sealy
Familiar Member
Joined: Dec 22, 2010 2:49:52 GMT -5
Posts: 956
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Post by sealy on Jan 20, 2014 19:47:59 GMT -5
onward and upward for me. I really want to have
the $10,000 saved at least by the end of my birth
month. My main goal is to not put anything else on
any of my CCs. I have been VERY bad about that
I will not make any excuses. I'm just going to go
forward.
s
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Ombud
Junior Associate
Joined: Jan 14, 2013 23:21:04 GMT -5
Posts: 7,602
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Post by Ombud on Jan 20, 2014 22:48:42 GMT -5
Like Rocky said it's the individual posters choice
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shopaholic814
Familiar Member
Joined: Jan 16, 2011 17:43:46 GMT -5
Posts: 799
Mini-Profile Background: {"image":"","color":""}
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Post by shopaholic814 on Jan 20, 2014 22:56:47 GMT -5
Nalto- I love your 'Seahawk' picture! I take it you are a Seahawk fan? I became a fan when I met my husband. I think we are among the very few fans in Ohio. GO HAWKS!!!!!
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nalto
Familiar Member
Joined: Dec 21, 2010 15:31:54 GMT -5
Posts: 777
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Post by nalto on Jan 21, 2014 13:15:27 GMT -5
I'm a HUGE fan! Stand proud out there, because if we win, the whole will try to jump on the bandwagon!
GO HAWKS!!!! |
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Rocky Mtn Saver
Junior Associate
Joined: Dec 23, 2010 9:40:57 GMT -5
Posts: 7,461 
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Post by Rocky Mtn Saver on Jan 21, 2014 14:17:10 GMT -5
Good lord, I thought that was an evil zebra this whole time!  |
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idlechatter
Initiate Member
Joined: Sept 7, 2013 15:12:54 GMT -5
Posts: 70
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Post by idlechatter on Jan 22, 2014 16:08:00 GMT -5
Hi all! Can I join in on the fun?? So I just put together some preliminary savings goals. I'm comfortable with using them for the year. I've got overarching goals they play into, some of which I've already put away some money for over the last year or so (house!). I'm also racing down some pretty significant debt (hello student loans!), so this may be a little on the ambitious side. I'd like to think that once I set goals for myself, I'm pretty good about sticking with them though. As far as my savings strategy goes, I'm mostly going to rely on automatic transfers. Some I've set up from my checking accounts to my savings accounts, my 401k gets taken directly from my paycheck, and I'm planning on using some of my tax refund to reach my goals (specifically the house goal). Anything extra after my bills are paid/savings transferred will also be going toward that particular goal. I think that should even give me some breathing room (maybe). Once my debts are paid down I can be more aggressive with my savings goals, but I don't foresee that happening until 2015 unfortunately. idlechatter: 01/22/2014 $685.00 (01/01/2014 $0.00 / Goal $11,500, WIRS3) | Account | Goal | Starting Balance | Contributions | Current Balance | Percentage Saved | | Car | $1,400.00 | $0.00 | $10.00 | $10.00 | 0.71% | | House | $5,000.00 | $0.00 | $200.00 | $200.00 | 4.00% | | 401K | $4,500.00 | $0.00 | $375.00 | $375.00 | 8.33% | | Christmas | $600.00 | $0.00 | $100.00 | $100.00 | 16.67% | | Totals | $11,500.00 | $0.00 | $0.00 | $685.00 | 5.96% |
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Ombud
Junior Associate
Joined: Jan 14, 2013 23:21:04 GMT -5
Posts: 7,602
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Post by Ombud on Jan 22, 2014 16:13:22 GMT -5
Great goals!! I'll add you in end of month as I'm only redoing spreadsheet once a month  |
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shopaholic814
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Post by shopaholic814 on Jan 23, 2014 13:37:36 GMT -5
Rocky Mtn SAver- AN EVIL ZEBRA?? HaHAHAHA!! I can totally see why you thought that. You made me laugh, thanks I really needed it today!!  |
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shopaholic814
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Posts: 799
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Post by shopaholic814 on Jan 23, 2014 13:42:30 GMT -5
My saver's race is going to slow down even before I really started. I just found out this morning that both of my sons need braces very soon- to the tune of about $7000. Needless to say, I don't have that kind of money so we will have to make monthly payments the the Orthodontist, probably about $250-$300/month!!! I have not idea where we are coming up with this money. It's always something. If I didn't have bad luck, I would have no luck at all.
