frugalingtown
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Post by frugalingtown on Sept 17, 2014 9:03:10 GMT -5
I know many people LOVE their jobs however I am not one of them. LOL If I did not have to work fulltime I would not. I really need discipline to cut expenses so I can stay home however that would mean DH would need to be on the same page and he isn't there. When I mention cutting BACK not OUT on going out to eat he said he really enjoys it. Truth be told I do too but........I want to be able to work part time not full time. Have any of you guys had these issues? If so, were you able to compromise? and if you were how did you achieve that? thanks!
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Ryan
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Post by Ryan on Sept 17, 2014 9:15:53 GMT -5
I'd much rather NOT be working, but I have a lot of expenses in the future (3 kids) so I have to think about that as well.
My wife continues to work when she doesn't really need to, but that was more a long-term decision rather than a short-term one. She works close to home and is a tenured teacher, so she didn't want to risk losing that job by staying home for a couple years.
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zibazinski
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Post by zibazinski on Sept 17, 2014 9:27:19 GMT -5
Do you have kids that require daycare or other reasons to work less? Is it just your job you don't like? Can you find one that you do?
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frugalingtown
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Post by frugalingtown on Sept 17, 2014 10:07:41 GMT -5
No children and no I really dont' like my job or the circumstances that surround it. I've looked for months in all kinds of places for opening and around here there isn't much available unless I want to work at Target or other retail places. Now I am not saying I am too good for those places but I've worked retail before. The only retail I would like to work would be at a bookstore. I have looked into that possiblity but no positons are available.
I've never had that drive to work fulltime until retirement. I don't know........maybe I am lazy? Nope that is not it because I perform my duties well and have been approached by 2 different people to go to the next level but I don't want that kind of stress.
I think insurance is a concern to DH. If I went part time his premium would go way up.
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Happy prose
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Post by Happy prose on Sept 17, 2014 10:44:00 GMT -5
I like my job, but would not work full time if I didn't have to. I don't mind five days per week, but 8 hrs is too long. I want to go home after 4 hrs! I need both the money and health benefits.
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Rocky Mtn Saver
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Post by Rocky Mtn Saver on Sept 17, 2014 10:57:08 GMT -5
I like my job, but would not work full time if I didn't have to. I don't mind five days per week, but 8 hrs is too long. I want to go home after 4 hrs! I need both the money and health benefits. I'm kind of opposite - I don't mind 8 hrs per day, but 5 days is too long. :-) I'm already working on a way to bring in sufficient income without the full-time gig. Maybe it's my mid-life crisis, but I'm ready for a change of pace from the 8-5 M-F thing for a while.
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Rocky Mtn Saver
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Post by Rocky Mtn Saver on Sept 17, 2014 10:59:41 GMT -5
No children and no I really dont' like my job or the circumstances that surround it. I've looked for months in all kinds of places for opening and around here there isn't much available unless I want to work at Target or other retail places. Now I am not saying I am too good for those places but I've worked retail before. The only retail I would like to work would be at a bookstore. I have looked into that possiblity but no positons are available.
I've never had that drive to work fulltime until retirement. I don't know........maybe I am lazy? Nope that is not it because I perform my duties well and have been approached by 2 different people to go to the next level but I don't want that kind of stress.
I think insurance is a concern to DH. If I went part time his premium would go way up. Have you considered something seasonal instead of part-time? Like doing taxes, working the Xmas or summer seasons at various retail or packing places? Temp agencies sometimes have seasonal gigs (we have one temp who returns twice a year to work our busy seasons) or often recreational businesses have cycles (for example, we have an outdoor guide service that hires office/guide workers for summers only).
