Deleted
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Post by Deleted on Mar 8, 2011 15:59:25 GMT -5
Not to worry, Pat. I've figured out how to work smart and without being on my knees! Although I've never heard of anybody dying of housemaid's knee, I didn't want to be the first ;D
Can't imagine how carpet layers manage to work for years...
About speaking Spanish...the first thing all my clients wanted to know was whether I spoke English!
I know that I'm fortunate to be hale and hearty, and believe me, I thank my lucky stars daily.
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Post by katedenorm on Mar 8, 2011 16:05:56 GMT -5
I have known people looking for work after being (and while on) UE. One person had just bought a house before losing the the first and only job she held for almost 20 years. Good with money, had EFs, but no work in our area - PA. She looked and looked and finally took a job that started at $9/hour. In the past few years, I have had to rely on UE and can't stand to be on it. Sometimes, it's just what happens. In two years, the same company laid me off twice. So much for being loyal. After the first layoff, I continued to look for work, but all it takes is one stint on UE to realize that you have not saved enough. Honestly, if you have saved every single penny until losing your job at the age of 40 or so when you have a mortgage, credit card bills - yes bad - and get used to living the way you live, it's really hard to back peddle. My first time on UE I was so unprepared that the credit cards became a back up. The second time was even worse since I hadn't recovered financially. (Every single bill was paid on time and always more than needed.) Presently, I've run into a problem with unemployment and again was just getting back on my feet. EF's were good for only a few months after catching up from the previous times. Now with UE on hold (there's a post out there) I have no income and several job offers but any job at this point would be great. I actually took a job to get off of UE and in the end, am in worse shape now than I have been in many, many years. It's not as easy as taking the first job that comes along to get off of UE. You have to mind your ps and qs.
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stats45
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Post by stats45 on Mar 8, 2011 16:07:53 GMT -5
All these stories about people older than 55 looking for jobs and needing to work just reinforces the importance of savings early in life. Everyone isn't going to be able to retire at 50, but it is nice to be able to have enough saved where if these relatively probable cirucmstances happen later life, you are more protected.
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whoisjohngalt
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Post by whoisjohngalt on Mar 8, 2011 16:18:07 GMT -5
How so very typical to completely miss the point of the post - she didn't sit and wait and bitched and moaned, she found something to do and make money!
Heck, I am half her age and I couldn't do cleaning for a living. So what?? NOT THE POINT!!!!!
Lena
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sapphire12
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Post by sapphire12 on Mar 8, 2011 16:33:07 GMT -5
stat -- I concur.
missrigby -- kudos to you.
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Post by Deleted on Mar 8, 2011 16:39:00 GMT -5
And I also know people who once earned >$100,000 and haven't worked for over a year. They only apply for >$75k jobs, they won't do 'menial' work. IMO, when you are out of work, you need to take the jobs that are available, not your 'dream' job. It is inefficient for the economy for skilled people to go flip burgers. If someone has been out or work over 12 months though, they are no longer "that" skilled and should be going after lower wage jobs.
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Sum Dum Gai
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Post by Sum Dum Gai on Mar 8, 2011 17:07:27 GMT -5
Oops, responded without realizing there was a page two already.
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busymom
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Post by busymom on Mar 8, 2011 17:20:57 GMT -5
Karma for missrigby for making her own job! Most guys I know over 50 who've been out of work too long are doing lawn work or clearing snow, which isn't easy if your body doesn't want to cooperate. Yard work is a young man's game too. But getting a job in this economy if you're over 50 (and look it) is rough. Companies want young people who will work cheap. (And non-union.)
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Post by Deleted on Mar 8, 2011 19:25:29 GMT -5
I guess all you can really do is sympathize that they're having a tough time, avoid gushing about any good news about your own job, and wish them well. I don't know how I'd handle it.
But, geez, you'd think that if they're that close to no income whatsoever, they'd be leaving no stone unturned.