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DVM gone riding
Senior Member
Joined: Dec 20, 2010 23:04:13 GMT -5
Posts: 3,383
Favorite Drink: Coffee!!
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Post by DVM gone riding on Jan 24, 2014 20:15:38 GMT -5
Rocky--I nearly spit wine at the screen! You definitely made my day! One more game and we will FINALLY have a real championship team in Seattle!
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FemaleSam
Junior Member
Joined: Dec 23, 2010 0:20:51 GMT -5
Posts: 140
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Post by FemaleSam on Jan 30, 2014 0:24:02 GMT -5
Here is my update for January.
| Fund | Goals | 1/1/2014 | Current | % Met | | IRA - 2014 | $5,500 | $0 | $0 | 0% | | Rental savings account | $20,621 | $0 | $2,600 | 13% | | Holding account | | $0 | $0 | | | Total | $26,121 | $0 | $2,600 | 10% | |
FemaleSam 1/29/14 $2600 (1/1/14 $0, Goal $26,121)
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seriousthistime
Junior Associate
Joined: Dec 22, 2010 20:27:07 GMT -5
Posts: 5,176
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Post by seriousthistime on Jan 30, 2014 8:41:30 GMT -5
Good job, FemaleSam!
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seahorse
Established Member
Joined: Jun 29, 2011 14:06:52 GMT -5
Posts: 384
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Post by seahorse on Jan 31, 2014 0:13:05 GMT -5
UPDATE: Seahorse 01/29/14 $1,339.26 (01/01/14 Start $516.80 / Goal $9,100) Diff Last Post $528.62 | | 01/01/14 | 01/16/14 | 01/29/14 | | | | Goal | Previous | Current | % Saved | | Christmas | $600.00 | $10.00 | $10.00 | 1.67% | | Emergency | $1,000.00 | $53.09 | $63.09 | 6.31% | | Buffer 1 | $1,250.00 | $347.74 | $461.17 | 36.89% | | Buffer 2 | $1,250.00 | $- | $- | 0.00% | | Nufcu Savings | $2,000.00 | $5.81 | $5.00 | 0.25% | | CD | $3,000.00 | $394.00 | $800.00 | 26.67% | | TOTAL | $9,100.00 | $810.64 | $1,339.26 | 14.72% |
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shopaholic814
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Post by shopaholic814 on Jan 31, 2014 8:35:16 GMT -5
Nalto- I hope you don't mind that I copied your idea of using a Seahawk logo for my profile image. I thought it was such a great idea. My previous image was a view of the ocean from First Beach which DH & I had visited a number of years ago. It's close to Forks, WA if you are familiar with that area- I don't know where you are from. GO SEAHAWKS!! |
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megaptera
Established Member
Joined: Jul 30, 2012 16:50:18 GMT -5
Posts: 338
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Post by megaptera on Jan 31, 2014 10:44:25 GMT -5
UPDATE
megaptera 1/31/2014 $1600.00 [1/4/14 $0.00 / Goal: $15,000]
Have a great weekend! |
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ambellamy
Established Member
Joined: Dec 23, 2010 10:05:26 GMT -5
Posts: 458
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Post by ambellamy on Jan 31, 2014 11:55:40 GMT -5
Last day of the month means I get to UPDATE!!! We made our monthly target to drop $1275 into hubs 2013 Roth, even with getting a new vacuum AND paying for 2 1/2 marathon entries to the Disney run in August!!!! We also had some interest hit our emergency fund. Just a few dollars, but hey, I'll take it  ----- 2013 Roth IRA (Hubs) - Goal: $5,500.00 (Starting: $0.00)
- Now: $1,275.00
- Difference since last Month: $1,275.00
Emergency Fund- Goal: $12,500.00 (Starting: $12,250.00)
- Now: $12,259.32
- Difference since last Month: $9.32
2014 Roth IRA (Mine) - Goal: $5,500.00 (Starting: $0.00)
- Now: $0.00
- Difference since last Month: 0.00
2014 Roth IRA (Hubs) - Goal: $5,500.00 (Starting: $0.00)
- Now: $0.00
- Difference since last Month: 0.00
Ambellamy: 1/31/14 $1,284.32 (1/1/14 $0, WIRS1) |
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sealy
Familiar Member
Joined: Dec 22, 2010 2:49:52 GMT -5
Posts: 956
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Post by sealy on Jan 31, 2014 19:04:29 GMT -5
Working hard towards that $10,000 goal for myself. I paid
off my sculpture and will shred that dreaded CC.
