startsmart
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Post by startsmart on Sept 6, 2011 21:29:18 GMT -5
work- had a really good conversation with the team leader. Thankfully we're on the same page about avoiding drama with the old client and delivering value, not just talking. We came to a good solution too, the problem manager will be put on limited work with just the team leader doing internal processes. I'll be coordinating deliverables for clients since the team leader has seen what I can bring and it's beyond the initial limited role. Then listen to what they say and go from there. But ultimately you will find these folks everywhere and you have to learn to deal with them/it in a productive way spruby- thanks for the feedback. The real trouble I had is the manager who does squat is the one who would be ensuring everyone does their part. So without the high level oversight of the team we won't be delivering high value to our clients. The conversation went well though, I simply pointed out the history of over promising and never delivering and made a point that we were doing things differently now. Today was a CSD as I used my allowance ;D
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sbcalimom
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Post by sbcalimom on Sept 6, 2011 21:50:32 GMT -5
Update: 6 CS/NS, 5 MOAN, 4 NEO mizbear: emergency caffeine and chocolate are always well worth the expense!
mrsl: just wanted to say hugs and we're here if you need to vent.
dakota: thanks for the encouragement, so far the rewards system seems to be working even though I don't think she totally gets it.
mutt: thanks for the craigslist tips. I may try to tackle that project when I have more stuff to use. I also have a bunch of diaper wraps I'm going to put on there so we'll see.
So far things are going well, I've only spent my allowance or budgeted funds. I'm still trying to think positive about it but I have a tendency to be really good for part of the month and then really bad for another part, so we'll see if I can be diligent all month (and next hopefully). One thing that may help is that all the playdates etc are starting up again now that it isn't so ridiculously hot so that gives us something free to do.
I'm sending back 3 of the 5 pairs of shoes I ordered off zappos. My feet are a full size bigger after DD2 and since she's 9 weeks old now I've accepted they probably won't go back. I went through all my shoes and had to get ride of basically all of them so now I have to replace some. I got a pair of slip-on tennis shoes and a pair of mary jane type loafers that I'm keeping but the other 3 go back!
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mrslynch
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Post by mrslynch on Sept 7, 2011 7:26:05 GMT -5
thank you all, again, for all of your kind and supportive words. if i wasn't at work, i'd be hysterical crying. i've never had a ton of friends and to know that you all are here is worth something i could never encompass in words (yeah, and i call myself a writer. some writer). sapphire--when you put it like that, it does seem like i've come so far but this whole thing has made me feel like i've taken 12 steps backwards. my dd, who is almost 5 (if you can believe it), even asked me the other day why i'm so gloomy. it's hard to hide this from her. makes me wish she were 3!
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midjd
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Post by midjd on Sept 7, 2011 8:15:39 GMT -5
Mrs L, I'm fairly new to WIR so I don't know you well - I just wanted to say that what your husband did is not your fault. It never is. A man can be married to the most beautiful, engaging, wonderful person out there and if he wants to cheat, he'll cheat. It doesn't reflect upon the woman at all.
Whether you want to leave or stay, I don't know, but either way just know that what he did is no reflection or indictment of you - it is a sign of HIS weakness.
And you can get through this. It takes a strong woman but it certainly sounds like you are one. My best friend's husband cheated on her about 2 years ago... I don't know the inner workings of their relationship but they are still together today and seem to be very happy. And if you decide to leave, that's OK too. You just need to do what is best for you and your kiddos.
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shanendoah
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Post by shanendoah on Sept 7, 2011 9:41:55 GMT -5
Yesterday was a spend. A small spend, but a spend. There is only one type of ball that Larry likes to chase at the dog park- one specific type. We had two of those balls, and in the last month, we've lost both. (One was my fault; I accidentally threw it into a blackberry patch. The other Larry lost on Saturday morning.) We went to the dog park Sunday and Monday without a ball to throw, and while he did play with other dogs and get some running in, it wasn't nearly as much as he needs. He kept coming back to us looking for us to throw the ball. And then he'd spend the car ride trying to search for the ball. So, we went to the pet store and bought two more yesterday. $10 for two balls. *grumble* But, he got worn out at the dog park last night chasing one, so that's the important part. A tired dog is a good dog, and that seems to be extra true with the Jack Russell types.