I can tell you for sure that it's harder work looking for a job than it is having a job. And I can tell you for sure, too, that I will never look for a job again; I'm grateful that now they come looking for me! Just this evening, I got a call from a friend of one of my former clients (one that I fired), pleading with me to just come help her out for a day. Sorry, can't do it... She even offered to pay me $5/hour more than my rate. Nope. It's nice to be in a position to be selective ;D And I'm exceedingly grateful that I do this because I like to and not because I have to.
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jkapp
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Post by jkapp on Mar 8, 2011 20:02:01 GMT -5
Perhaps the biggest problem is that so many rely on everyone else for just about everything: someone else to pay them money while unemployed, someone else to get them insurance, someone else to give them a job, etc, etc.
It's no wonder our country keeps getting worse and worse recessions considering the "can't-do" attitudes that have taken over our culture...
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Deleted
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Post by Deleted on Mar 8, 2011 20:30:34 GMT -5
I dunno, Pat. Maybe it's like writing? Write what you know about.
Therefore, start a business that you know about. Start small, think big, spend little to start. I sure as heck wouldn't be paying big money for a franchise or anything like that.
Don't think I'm expressing this very well and can't think of another way to say it.
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formerexpat
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Post by formerexpat on Mar 8, 2011 21:03:27 GMT -5
We live in an area with high illegal populations. Hasn't stopped my nearly 60 year old uncle from doing very well in his contractor business, even in this down economy. And he gets around just fine; he is finishing up our basement now. I work out on a regular basis and I was the one getting tired carrying the drywall down the stairs!!
My grandfather worked until he was 70 hanging doors and windows for the company he owned. Sure, he had some back problems but he was still able to do the work to the day he retired.
Most of my blue collar family has done just fine and retired on their own accord.
But, the one thing you said that was valid and important is that eating well is likely the difference from being able to work longer and enjoy retirement and dying pre-retirement. This has little to do with white or blue collar careers though. [/size]
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Waffle
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Post by Waffle on Mar 8, 2011 22:14:07 GMT -5
I don't feel all that sorry for people particularly those below (40 or so) who collected benefits for two years or more and didn't take steps to change careers or add new skills during the two years. I mean come on, two years is long enough to get many occupational and technical degrees, you could get an associate's degree even in that time. Serious question. How could someone in that position afford to get a degree?
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Peace77
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Post by Peace77 on Mar 9, 2011 10:07:29 GMT -5
If I were in that situation, I would register with every temp agency withing 15 miles. Many temp agencies offer free classes on computer programs. Many companies are only hiring workers that have already been temps. I would also be ramping up job search efforts and taking the next job that paid more than minimum wage. Those looking for work should check out websites that combine job offers such as www.CareerDaddy.comAlso look at websites of larger employers such as hospitals and universities. They often don't advertise elsewhere.
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Post by katedenorm on Mar 9, 2011 10:52:18 GMT -5
Excuses are for some people, a way of life. There are a lot of people out there that don't use them. It IS hard to find employment nowadays and even if you are on top of your game, a lot of rejection can takes it toll. The first time I was unemployed in over 20 years, I filed for UE, sent resumes to every major company in our area within a 20 mile radius, sent resumes to previous employers, utility companies, etc. I ended up with a friend getting me into a company on her word alone within 3 weeks. This last UE period has been awful. This is the third for me in 3 years. After so long, you feel so beat you don't know which end is up. It's like climbing a mountain with a boulder on your back. You keep your hopes up and try your best. Even when you get a disappointing response or no repsonse, people expect you to be happy go lucky. At times, I have even come to dislike BF for his suggestions on where I should work and how I should go about it. He's had the same job for 20 years. He doesn't really understand what my work capabilities are and he doesn't understand how depressing it all gets. I may sound like I make excuses sometimes, but really, I'm trying as hard as I can and it just seeps out sometimes. Don't take your friends "excuses" to heart or think that they aren't trying. It may be deeper than you think. And in the meantime, avoid discussing employment with them unless you have a job in mind.