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Peace Of Mind
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Post by Peace Of Mind on Sept 17, 2014 15:01:31 GMT -5
I worked for about 24 years and only needed to about 1/2 the time. No kids. I quit at 39 and have not once regretted it. DH was on board and our finances were in good shape at the time but not rich by any means. Ironically we spend less money because I have the time and luxury to cook so we save a fortune from eating out all the time (and are healthier) and the costs of nice shoes and suits, gas, lunches out, etc. really add up. Our tax bracket also lowered so that helped. I also have the time to read tons of stuff on ways to use our money in the best way possible. We got rid of AT&T and have Ooma now and we got rid of cable and have Roku and Netflix. We can afford those things but I was not happy with either companies or their services and got rid of monthly costs that we didn't need to have because I had time to research on the better alternatives for us. Maybe you can find some time to really figure out the true cost of not working compared to working and show it to him. Also - my DH is much happier because he hated sharing chores and having two over worked stressed people was not as enjoyable as how things are now. He loves that he doesn't have to worry about stuff here (unless something breaks that he needs to fix) and he can just concentrate on his job which he loves. He's not as stressed as before because he has less to do too and I'm not nagging - as much. Good luck on working this out in the best way for your family!
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Rocky Mtn Saver
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Post by Rocky Mtn Saver on Sept 17, 2014 15:05:22 GMT -5
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Peace Of Mind
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Post by Peace Of Mind on Sept 17, 2014 15:07:01 GMT -5
Aww, that is so sweet! Now when you say "grow up" you realize you won't be mature if you do it like me, right?
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Rocky Mtn Saver
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Post by Rocky Mtn Saver on Sept 17, 2014 15:08:16 GMT -5
Aww, that is so sweet! Now when you say "grow up" you realize you won't be mature if you do it like me, right? Well, since you quit at 39 and that ship has already sailed for me, let's call it metaphorically grown up!? :-)
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justme
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Post by justme on Sept 17, 2014 15:12:09 GMT -5
I think the biggest thing is finding out why your DH is against it. Whether or not there's a compromise depends on his answer.
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frugalingtown
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Post by frugalingtown on Sept 17, 2014 15:50:48 GMT -5
In my times of deep stress he has told me I could quit however I think he is concerned, as I am, with the financial end of it. I want to get out debt gone and then maybe he will agree with me. We don't have a lot of debt but it will take a concerted effort along with some sacrifice.
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Rocky Mtn Saver
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Post by Rocky Mtn Saver on Sept 17, 2014 16:07:58 GMT -5
In my times of deep stress he has told me I could quit however I think he is concerned, as I am, with the financial end of it. I want to get out debt gone and then maybe he will agree with me. We don't have a lot of debt but it will take a concerted effort along with some sacrifice. Sounds like you have a project, then. Make a plan together to get rid of the debt and get yourself in a financial place where it'd work, and then you can both move forward comfortably. It took me about 5 years to get to a place where part-time is a viable option, but it's a great place to be!
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Deleted
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Post by Deleted on Sept 17, 2014 17:52:37 GMT -5
No I would not work full time if I didn't have to. If I had a choice that didn't include poverty, bad health (don't want to jinx myself) or depending on someone else to take care of me (not knocking SAHSpouses or Parents), I would choose not to work a regular job at all.
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lynnerself
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Post by lynnerself on Sept 17, 2014 18:26:21 GMT -5
I worked mostly full time from the time I graduated from college until we had kids (11 years). I changed jobs several times however. And there were some breaks. Full time when DH and I were young and both working the same schedule seemed fine. We were living on about one salary and traveling a lot.
Once the kids came I worked part time for the next 15 years or so. About 3 days a week. I thought it was perfect. I could not have been a SAHM full time.
DH completely supported me in this.
Even after I went full time (kids in high school) I was working 4 days a week (9-10 hours).
Now I work a traditional 40 hour week and while the days don't seem long, I can't wait to retire. I don't want part time, I want no time.
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saveinla
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Post by saveinla on Sept 17, 2014 18:50:29 GMT -5
I would. My job is exciting - lots of things happening all the time. Keeps me young and gets me out of the house.
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Malarky
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Post by Malarky on Sept 17, 2014 19:06:40 GMT -5
I have worked full time except for two six week maternity leaves and two medical leaves for the past 33 years.
If I could get away with it, I'd never work again.
Believe me, I'd have no trouble filling my days doing all the things I never seem to have time to do.
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msventoux
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Post by msventoux on Sept 17, 2014 20:11:26 GMT -5
I don't have a spouse so I have to work mostly full time. If I had financial means so that I wouldn't have to work, there's no way I would continue to go into work. And actually with the raises I've received the past few years I've kinda scaled back anyways. I still work like a dog during our busy seasons, but during the quieter times I'm more willing to not go into work for a few days a pay period or work reduced daily hours. My employer has been fine with it since it's our quiet time and I'm getting more than my share of work done.