Today will be a controlled spend. DH and I both have dentist appointments.
rice cooker: I forgot this yesterday. Someone mentioned that they bought a rice cooker recently. We LOVE ours. I would probably give up our microwave before I gave up our rice cooker. (We eat a lot of rice.)
mrsl: Even if she were 3, she'd know something was wrong. Kids are way too tuned in to Mommy and Daddy for them not to know. She just wouldn't know how to express it. I think its important that you acknowledge to her that yes, you are gloomy and sad right now, but that no matter how gloomy you seem, she can always make you smile, because she is your ray of sunshine. You might also ask your therapist (or ask for the name of a child therapist you can talk to briefly) about how to talk about your feelings with her when she asks in an age appropriate way. Continued love and hugs from the PNW.
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azmom
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Post by azmom on Sept 7, 2011 10:21:07 GMT -5
3 NSD 2 CSD 5 NEO 3 MOANI AM BACK! The trip was fabulous! THANK YOU ALL FOR THE CONGRATS AND WELL WISHES. I plan on doing blog post on the trip in the next couple of days and will post some pics. I tried to be more in the moment on this trip and leave my camera behind but I still managed to get a few good shots. It's hard not to. Has anyone been to Sedona, AZ? You are surrounded by post card perfect views. We did end up eating out ONCE but we ate every single other meal (breakfast, lunch, and dinner) at the condo. Honey: I posted the pork chop recipe and a picture of how they turned out on my blog. They were so simple and delicious I may have to make them more often! anotherhousewife.wordpress.com/2011/09/07/pork-chops-and-the-rest-of-the-week/MK: UMMM Yea, you mean there are not 35 days in September? Wishful thinking on my part I guess LOL! My Corrected Goals are: 10 NSD, 15 CSD, 25 NEO, 20 MOANMrs. Lynch/Financialpeace: HUGS to the both of you. I think the bravest thing is to be willing to be vulnerable and share what you are or have gone through. There are so many women who think they are alone and being willing to share your story let's others know they are not. I know I have already said what Midwestern has said but it is worth repeating, whatever you decided needs to be your decision and yours alone. {{{{HUGS}}}} I just skimmed but I will try and go back and read but I make no promises. I may just have to try and keep up from here. I have to get caught up from our trip today and pay bills! Today my daughter has her first softball game-no practices or anything!!! ~HAPPY NO SPENDING~
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mizbear
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Post by mizbear on Sept 7, 2011 11:51:54 GMT -5
Today should be a NS, NEO, MOAN because I am working from home on housework. ;D I have also decided I am going to stop early tonight, have a big bowl of ice cream, catch up on posts and write out responses. WHY??? Because I can!
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midjd
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Post by midjd on Sept 7, 2011 12:58:40 GMT -5
Update - 6 NSD/CSD, 2 EODToday was an EOD but my boss picked up the tab, so I'm not counting it ;D He said something so nice to me earlier it almost made me cry. He's been studying for his private pilot license for a while now (test is Friday) and is starting to stress out about it. Apparently his practice flight this morning didn't go well. He was supposed to be out of the office until next week but called me on my cell phone around 11 and asked if I wanted to go out for lunch. I said sure, he picked me up and we drove across town. At the end of lunch he told me how frustrated he'd been with his flying and said that as soon as he landed, he thought "I'll ask Mid if she wants to go to lunch, spending time with her always makes me feel better." Awwww. I don't know how many of you follow the other boards, but my family pretty much sucks and it means so much to have someone (besides DH) who likes to spend time with me without wanting something in return. My boss has been more of a father figure to me than my dad ever will, probably... and he doesn't even have kids. He is just a really wonderful person. Now I'm getting all verklempt again
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muttleynfelix
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Post by muttleynfelix on Sept 7, 2011 13:20:02 GMT -5
Mid- That is sweet.
