Lowest of the YM scum!!

[NomoreDramaQ1015]

Is that YM hell or just parenting hell

I'm pretty sure that's circle seven in Dante's hell.

I'm right there with you!

[Nazgul Girl]

May 28, 2014 13:53:10 GMT -5 Sam_2.0 said:

May 28, 2014 13:49:10 GMT -5 swasat said:

Me too!! Twice.

Is that another YM sin now??

No. Two is fine as long as you are married, have well-established careers, and have your retirement fully funded first. Afterall, each parent needs a productive member of society joining the workforce to pay into SS to replace them as they age into retirement.

We are planning on 5-6, which is just wasteful of all resources and diverting critical funds from our retirement. We may even that out by make our kids pay rent when they are 11. Haha!

And your house is paid off.   What's the matter with you ?!

[Deleted]

May 28, 2014 13:53:10 GMT -5 Sam_2.0 said:

May 28, 2014 13:49:10 GMT -5 swasat said:

Me too!! Twice.

Is that another YM sin now??

No. Two is fine as long as you are married, have well-established careers, and have your retirement fully funded first. Afterall, each parent needs a productive member of society joining the workforce to pay into SS to replace them as they age into retirement.

We are planning on 5-6, which is just wasteful of all resources and diverting critical funds from our retirement. We may even that out by make our kids pay rent when they are 11. Haha!

I hear the tobacco farms are a lucrative place to send your 11 year old to work.  They can make close to $200/day! 

[Lizard Queen]

I won't rehash the saga I shared in Rainyday's thread, but here's a doozy:

Despite both of us without jobs at the present, DH is going to Reno this weekend for a bowling tournament!

[swasat]

May 28, 2014 14:54:33 GMT -5 Lizard Queen said:

I won't rehash the saga I shared in Rainyday's thread, but here's a doozy:

Despite both of us without jobs at the present, DH is going to Reno this weekend for a bowling tournament!

Your YM card is revoked!!! For shamez!

<snatches the card out of milizard's hands and blackens her face!>>

[Nazgul Girl]

   Basically, we're ALL scum.  

[GRG a/k/a goldenrulegirl]

(wrings hands and frets) Ooooohhhhh, where do I begin, where do I begin?

Let me just say that UNPLANNED circumstances led me to leave a potentially exceedingly lucrative professional career (that requires a professional degree) upon the birth of my second child and I stayed at home leeching off of my poor, overworked husband for 14 years!!!!!

As if that wasn't bad enough, I never regretted a day of it.  

[movingforward]

I am 40 yrs old and rent .  With no plans to purchase anything.  Hell, I may rent the rest of my life.  I love having no yard work and doing nothing but picking up the phone when something dies.

I put way more money in a regular old savings account (earning next to nothing) than I probably should but it makes me feel warm and fuzzy so I do it anyway. 

I bought a new to me car instead of replacing the engine in my old one. 

Hate to cook so don't do it... my idea of cooking is throwing pasta into boiling water and opening a can of tomato sauce.  I commit the ultimate YM food police sin and buy frozen fruit.  The horror!

[achelois]

Good grief, y'all are pretty hopeless YMers. Have you not been using your Phil buttons?  


I have racked my brain and have come up with some (very minor and hardly worth mentioning) peccadillos of my own. All but the last do have some financially redeeming aspects:

My first husband cost me all assets except $10,000 after 22 years of marriage plus spousal support for three years. I did get two sons out of the marriage, so if I run out of money during retirement (starting the end of June this year--I have only 14 working days left!!!),
I am going to move in with one of them and mooch(it is good to try new things, even at advanced ages). 

My last husband cost me $100,000 to dispose of. Acquiring him had been an act of hormonal insanity, but, fortunately, I recovered my senses. He was, however, very good as a massage therapist, so it was almost worth it just for the massages alone. If you figure $100 per massage x the number of massages during nine years of marriage, it is close!

I bought a lot of gold jewelry. I like to have diversified investments. 

My worst investments to date, though, have been two rescue dachshunds. They have been rather costly in monetary terms and, so far, have provided absolutely no financial ROI. They are both worthless as watchdogs--one thinks everyone comes to scratch her tummy and the other one runs and hides. They snuggle with me a lot and are always happy to see me, so I am stuck with them. 


MPL:those tobacco farms featured in that USA Today article are about half an hour east of me. Your kid gets out of line after age 18 and turns into a mooch, you just send him here. We'll fix him. 

[midwestlily]

Let my parents support me till I dropped out of college in the 70s.
As a freshman I sent them a sad letter saying that I had no money to buy food on the weekends.  They started sending me an allowance.  No one suggested that I should get a job.
After I dropped out, I lived with my mother for a couple years.  Worked a McJob for a while, then quit, and spent several months unemployed, spending my meager savings on cigarettes and, uhm, other stuff I shouldn't have been smoking, before I finally got another job.  Didn't move out until she threatened to make me pay rent.