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Ombud
Junior Associate
Joined: Jan 14, 2013 23:21:04 GMT -5
Posts: 7,602
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Post by Ombud on Jan 31, 2014 19:26:12 GMT -5
Will do new updated chart Monday |
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seriousthistime
Junior Associate
Joined: Dec 22, 2010 20:27:07 GMT -5
Posts: 5,176
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Post by seriousthistime on Jan 31, 2014 20:35:44 GMT -5
| 2014 Goal | 1/31/14 | % Saved | | Gifts | $2,600 | $300 | 11.5% | | Insurance | $5,600 | $834 | 14.9% | | Pet Care | $3,120 | $360 | 11.5% | | Utilities | $260 | $30 | 11.5% | | Weekly Savings | $1,378 | $297 | 21.6% | | Taxes | $5,300 | $690 | 13.0% | | Retirement | $28,800 | $3,320 | 11.5% | | HSA | $4,200 | $471 | 11.2% | | Total | $51,258 | $6,302 | 12.3% |
Serious this time, 1/31/2014, $6,302 (1/1/2014, $0, goal $51,258) Hi Savers. I'm pretty sick of all the snow and cold temperatures we're getting. So far it doesn't seem to be affecting my utility bills more than the usual amount for this time of year. Wish I could say the same for my friends in the Northeast. I heard one of them filled up his oil tank three weeks ago for $900, and now it needs to be filled up again. That's crazy! One benefit of all the cold and snow is that I don't want to venture outside unless I have to. That's saving a bit of cash right there. |
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Jaguar
Administrator
Fear does not stop death. It stops life.
Joined: Dec 20, 2011 6:07:45 GMT -5
Posts: 50,108
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Mini-Profile Text Color: 290066
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Post by Jaguar on Jan 31, 2014 22:11:02 GMT -5
UPDATE| FUND | GOALS | CURRENT | % SAVED | | 1ST | $520 | $150 | 29% | | 2ND | $520 | $- | 0.00% | | 3RD | $520 | $- | 0.00% | | 4TH | $520 | $- | 0.00% | | 5TH | $520 | $- | 0.00% | | 6TH | $520 | $- | 0.00% | | 7TH | $520 | $- | 0.00% | | TOTAL | $3640 | $150 | 4% |
I hope I done this right. I'm saving for surgery, proactive rent for new apartment and EF. I'm doing it in equal amounts cause it's quicker and gives me incentive.
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grits
Senior Member
Joined: Dec 17, 2012 13:43:33 GMT -5
Posts: 3,185
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Post by grits on Feb 1, 2014 0:55:42 GMT -5
grits $350 goal $12250
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Saving4Norway
Well-Known Member
Joined: Jan 1, 2011 18:27:56 GMT -5
Posts: 1,383
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Post by Saving4Norway on Feb 1, 2014 12:23:57 GMT -5
| Fund | 2014 Goals | Last Month | This Month | % Met | Roses | | Denmark | $2,500 | $1,500 | $2,000 | 80% | | | Sisu | $2,000 | $1000 | $1,500 | 75% | | | Vehicles | $2,000 | $1,000 | $1,500 | 75% | | | Harley Trip | $2,000 | $500 | $500 | 25% | | | Gifts&Donations | $1,500 | $500 | $500 | 33% | | | Vacay Property | $1,500 | $500 | $500 | 33% | | | Palm Springs | $500 | $500 | $500 | 100% | January | | Cultural | $500 | $0 | $0 | 0% | | | Christmas 2014 | $500 | $0 | $0 | 0% | | | Oleana | $500 | $0 | $0 | 0% | | | Quilting | $500 | $0 | $0 | 0% | | | Home Improvement | $3,000 | $0 | $0 | 0% | | | TOTAL | $17,000 | | $7,000 | 41% | |
Saving4Norway 2/3/14 $7,000 (12/22/13 $4,000 / Goal $17,000) |
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Rocky Mtn Saver
Junior Associate
Joined: Dec 23, 2010 9:40:57 GMT -5
Posts: 7,461
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Post by Rocky Mtn Saver on Feb 3, 2014 9:44:22 GMT -5
Rocky Mtn Saver 02/03/14 - $1,330 or 16%
(01/01/14 = $0; Goal = $8,000)
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Ombud
Junior Associate
Joined: Jan 14, 2013 23:21:04 GMT -5
Posts: 7,602
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Post by Ombud on Feb 3, 2014 12:21:55 GMT -5
| 2014 | GOALS | 1/3/14 | 2/1/14 | YTD | BAL DUE | % | Reverse Weekly [band] | 1378 | 250 | 225 | 465 | 903 | 34% | | Summer Vacation | 8450 | 1588 | 440 | 2028 | 6422 | 24% | Holidays [rewards?] | 172 | 88 | 0 | 88 | 84 | 51% | GRAND TOTAL | $10,000 | $1926 | $665 | $2591 | $7409 | 26% |