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redwagon
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Post by redwagon on Sept 7, 2011 13:26:31 GMT -5
reenee - wow, your landlord sucks! I hope you get everything straightened out and into new digs soon!
dakota - haha. I could see him doing something nerdy like that. I'm wanting to be Booth and Bones because I'm obsessed with the show (almost done season five and can't wait for October when season 6 comes out). Not sure how many people would get it though... it's subtle costuming.
mizbear - so sorry to hear about your aunt. she sounds like a wonderful woman, even if you haven't seen her much in recent years. think of the good times and let the bad ones go.
I cleaned the house this weekend, while blue finished up with the tree outside. The stump is supposed to be removed today, but the guy never called to confirm or anything so I have no idea if it's actually happening. I thought about staying home if he was coming, but I'm not going to waste a day off it he doesn't show. So I guess I can pay by CC over the phone if I have to, if he comes. Really annoyed with this whole process though.
Funny thing about having our bedroom be clean (I can see the top of my bureau! and apparently we have a couch in there!) is that the cats now think they have an awesome new playground. Dax likes sleeping on the sofa now, which makes me sad since she usually sleeps with me. But Boomer has taken her place, which is a nice switch. Glad they are happy kitties anyways!
mrslynch - sending oodles of hugs your way. I wish I knew what to say, but just know we are here for you, and that even if you don't feel it, we know you are an amazing woman who deserves the best. Whatever you decide to do, you are strong enough to handle it.
mrslynch again - I do want to say that your DD probably has a much better idea of what is going on than you think, even if she is just getting vibes. I was only a year old when my parents divorced (now I'm older I believe my dad strayed with the woman who soon became my stepmom, but I digress) and I have a distinct memory of my mom crying in the hallway when I was "sleeping" and being very worried for her. Your DD is older and might be able to handle a tad more information, especially as she can probably tell your interactions with DH are much different now. Just a thought, having been the little kid who was very worried about mama. I agree with shanen that you should say something, but don't put too much pressure on her to be your "ray of sunshine." In another example, my brother was (and is) depressed while I was in high school and even though I was just starting my battle with lupus I forced myself to smile and be "okay" because my mom sighed one day and said "thank god I have you - you're the happy one." Just another example, although I was much older than your DD is now. I think emphasizing that you love her and that it's good to talk about it when you are sad, and ask her if she's ever felt sad about something (turn the convo on her a bit?) might work. But asking your therapist for some tips might be the best route... and now I'm done rambling...
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Honeylioness
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Post by Honeylioness on Sept 7, 2011 13:39:57 GMT -5
5/25 NEO, 4/20 CS
I feel as though I just had one of the worse weekends in a long time - both in terms of money and my stress level. I will expand on this later, just suffice to say I feel as though I have already so screwed up my budget for the month I am going to be in deep horse dung pretty soon. And even though I can tell you where the money went ... I can't really tell you "why" I did it.
I have "some" ideas as to why - but even saying them to myself they sound incredibly moronic and stupid.