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stats45
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Post by stats45 on Mar 9, 2011 13:10:24 GMT -5
Waffle, I understand that it might be hard, but nearly everyone lives close to a Community College, and it is relatively inexpensive.
The truth is though that it is too late to start thinking up a plan when you just become unemployed. You have to open up those income streams and alternatives when times are good. If you haven't been saving before (money for retraining), going to college and paying for it will seem incredibly overwhelming. Most people don't care about these things much when they have a job or just have a lot of other things going on in their lives.
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hurley1980
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Post by hurley1980 on Mar 9, 2011 13:21:16 GMT -5
I don't feel all that sorry for people particularly those below (40 or so) who collected benefits for two years or more and didn't take steps to change careers or add new skills during the two years. I mean come on, two years is long enough to get many occupational and technical degrees, you could get an associate's degree even in that time. Serious question. How could someone in that position afford to get a degree? I would assume one would qualify for a buttload of financial aid with such a low income as unemployment offers. Or student loans. CCs aren't expensive. Usually Tech schools are, but they also offer financial aid, grants, loans, the same as CCs and universities.
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ihearyou2
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Post by ihearyou2 on Mar 9, 2011 13:27:44 GMT -5
I totally get the frustration of the unemployed and heck I don't think I would be much better mentally but you got to keep on working in a constructive manner. Hopelessness is not an option, you got to keep on plugging even if you don't get results.
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workpublic
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Post by workpublic on Mar 9, 2011 13:42:17 GMT -5
#65
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Post by katedenorm on Mar 9, 2011 14:59:09 GMT -5
From experience - BF makes too much money for me to get assistance. Even if I qualified for some reason that they didn't go by household income, I couldn't take it. I have options and BF is helping with my bills. Different circumstances for different people.
Community Colleges and whatnot are out there for sure. Financial Aid is scarey enough without wondering how you're going to pay for that once you graduate...and that's with a BIG IF that someone actually loans the unemployed person with no finances money. Some programs offer grants for unemployed people to obtain a 2 year degree. They are few and far between and from what our local career service center says, hard to get.
Just saying - not making excuses. This is what I've found in our area. Just a little more stress please....
FYI - had a phone screening today for a position and several irons in the fire. Still hoping and still plugging away. What are my choices. ;D It all works out in the end. It's just hanging in there long enough.
And thanks for the Karma all!
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Post by katedenorm on Mar 9, 2011 15:02:04 GMT -5
Also forgot to mention, a local college in our area has a Small Business Assistance Service. They don't get you money to start up, they walk you through the process of starting a business and help you get your business plan ready to submit for loans and the likes. It's a free service and I have already checked and met with them for some options. Maybe there are other colleges or universities in other areas that have the same types of service?
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Small Biz Owner
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Post by Small Biz Owner on Mar 10, 2011 10:01:42 GMT -5
Unfortunately the economy and business has not recovered enough to employ more people. Especially at the wages they used to get, or what think they are entitled to. I am unable to add people when my sales have been flat for 3 years now. But I feel fortunate since a few of my competitors have closed their doors.
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shelby
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Post by shelby on Mar 10, 2011 12:07:09 GMT -5
I will agree with other posters about school maybe not being the right choice. Financial aid is not as easily accessible as some might think. It is based on the prior years income tax also the household income so unless you are the only income earner and you have several months to a year behind you of unemployment you probably will not qualify. I did not qualify based on only husbands income and a family of 5. Even after the separation I would have had to wait close to a year to use only my income. With the competitive job market I am really rethinking going to school and taking on massive student loans only to find no jobs available and other much more qualified people lined up to do the job for less than what they would have 3 years ago. I already have enough loans to make me worried and still 2 years left on my degree. Very scary out there I feel for all the people looking for jobs, I think I was lucky in only waiting 4 months to find a full time job.
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Post by katedenorm on Mar 10, 2011 12:33:30 GMT -5
State beautifully Shelby. That's what I wanted to say but couldn't find the words. It's a scarey place out there. Best wishes.
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