At 42, quit a pretty good IT job to go back to school to become a librarian.
No student loans, I lived off my savings -- well, no, I lived off stocks that my father had been giving me. (He was okay with it, though puzzled.)
Lost $15k on the condo I sold when I went back to school.
Now leaching off your tax dollars, working at a public university at an archive of non-STEM materials.
Bought a condo so that other people would mow the lawn and clean the gutters for me.
Best friend thinks I'm crazy because I wouldn't pick out 4 more items to get the $5-off-5-items deal at Kroger.
Worst of all, I inherited a significant amount from my parents.  I should have saved all that money myself!

[Sunnyday]

I use to think that I was YM elite by virtue of my judgemental nature and obsession with saving for a rainy day. That was until my my thread about DH going back to school. Then, I truly realized that I'm not even YM scum. Hell, I'm not even in the club. But like Groucho Marx use to say, I don't want to be part of a club that they would let me a member.

lol.

[zibazinski]

May 28, 2014 16:44:52 GMT -5 Sunnyday said:

I use to think that I was YM elite by virtue of my judgemental nature and obsession with saving for a rainy day. That was until my my thread about DH going back to school. Then, I truly realized that I'm not even YM scum. Hell, I'm not even in the club. But like Groucho Marx use to say, I don't want to be part of a club that they would let me a member.

lol.

Well, in OUR defense, you left a lot out.

[Deleted]

WOW!  Just WOW!  Who'd a thunk  there were all these sinners among us!   And I think of you guys and feel guilty when I go to Starbucks!  My list of sins is long but my typing isn't good enough yet (had two strokes) to be able to list them all yet.  To be continued when I am stronger....................

[NoNamePerson]

I'm just glad that I'm old enough to not give a flying "F" if I am a good YM're or a scummy YM're. Hope you all get to that place some day  

[quince]

we bought a $300 couch at IKEA, my husband decided it was too small two weeks later.
We then bought an 800 couch somewhere else.

[Deleted]

I like to play the slot machines and I aint' gunna 'fess up to anything else.

[Sunnyday]

May 28, 2014 17:11:55 GMT -5 zibazinski said:

May 28, 2014 16:44:52 GMT -5 Sunnyday said:

I use to think that I was YM elite by virtue of my judgemental nature and obsession with saving for a rainy day. That was until my my thread about DH going back to school. Then, I truly realized that I'm not even YM scum. Hell, I'm not even in the club. But like Groucho Marx use to say, I don't want to be part of a club that they would let me a member.

lol.

Well, in OUR defense, you left a lot out.

I wrote a novel. It's not my fault if YMers like their information in easy, pre-chewed bites.

[whoisjohngalt]

I live in McMansion and we buy new cars - need I say more??

[whoisjohngalt]

Wait!  There is more!

I married someone with $100K of debt and not the good, mortgage kind

[Deleted]

When the price of insurance got too high, despite not covering our daughters pre existing condition, we dropped it and put the kids on CHIP. 

I buy buy new cars. I don't put 52K in retirement a year, so don't max. 

I believe in reasonable social programs. 

I paid off the house instead of investing it at 11%.

i 'inherited' to much of my money... I should have had to work for it. 

I mooch loch off my husband as a SAHP.

Im sure there are more ways I suck. 

[Nazgul Girl]

May 28, 2014 19:18:42 GMT -5 Sunnyday said:

May 28, 2014 17:11:55 GMT -5 zibazinski said:

Well, in OUR defense, you left a lot out.

I wrote a novel. It's not my fault if YMers like their information in easy, pre-chewed bites.

+++++ That's really a cute reply !   

[zibazinski]

[Bonny]

Despite my parents being total hard *sses about money I graduated as a DOUBLE non-STEM major. I took what I was interested in. Damn the job prospects!

Although I started my own cleaning business as a teenager, I quit. The boss was a b*tch!

I got my MRS degree from my college (albeit about 4 years later).

I am a landlord but I would have done much better investing that money in the S&P 500 with a whole lot less hassle. Although I know you all would have missed my stories learning experiences.  

I let my husband gift half of his inheritance to me.

I'm a lazy bum who hasn't worked a full-time paying job since 2003. But I'm not as lazy as Peace Of Mind. I "retired" at 41.

[zibazinski]

[tloonya]

I can start and never finish.
Or I can not start and let you all live your lives thinking you are the worse scums

[Deleted]

May 29, 2014 11:36:13 GMT -5 tloonya said:

I can start and never finish.
Or I can not start and let you all live your lives thinking you are the worse scums

I'm pretty sure not many of us are thinking that

[zibazinski]

Are we trying to outdo each other being YM scum?

[tloonya]

May 29, 2014 11:43:32 GMT -5 zibazinski said:

Are we trying to outdo each other being YM scum?

I guess and I keep silent so when someone wins and almost got the gold medal - I wait for a minute and say 'excuse me...here is the story'

[zibazinski]

[Deleted]

Lol, I didn't realize until this week that I am a big fat mooch  : Partial scholarships and parents paid the rest, lived at home rent free, they paid for car my insurance while I used their car and I only worked summers for spending money. My husband (fiancée at the time) bought me a used car while we were still in college and paid for every single date we ever had.