MK - Any word yet on getting your son's transportation issue resolved?
mizbear - did you get all your painting finished? And any word on your aunt?
sbcalimom - A baby SWAT member? I had to chuckle. What, she will stop the bad guys by tossing a dirty nappy their way?
redwagon - Regarding costumes - here are a few ideas off the top of my very twisted mind:
* Go political - A donkey and an elephant * A baseball and a bat * Miss Muffett and a spider * A cat and a mouse * Each of you wears sweats - one has feathers attached all over themselves - the other has a sign that says "Exit" .... so you would be "Down and Out" * One dresses in grey with perhaps wispy pieces of grey cotton floating off their shoulders, hair etc - and the other has little compact mirrors or reflective metal disks all over their sweats - Smoke and Mirrors * One has a toy gun sewn to their clothes along with a few keys/padlocks - the other wears something that looks like a beer keg .... You would be Lock, Stock & Barrel * Each wears a large round silver disk, like a shield attached to your front, one with a large 5 and the other with a 10 in the middle and both of you write RIP on your foreheads .... Nickled and Dimed to Death. * Two years ago my friend found a thrift store jacket and an old scrabble game - she glued scrabble tiles to the jacket, drilled a hole through an old dictionary and thesaurus and hung them with small chains from her belt. She also had a ruler and bottles of white out on her belt as well, and had a small pad of paper and a pencil she would write violations or corrections on and hand out to people in the office all day .... she was The Grammar Police.
moneysquirrel - Hope you are drying out
reenee - what's new with the psycho landlord? And I agree with those who said that she/he violated any number of privacy and legal boundaries by behaving the way they have and in what they have said to other people about you.
midwesternjd - You are doing great to be able to hang in there. And I don't like it either when my vehicle starts making "new" noises. And thank you for sharing that little vignette about your boss. He sounds like a very nice man.
pointy - GOOD GIRL for staying away from QVC.
SES - Good job on getting the paperwork tackled .. want to come get my filing caught up for me?
3 cats - Doing great there lady! wish I could say the same about me.
mrslynch - I am so sorry to hear about the situation with your husband. I have been in a similar situation twice - though I was not married to the men at the time. Kids will pick up on the fact that mommy and daddy are not happy. I think you just acknowledge that yes, mommy is a bit sad today but it is nothing for her to worry about. It is normal for people to feel sad sometimes.
smokey - Just out of curiosity, what IS the Tooth Fairy paying these days?
start - Glad to see the conversation with the team leader
went well.
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mrslynch
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Post by mrslynch on Sept 7, 2011 13:53:39 GMT -5
red/shanen/honey/etc--let me clarify. in no way, shape or form am i relying on my child to be the source of happiness in my life. that is way too much pressure on her. she knows that mommy is mad at daddy because daddy did something bad, and that's also why mommy is sad. that is all we tell her and then we change the subject. we are trying our best to keep her routine the same (school, mealtimes, bedtime, etc) and our arguments/discussions out of her earshot or waiting until we know she's asleep.
this has been going on long enough that she doesn't even ask/talk about it anymore.
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redwagon
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Post by redwagon on Sept 7, 2011 14:37:15 GMT -5
mrslynch - I mentioned it only as a preventative thing, which it sounds like you didn't even need to hear! Sounds like you are handling her perfectly. Thanks for explaining more. Again, hugs.
honey - thanks for the costume ideas! I'll have to run some by Blue.
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singlemomky
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Post by singlemomky on Sept 7, 2011 14:44:43 GMT -5
Honey - I'm not sure what the going rate is but THIS Tooth Fairy pays 75¢ but seeing as Lil' Smokey lost 2 in 2 days; the second tooth got him a whole $1
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sbcalimom
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Post by sbcalimom on Sept 7, 2011 15:00:42 GMT -5
sbcalimom - A baby SWAT member? I had to chuckle. What, she will stop the bad guys by tossing a dirty nappy their way?Well, she is 2.5 so she's got ninja skills she can use. She is ridiculously strong and if she can't hit them down, she can shriek them down! I swear, her voice could break glass when she gets going. Our original thought was a doctor with scrubs and a lab coat but the only lab coats I could find in her size were ridiculously expensive and I refuse to spend that much on something she'll outgrow almost immediately. Today is going to be a spend day even though I have the allowance funds to use because I bought things at Target that weren't on my list . Granted, they were things I needed (shoes for DD2s Christmas dress and a trick or treat container for DD1) but that is my new rule for Target - not on the list counts as a spend day. I did manage though to convince myself not to EO and instead came home while the nanny was still her and made my veggies for lunch and dinner.
