sack clothing and have no fun.
I got together with a couple girlfriends last weekend, one who I hadn't seen in 10-12 years, so since early 20s. We spent the whole night talking about the fun things we did a million years ago, going out, traveling, general shenanigans. Now we're mid 30s and it's a different kind of fun we're looking for. So yes as the years pass, things change but I had fun and saved at the same time. What a concept.
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Lizard Queen
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Post by Lizard Queen on Sept 18, 2015 13:48:09 GMT -5
This is the blurb about the original author that shows up at the bottom of the article. "Lauren Martin is a Senior Lifestyle Writer at Elite Daily. After graduating from PSU, she moved to NYC to write fart jokes at Smosh Magazine. Making her way to ED, she now writes riveting commentary on nude pics, condoms and first dates." The lack of an Oxford comma troubles me. Really?? Now I'm all confused. I thought this is the way you're supposed to do it nowadays. (I learned it the Oxford comma way. Seriously -- confused.)
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dannylion
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Post by dannylion on Sept 18, 2015 14:00:15 GMT -5
The lack of an Oxford comma troubles me. Really?? Now I'm all confused. I thought this is the way you're supposed to do it nowadays. (I learned it the Oxford comma way. Seriously -- confused.) They will get my Oxford comma when they pry it from my cold, dead, um, keyboard.
"They" can do whatever they want. I have standards and will continue to employ the Oxford comma.
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steph08
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Post by steph08 on Sept 18, 2015 14:24:42 GMT -5
I also don't understand the idea that you can't advance your career while saving something at the same time. What does the investing in oneself entail? Because you aren't networking if you aren't spending every night at the clubs!!
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billisonboard
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Post by billisonboard on Sept 18, 2015 14:43:20 GMT -5
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dannylion
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Post by dannylion on Sept 18, 2015 14:56:47 GMT -5
Now that I think about it, I did do a lot of traveling in my 20s.
I was in the Air Force at the time, though, so ...
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happyhoix
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Post by happyhoix on Sept 18, 2015 15:10:49 GMT -5
I also don't understand the idea that you can't advance your career while saving something at the same time. What does the investing in oneself entail? Probably high end clothes, mani/Pedi's, high end color and cut for your hair, and you can't be seen driving just any old sedan. Going out after work to clubs/restaurants where you hope to network with important people who will hire you because you look fabulous. I had a co-worker ask me when I was about 29 if I wasn't spending my money on clothes, what WAS I spending my money on - which tells you the kind of non designer crap I covered myself with and then dared to walk in public. I still ended up getting promoted, though, for some odd reason. And ironically the lady who asked me that was trying to get her BF to marry her about 15 years later but he refused due to all the debt she had.... although they did end up married. Either he caved or she stopped shopping the designer racks, or maybe a combination of both.
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Cookies Galore
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Post by Cookies Galore on Sept 18, 2015 15:37:42 GMT -5
The lack of an Oxford comma troubles me. Really?? Now I'm all confused. I thought this is the way you're supposed to do it nowadays. (I learned it the Oxford comma way. Seriously -- confused.) Nude pics, condoms , and first dates for life! I'm an editor. These things matter. (Bolded commas really don't show up.)
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Lizard Queen
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Post by Lizard Queen on Sept 18, 2015 15:54:42 GMT -5
Really?? Now I'm all confused. I thought this is the way you're supposed to do it nowadays. (I learned it the Oxford comma way. Seriously -- confused.) Nude pics, condoms , and first dates for life! I'm an editor. These things matter. (Bolded commas really don't show up.) My first inclination is to put them in. I've been taking them out because I thought I'd look old-fashioned doing it that way (going back to school in my 40's and all). It makes me happy to go back to the way I learned it. Can we go back to catsup instead of ketchup? It may be crazy, but it bugs me. I learned to spell it the right way, dammit!
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Post by mojothehelpermonkey on Sept 18, 2015 16:45:15 GMT -5
Really?? Now I'm all confused. I thought this is the way you're supposed to do it nowadays. (I learned it the Oxford comma way. Seriously -- confused.) They will get my Oxford comma when they pry it from my cold, dead, um, keyboard.
"They" can do whatever they want. I have standards and will continue to employ the Oxford comma.
I stopped using an Oxford comma when my first big grad school paper was returned to me with all of them circled and the comment "I will critique the science when the punctuation is fixed". It must be a regional thing, and I don't think either side has a more compelling case for which is right or wrong. Since grad school, I omit the Oxford comma in practice, but I root for it in spirit.