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drivingaround
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Post by drivingaround on Sept 17, 2014 20:25:57 GMT -5
I prefer full-time but wish a 4/10 or 9/9 schedule was an option, that would be sweet. Work is important to me, not only for learning and brain engagement but also social aspects. Although, if I had a set part-time schedule I could develop hobbies and establish a social network to replace what I'd lose by not being in an office 50 hours a week.
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❤ mollymouser ❤
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Post by ❤ mollymouser ❤ on Sept 18, 2014 0:45:40 GMT -5
I quit my job nine years ago next month. It was quite a transition going from a two-income lifestyle to a single-income lifestyle, but we managed it well enough. I certainly don't miss the stress, the long hours, the middle-of-the-night telephone calls, the crime scenes, and the mountains of paperwork. (I was a trial attorney specializing in the defense of police misconduct and civil rights lawsuits, as well as complex personal injury/wrongful death cases, with a smattering of employment discrimination lawsuits thrown in for flavor.)
For us, it meant severely cutting back on travel ~ but, frankly, that was going to happen anyway since my wonderful DH's deployments really started escalating back then. After 6 tours in Iraq, 1 tour in Afghanistan, 3 tours in South America, (and a number of 3-4 week visits to fun places like Ukraine), his desire for recreational travel has waned significantly ... so we tend to stay home a lot more. And it really is amazing to see how a budget can be adjusted if both spouses are willing to make things work. We eat out less than we used to. We do what we can to reduce energy costs and save on power bills. I try to be a smart shopper and get the best value for our dollar. Neither of us have Smart Phones or Data plans. We share a personal cell phone account. We both drive paid-off cars (his is 12 years old, mine is 8 years old.) While we do have cable, we don't have movie packages, we don't have Netflix, we don't have Satellite Radio, we don't download music from I-Tunes. We don't drink coffee from Starbucks (or anywhere, actually.) I don't get manicures/pedicures and I don't get my hair colored or cut in a fancy salon.
We've still done some updates and upgrades to our home ... but more slowly than some, and we save up and cash-flow them. We've replaced windows on 3 sides of our house with dual pane ones. We may never finish the fourth side (those 3 sliding glass doors are pricey!) We haven't installed granite in our kitchen, hardwood in our living room, and we don't have stainless steel appliances.
Not that there is anything wrong with those things ... but we just choose not to spend our money on them.
Of course, for the last 3+ years, I've volunteered (more than) full-time for a large non-profit organization (it's a Cat Rescue and Sanctuary) doing social media, public relations, fundraising, and serving 1-2 days per week as an onsite Adoption Counselor at our Adoption Center. But this is my passion, and I don't mind spending long hours doing what I love. The personal fulfillment is amazing and I really enjoy working with people who are equally passionate about what we're doing.
So, to answer your question: No. Since I don't "have to work" full-time at a paying job, I don't. This works for me, and it works for my wonderful DH. But it doesn't mean that it's the right answer for anyone else. What I love best is that my wonderful DH was 100 percent behind my decision to quit my job and stay home (in fact, it was HIS idea and he had to keep assuring me it would "be ok") ... no matter what you decide to do ... my advice is to do your best to be in agreement with YOUR husband.
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Deleted
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Post by Deleted on Sept 18, 2014 5:35:35 GMT -5
I would like to be able to set my own hours. if that meant 50 hours one week and 30 the next, I would like to be able to do that. I don't mind working full time but I hate getting up in the morning :-)
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frugalingtown
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Post by frugalingtown on Sept 18, 2014 7:39:33 GMT -5
I have worked full time except for two six week maternity leaves and two medical leaves for the past 33 years. If I could get away with it, I'd never work again. Believe me, I'd have no trouble filling my days doing all the things I never seem to have time to do. I totally understand. I would love to be able to volunteer at the soup kitchen downtown but it's only running during the day during the week. Many of the volunteer opportunities that I would be interested in operate that way and I simply can't do it.