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mizbear
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Stand back. I have a budget, and I know how to use it.
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Post by mizbear on Sept 7, 2011 15:36:30 GMT -5
red- Abby and McGee from NCIS! (If they don't get Abby- they are living in a yert in CO) Painting- All done in family room except for touchups, laundry room and mud room needs to be done. Family room should be completely reassembled by next weekend. Carpet is coming Monday. Laundry room will hopefully be done and restocked by then too. Mudroom may take longer, but hey- as long as those 2 rooms get done- I'm good. Aunt- Still touch and go at the moment. I will see my father Friday night for a couple minutes so I will check in with him if I haven't heard anything. Basically it's all up to her and her body, but my father and his other 2 sisters did one really smart thing- they made sure her live in boyfriend had no say in the decisions. One of them is a nurse and double checked some things in the law. They do not have to include him in the decision making. They refuse to do anything that would go against the grain of who she was before she got sick. e.g. issues regarding life support, etc. sbcalimom- Does she have anything that can be repurposed for a halloween outfit with just inexpensive accesories or makeup? My grandmother used to dress me as a kitten or a mouse a lot when I was little because I had tons of pajama suits in various colors. She would make a pin on tail and a headband with ears, draw a face on with eyebrow pencil and lip liner or lipstick. My father threw a fit when he found out I was walking all over our end of town in my PJs (when my grandfather or uncle wasn't carrying me)- but I wasn't cold and I looked cute. There was also no uncomfortable masks or anything. My aunt repurposed an Easter dress that was on the verge of too small for a fairy costume (add wings) and the year my grandfather died my younger niece wanted to be in the military. We found her costume in Goodwill. Just some thoughts. Going to fix dinner now....
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muttleynfelix
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Post by muttleynfelix on Sept 7, 2011 16:39:26 GMT -5
After reading some threads on YM today, I'm thinking DH and I need to step up our money planning. I'm not sure what the next step needs to be. Maybe use cash for groceries. Maybe cut the satalite dish some more. I don't know but I think we need to do something to do better instead of just trying to do better. I'll look at my budget vs expenses when I get home and post them. Maybe you guys have some suggestions as to the next step to take.
ps - If you want some entertainment, read the Doxie threads over on YM. There is some good advice mixed too bad Doxie doesn't listen.
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mizbear
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Stand back. I have a budget, and I know how to use it.
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Post by mizbear on Sept 7, 2011 17:43:13 GMT -5
muttley- I have to say it first, even though you're not there yet- Happy 1,000th post!!!
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sapphire12
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Post by sapphire12 on Sept 7, 2011 19:07:22 GMT -5
honey -- hugs to you. We've all done stupid though.
mrslynch -- I cannot believe that DD is almost 5. Wow. So does this mean Elmo is gone from your life? ;Dazmom -- welcome back from your trip!
sheila -- Most kids here get at least 5 days off for Easter; some get 6, if Good Friday starts their holiday. This does not include the weekend. Teachers also get in service days throughout the year. And, we've had a rough start to the school year with Hurricane Irene closing schools that were open for at least a day.
muttley -- the Doxie thread is fascinating for a multitude of reasons. Some things make me want to bang my head; some things are funny. Doxie is overwhelmed by her situation and with her admitting to depression, she doesn't know what to do. Some people have to hit rock bottom before they change. There is good info to be gleaned for others, even if Doxie herself isn't ready to listen.
sbcali -- Wow. I cannot comprehend having to buy all new shoes.
mid -- That is so sweet about your boss. Hugs to you.