I doubled up January in the weekly challenge bc my income is greater in the 1st 1/4 of the year |
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Ombud
Junior Associate
Joined: Jan 14, 2013 23:21:04 GMT -5
Posts: 7,602
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Post by Ombud on Feb 3, 2014 12:24:37 GMT -5
January Updates:
| | Stars | Racer Name | Current | Goal | % Saved | Roses | Smilies | 1 |
| ambellamy | 1284 | $16,750 | 8% | |  | 2 |  | Antivasin | 535 | 1000 | 54% | |  | 3 | | DVM gone riding | 775 | $12,700 | 6% | | | 4 | | FemaleSam | 2600 | $26,121 | 10% | | | 5 | | Grits | 350 | $12,250 | 3% | | | 6 | | HappyCat | 2000 | $4000 | 50% | | | 7 | | Idlechatter | 685 | $11,500 | 6% |
| | 8 | | Mak | $1275 | $13,700 | 9% | | | 9 | | megaptera | 1600 | $15,000 | 11% | | | 10 | | murpath | 0 | $20,000 | 0% | | | 11 | | nalto | $4512 | $20,000 | 22% | | | 12 | | Ombud | $2591 | $10,000 | 26% | | | 13 | | Rocky Mtn Saver | $1330 | $8000 | 16% | | | 14 | | Saving4Norway 2014 | $7000 | $17,000 | 41% |  |  | 15 | | Seahorse | $1339 | $9100 | 15% |
| | 16 | | Sealy | $8693 | $20,500 | 42% | | | 17 | | seriousthistime | 6302 | $51,258 | 12% | | | 18 | | Shopaholic | 7265 | $18,600 | 39% |
| | 19 | | Sugilite | 150 | $3000 | 5% | | | 20 | | Teachermom | $9,048 | $138,850 | 7% | |
| 21 | | Tobinikui | $10,029 | $45,200 | 22% | | 
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ambellamy
Established Member
Joined: Dec 23, 2010 10:05:26 GMT -5
Posts: 458
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Post by ambellamy on Feb 3, 2014 12:28:35 GMT -5
I have too many Smiles... I only saved: $1,284.32 not $12,829.00 (unless someone is sending me a lot of money i don't know about...
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Rocky Mtn Saver
Junior Associate
Joined: Dec 23, 2010 9:40:57 GMT -5
Posts: 7,461
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Post by Rocky Mtn Saver on Feb 3, 2014 12:30:39 GMT -5
Hey, if the board is giving away money, I could use some over here...  |
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Ombud
Junior Associate
Joined: Jan 14, 2013 23:21:04 GMT -5
Posts: 7,602
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Post by Ombud on Feb 3, 2014 12:33:14 GMT -5
I apologize, ambellamy, I've got your cumulative as 12,839?? If you want to use just your annual goal, I can take some away (but can you tell me we what that is?) |
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nalto
Familiar Member
Joined: Dec 21, 2010 15:31:54 GMT -5
Posts: 777
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Post by nalto on Feb 4, 2014 12:31:25 GMT -5
Nalto- I hope you don't mind that I copied your idea of using a Seahawk logo for my profile image. I thought it was such a great idea. My previous image was a view of the ocean from First Beach which DH & I had visited a number of years ago. It's close to Forks, WA if you are familiar with that area- I don't know where you are from. GO SEAHAWKS!! I LOVE it!! I'm actually from Seattle, I work downtown and can see CenturyLink from the top floor of my office building I want to live up in that area, but maybe closer to Sequim. Are you from around there?? |
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nalto
Familiar Member
Joined: Dec 21, 2010 15:31:54 GMT -5
Posts: 777
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Post by nalto on Feb 4, 2014 12:43:59 GMT -5
nalto 2/4/14 $2,711.06 (1/14/14 $1,961.06 / Goal $20,000)
Just added to my Roth, so that should do it for February, unless my tax return comes in. It's a quiet month, as I only got paid for about 10 days in January because we switched to a bi-weekly pay schedule. (I use YNAB, so everything I earn in one month gets budgeted in the next month, ie, Feb isn't much.) I'll be working a few evenings and weekends this month, so hopefully that'll boost what I can save in March!
Go Seahawks and happy saving everyone!
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