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movingforward
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Post by movingforward on Sept 18, 2015 16:45:46 GMT -5
I didn't save in my 20s- well, i did. but I saved up my money and then traveled for 3-5 weeks around Europe each summer. So basically- I spent all the money I saved. I don't regret it one bit. I had the most amazing experiences and adventures, made fantastic friends and crazy memories. I learned so much about the world and myself... and quite a bit about cooking, to boot. While I wish I had done things differently money wise, after that time period that would put me in a better financial place at 35, I wouldn't have changed the traveling in my 20s for anything. I wouldn't change any of travel experiences either but I spent some money on some other dumb stuff like New cars I didn't need, etc in my 20s. I really wish I had saved that money.
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Cookies Galore
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Post by Cookies Galore on Sept 18, 2015 17:23:57 GMT -5
They will get my Oxford comma when they pry it from my cold, dead, um, keyboard.
"They" can do whatever they want. I have standards and will continue to employ the Oxford comma.
I stopped using an Oxford comma when my first big grad school paper was returned to me with all of them circled and the comment "I will critique the science when the punctuation is fixed". It must be a regional thing, and I don't think either side has a more compelling case for which is right or wrong. Since grad school, I omit the Oxford comma in practice, but I root for it in spirit. It's style guide dependent, definitely not regional. AMA, APA, and CSE use the Oxford/serial comma, so your grad school teacher sucked. :-)
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Tiny
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Post by Tiny on Sept 18, 2015 20:15:45 GMT -5
The lack of an Oxford comma troubles me. Really?? Now I'm all confused. I thought this is the way you're supposed to do it nowadays. (I learned it the Oxford comma way. Seriously -- confused.) It's the awkwardness of the missing comma - kinda like I would imagine it is to bring up condom use on a first date (which is implied by that missing comma).... but, perhaps when you are living life to the fullest as a 20 something that kind of conversation comes up often?
FWIW: I don't have a problem with needing a condom on a first date...
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Deleted
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Post by Deleted on Sept 18, 2015 21:27:48 GMT -5
I didn't save in my 20s- well, i did. but I saved up my money and then traveled for 3-5 weeks around Europe each summer. So basically- I spent all the money I saved. I don't regret it one bit. I had the most amazing experiences and adventures, made fantastic friends and crazy memories. I learned so much about the world and myself... and quite a bit about cooking, to boot. While I wish I had done things differently money wise, after that time period that would put me in a better financial place at 35, I wouldn't have changed the traveling in my 20s for anything. I wouldn't change any of travel experiences either but I spent some money on some other dumb stuff like New cars I didn't need, etc in my 20s. I really wish I had saved that money. For me, it was the horses. Even though I saved a lot, I spent a crap load on those horses.
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quince
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Post by quince on Sept 18, 2015 22:58:56 GMT -5
If you're saving in your 20's, you probably ARE doing something wrong.... ... not saving enough!
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lund
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Post by lund on Sept 19, 2015 4:27:49 GMT -5
If you're saving in your 20's, you probably ARE doing something wrong.... ... not saving enough! LOL!
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Deleted
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Post by Deleted on Sept 19, 2015 8:49:30 GMT -5
Well, even if you make all the right financial decisions it's refreshing to know you can still f*ck up commas....
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Tiny
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Post by Tiny on Sept 19, 2015 10:11:09 GMT -5
You don't have to use it... but it means that the writer has to be more careful with their lists...
One of the examples I found on line:
www.grammarly.com/blog/2015/what-is-the-oxford-comma-and-why-do-people-care-so-much-about-it/
If you where listing the people you love: I love my parents, Lady Gaga, and Humptydumpty! I love my parents, Lady Gaga and Humptydumpty! (implies that one's parents are Lady Gaga and Humptydumpty).
The confusion of the lacking comma could be resolved by rephrasing the list:
I love Lady Gaga, Humptydumpty and my parents.
I'd Vote for using the Oxford Comma since no matter how on "auto pilot" or "not seeing the forest for the trees" the writer is... the meaning is clear.
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trimatty471
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Post by trimatty471 on Sept 19, 2015 18:46:09 GMT -5
I spent my 20s getting out of debt. I mostly saved in my 30s.