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Deleted
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Post by Deleted on Sept 18, 2014 14:59:36 GMT -5
I love my job but I have generally worked 3 days (sometimes 3.5 or 4 but never 5). I am very, very happy doing that.
I'm an adjunct professor now so I have a lot of work to do at home. But I can still organize myself, mark or prep in pjs, not get up at 6 am like the days that I work, pick my son up from school (on the days I'm home), run errands, cook dinner, etc.
I have 4 kids (only 2 still at home now, the third will probably be moving out soon). I know I couldn't have handled working 5 days a week. We live a lot more frugally than most of the people around us though. I'd rather have more time than more stuff.
ETA: How part-time do you want to work? Maybe you could do more of a 3/4 job than a 1/2 job? That might be a compromise.
ETA: I teach about 20h a week so technically I teach FT (that's FT where I live), but I chose to teach only 3 (long) days a week.
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Deleted
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Post by Deleted on Sept 19, 2014 18:04:04 GMT -5
I have to work full-time. If I don't DH might be dead. I love him dearly but being a couch potato 24/7 gets boring. (Backstory: DH has multiple sclerosis and was told to "retire" from from his job of 26 years as his walking has gone downhill and he needs walls to hold him up.) I am currently unemployed, soon to be employed again YAY!!!!!!!!!!!!!!!!! and I love my DH but feel guilty when I go out without him or whatever. He tells me not to but I do. Seriously, I love to read and all that but I do like to walk around every once in a while. He cannot. We try but it becomes painful watching him trying to walk sometimes and although he does use a chair, be it his or the store's, when we go out, it still hurts my heart.
It's not just for the money, still waiting for the decision from SSDI, but my well-being. I want to stay in my house. I know I will have to take a part-time job as well to help with expenses but I knew what I was getting into when we got married. Ok, it would have been a whole lot better if I hadn't been unemployed for about 2 and a half years but my dad was nice enough to have great life insurance when he passed and the money from the sale of the house helped a lot too. Ok, so the fact that we don't spend an awful lot of money, usually, helps as well. Lately it feels like money is just trickling through my fingers. Got our crawl spaces insulated, I pray to God that brings down the heating bills this winter, and furnace tune-up and bills from an ovarian biopsy I had in July. Ouch. Never getting one of those suckers again. It frickin' HURT! The biopsy ,although the bills aren't tickling either.
Of course, money also helps to afford the 3 cats we have left (one was put down 2 weeks ago because her lymphoma metastasized, we think) and one has hyperthyroidism. Good thing is there are enough pills for him for the rest of the year. He and the deceased cat took the same pill/same dosage and I had just gotten both of their prescriptions refilled before she was put down.
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andi9899
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Post by andi9899 on Sept 19, 2014 20:02:36 GMT -5
I am a single parent, so I have to work. But I wouldn't if I didn't have to. When my kids were little, I absolutely would have worked FT regardless of the money. But now that they are older, no.
Can someone find me a sugar daddy so I don't have to work at all anymore?
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plugginaway22
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Post by plugginaway22 on Sept 19, 2014 20:31:12 GMT -5
DH and I have similar salaries and we would be fine to survive without either one of them. But we cash flowed a large part of our 3 kids college expenses when we should have been putting more in retirement. So now it is catch-up time, and we are trying to stash quite a bit for a comfortable retirement.
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Deleted
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Post by Deleted on Sept 19, 2014 22:21:55 GMT -5
No. I'd work 20 hours a week. I need to stay in debt to force me to go to work.
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pepperdoo
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Post by pepperdoo on Sept 20, 2014 15:15:47 GMT -5
I left my job 2 1/2 years ago, and it was the best thing I did. I paid everything off before I did, put myself on a bare bones budget and haven't looked back since. I like the freedom I have, now I can decide which way each day goes instead of the alarm clock. My time is way more important to me than money, because time is the only thing that cannot be replaced.
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Anne_in_VA
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Post by Anne_in_VA on Sept 22, 2014 11:11:53 GMT -5
If I didn't have to work full time I wouldn't although I would love to do some volunteer work and maybe work part time. When I retire in 3 or so years, I'll do just that. If they can operate on my eyes and I can begin to drive again, I'd have lots to do without having to work. We'll see (no pun intended).
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