muttleynfelix
Junior Associate
Joined: Dec 20, 2010 15:32:52 GMT -5
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Post by muttleynfelix on Jan 30, 2015 15:10:24 GMT -5
about house hunting ... will you guys be able to afford two mortgages temporarily if the house doesn't sell in time? I'd probably prefer to move into a house right away if I already knew of a few neighborhoods/towns I wanted to move to (I also hate moving). So if the cash is an issue, would it be possible to get a low interest loan from your parents to help with a down payment or take a 401k loan? This is one of the few times where I would think a 401k loan would actually make sense. I can't see us getting approved at all if our other house doesn't sell. It would strap us so bad on our day to to day funds. Even at my new salary. My plan for a DP is actually to take the contributions out of our ROTHs.  That way I save our actual savings for moving and incidentals (although, now we don't have to pay for moving). I don't know. I need to start crunching some numbers. We have minimal equity in our current home. So we are going to be lucky to walk away without bringing money to the table. I've got a good idea where I think we want to live. I need to get with a friend from high school whose MIL is a retired teacher and she said she would give me her scoop on what schools. I also have some contact information from a couple who was staying at the same bed and breakfast we were at in December and they gave me their information as well. So I'm going to email those 2 people this weekend and see if we can help narrow it down from the schools angle. There 3 homes just 10 minutes from downtown, but are sort of outside of town that DH and I both like, but the schools concern me a bit there. There are probably 10 other homes that meet our basic criteria but have what appear to be better schools. |
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sapphire12
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Joined: Dec 19, 2010 19:02:12 GMT -5
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Post by sapphire12 on Jan 30, 2015 22:57:21 GMT -5
Congratulations and best wishes on your move and new job! I know this has been stressing you out recently.
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Jaguar
Administrator
Fear does not stop death. It stops life.
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Post by Jaguar on Jan 30, 2015 23:04:12 GMT -5
Congrats this is just freaking awesome.  |
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muttleynfelix
Junior Associate
Joined: Dec 20, 2010 15:32:52 GMT -5
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Post by muttleynfelix on Jan 30, 2015 23:13:22 GMT -5
Thanks everyone.
We had one decision that was made really easy. DS's school's spring break is the second week of March. So, We don't have to decide if he goes that week or not or figure out when we move.
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yogiii
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Joined: Dec 20, 2010 19:38:00 GMT -5
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Post by yogiii on Jan 31, 2015 7:41:09 GMT -5
Good luck selling the house, hope it sells quickly. I have a feeling everything else will just fall into place nicely. Congrats, so exciting!
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taz157
Senior Associate
Joined: Dec 20, 2010 20:50:06 GMT -5
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Post by taz157 on Jan 31, 2015 8:08:09 GMT -5
Good luck selling the house, hope it sells quickly. I have a feeling everything else will just fall into place nicely. Congrats, so exciting!   |
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Angel!
Senior Associate
Politics Admin
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Post by Angel! on Jan 31, 2015 19:35:08 GMT -5
Congrats!!!
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muttleynfelix
Junior Associate
Joined: Dec 20, 2010 15:32:52 GMT -5
Posts: 9,406
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Post by muttleynfelix on Jan 31, 2015 19:37:47 GMT -5
Thanks everyone. i picked up boxes while out and about and DH has 3/4 of our catch all/office packed already. My clothes and the kids clothes have been gone through and sorted. Things too big for the kids have been packed up in a vacuum bag. Tonight, I'm going through my closet an d things I won't need will be packed up that way as well. So it is 100% full steam ahead. We have way too much crap.  tractor - my neighbors bought the tractor. So never fear. They will take good care of it. |
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muttleynfelix
Junior Associate
Joined: Dec 20, 2010 15:32:52 GMT -5
Posts: 9,406
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Post by muttleynfelix on Feb 2, 2015 15:16:30 GMT -5
Holy sh!t! The realtor stopped by to pick up the paperwork and said they already have someone who wants to see our house. We didn't even have signed paperwork yet! -faint-Hopefully they will still want to look at it next week. Preschool has been called. Kindermusik has been called. Called about taxes and I can drop those off this week or next and still have them done in plenty of time. DD's 2 year check up has been scheduled. My annual exam is not going to happen - they can't get me in for 2+ months. Health insurance agent has been called. Now if I could just focus on work. I'm a little peeved because my boss doesn't want me to work on the cool project. He wants me to knock out some site and grading plans for him once I get this subdivision done. So, glad I am getting a new job. ETA: Reimbursement form has been submitted. |
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muttleynfelix
Junior Associate
Joined: Dec 20, 2010 15:32:52 GMT -5
Posts: 9,406
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Post by muttleynfelix on Feb 6, 2015 23:06:26 GMT -5
I came home today to find a for sale sign by my driveway at the road. We are on the market!  |
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TheOtherMe
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Post by TheOtherMe on Feb 7, 2015 20:18:25 GMT -5
Where are you moving to in Iowa? Cedar Rapids. About 90 minutes from me and in Hawkeye land! |
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