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AgeOfEnlightenmentSCP
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Post by AgeOfEnlightenmentSCP on Sept 20, 2015 8:27:25 GMT -5
what an idiot- but to be fair I didn't even read the article. Agreed. The quote about you're not going to be happy in your 40's for the "few thousand dollars you saved" was really all I needed to know. A lot of people mistake luck for genius and offer advice based upon it.
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AgeOfEnlightenmentSCP
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Post by AgeOfEnlightenmentSCP on Sept 20, 2015 8:33:56 GMT -5
The perception that it is higher probably comes from the fact that it is more socially acceptable. When a teen got pregnant in 1991, it was still semi-taboo, and at least some effort would be conceal the pregnancy and the child. Now high schools have daycare centers. That brings me to the best financial advice for women, period: 1. Graduate High School. 2. Do not get pregnant until you graduate high school, and you are married. These two things improve a woman's chances of living above the poverty line by 91% and they improve the odds of earning more than the median household income by 50%. The "Welfare State" is really "The Single Mom State"...
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Deleted
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Post by Deleted on Sept 20, 2015 8:42:05 GMT -5
That's a good political slogan...
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billisonboard
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Post by billisonboard on Sept 20, 2015 8:49:49 GMT -5
... The perception that it is higher probably comes from the fact that it is more socially acceptable. When a teen got pregnant in 1991, it was still semi-taboo, and at least some effort would be conceal the pregnancy and the child. Now high schools have daycare centers. ... Agreed. And I think the reality that it is lower is because of the increased opportunity coats of becoming pregnant. If you were going to end up barefoot and pregnant at 20 anyway, why not do it at 17. With a world of possibilities available to young women now, many are more concerned about their dreams being derailed.
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AgeOfEnlightenmentSCP
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Post by AgeOfEnlightenmentSCP on Sept 20, 2015 8:49:56 GMT -5
That's a good political slogan... It's more than a slogan. The truth is that social and fiscal issues are inextricably connected. The family is the basic economic unit of society, where there is no father in a welfare state, the state fills the role. As the state fills the role, fathers are devalued. In a nutshell: incentives matter.
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olderburgher
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Post by olderburgher on Sept 20, 2015 9:23:45 GMT -5
"...she now writes riveting commentary on nude pics, condoms and first dates." If her riveting commentary here is like that mentioned It must be worthless.
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Deleted
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Post by Deleted on Sept 20, 2015 9:35:21 GMT -5
I think you should run on this platform Paul. Single Mother State... That's the way to get women under the banner...
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AgeOfEnlightenmentSCP
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Post by AgeOfEnlightenmentSCP on Sept 21, 2015 13:45:43 GMT -5
I think you should run on this platform Paul. Single Mother State... That's the way to get women under the banner... Again, I think the false political narrative of the left that it's racistsexistbigotedhomophobic to refuse to capitulate to the extortionist left.
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Deleted
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Post by Deleted on Sept 21, 2015 15:01:47 GMT -5
Actually, what I was saying is that you lose women. And are not likely to gain them with that narrative.
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gs11rmb
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Post by gs11rmb on Sept 21, 2015 15:06:49 GMT -5
I think you should run on this platform Paul. Single Mother State... That's the way to get women under the banner... Again, I think the false political narrative of the left that it's racistsexistbigotedhomophobic to refuse to capitulate to the extortionist left. At the risk of having this moved to the politics board ... I think the most effective (and cheapest) way to reduce the births to poor, single women would be to pay for birth control. I admit to getting irritated seeing irresponsible people getting bailed out but I would, without hesitation, be happy to see my tax dollars spent on birth control. Not simply to prevent poor women from having children but to provide those women with an opportunity to effectively choose whether or not to have a child.
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AgeOfEnlightenmentSCP
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Post by AgeOfEnlightenmentSCP on Sept 21, 2015 15:25:16 GMT -5
Well, it can be as wide ranging and complicated a discussion as anyone here has patience for- but the bottom line is that the best financial decision a woman (in particular, because women still end up with the kids) can make is to graduate high school, and wait until marriage to have children. There's no room for nuance in the data, either. For example, having kids with the shack up guy and then getting married later has fairly similar results to single motherhood financially speaking (and a much higher rate of divorce than those that wait). Like a lot of things in life fun now doesn't equate to long term happiness later. Yes, we've lowered the costs of single motherhood on paper with welfare programs-- but again, the data tend to show that welfare perpetuates rather than alleviates poverty. Again, I could get way deep into it-- but THE number one, self-perpetuating cause of poverty is single motherhood. There are other factors, but none as preventable.
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