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sheilaincali
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Post by sheilaincali on Sept 7, 2011 19:14:42 GMT -5
Muttley: I have been reading along to Doxie's thread- that girl is a trainwreck. I haven't posted much because I have been agreeing with nearly everything that the other people are saying. However- Cawiu's thread about wanting to step up his budgeting and debt payoff is really inspiring. I am thinking of having another "talk" with DH this weekend about that same thing.
sapphire: Not sure how it all works out but I think (correct me if I am wrong) the number of school days is set on a national level. So we must all be there the same basic total number of "school days"? IDK. In CA we had a 6 week summer but longer breaks during the school year for the holidays- I really liked and miss that schedule. 12 weeks in a row off is just too darn much time off.
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spruby
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Post by spruby on Sept 7, 2011 19:52:46 GMT -5
honey - hugs! I read your entries about the girls - wow - a bit of a tough & expensive start! Can the girls buy calling cards to use to call home - we can usually find them in the DC area relatively cheaply at 7-11 or ethnic grocery stores. If you don't find them up there just PM me and I'm happy to find them for you down here!
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mizbear
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Stand back. I have a budget, and I know how to use it.
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Post by mizbear on Sept 7, 2011 19:53:49 GMT -5
UPDATE- 6/25 NS/CS; 7/29 NEO; 5 MOAN; 1S
I will be back with my responses later. I got word on my aunt and I'm not up to talking.
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moneysquirrel
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Post by moneysquirrel on Sept 7, 2011 20:17:50 GMT -5
Update: 5/15 NSD, 2/10CSD
Re: School Days -- In order to receive a high school credit most schools give out carnegie units. In my state the schools have to have 180 hours (days) in each course. This is the reason schools have to make up days when they are closed for severe weather. Most school systems usually build in a few extra days so this does not have to happen. Usually if a student does not have to be at school such as teacher in-service days then those days do not count as part of the 180 days.
Mrs.Lynch -- hugs and prayers go out to you as you figure out your next move.
It seems strange to me that in some areas schools are just beginning. I have had students for at least three weeks now.
Today was a spend day. The weather is great now and the temps are beginning to get tolerable so I went shopping for chairs and side tables for the patio while everything was on sale for @ 50% off. I managed to get 4 chairs and 2 little tables to hold glasses and/or books all for less than $150. I may eventually want a dining type table out there but it is not needed now. After several years without a patio, I am so happy to have one and look forward to the nicer weather.
sapphire -- most of what I got from Lee was a slow all day drizzle. Hope that is all your area will get. Also hoping that as the end of this week is the "peak" of hurricane season that we will not see any additional ones visiting.
mizbear -- seems like most of your renovations at your gm home is almost finished.
I am sure there were other comments but I can't remember what they are now.
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muttleynfelix
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Post by muttleynfelix on Sept 7, 2011 20:55:09 GMT -5
Ok this is absolutely depressing. Hopefully this chart will post in a way that is legible. It absolutely makes me want to cry. I'll post it and then add my comments and thoughts in another post. BTW Mizbear - I am not sure I want this for my 1000 post. Thanks for the congrats. Monthly Yearly Income Bill's Check Mary's Check $4,616.00 $60,008.00 Total Monthly Income $4,616.00 $60,008.00 Expenses Taxes Bill's Taxes Mary's taxes $740.86 $9,631.18 Total Taxes $740.86 16.05% $9,631.18 16.05% Pretax Expenses Health Ins $282.10 $3,667.30 Total Pretax Expenses $282.10 $3,667.30 MORTAGAGE PITI $1,150.00 24.91% $13,800.00 23.00% Autos Car Payment $235.73 5.11% $2,828.76 4.71% Gas + Maint. $350.00 $5,728.00 Taking the year so far divide by 8 times 12 Insurance $85.00 $1,040.00 Total $670.73 14.53% $9,596.76 15.99% Electric $120.00 2.60% $1,800.00 3.00% Propane $60.00 $1,000.00 1.67% This is higher than what we normally pay Phone/internet Cell Phones $140.00 $1,680.00 House Phone $45.00 $540.00 Internet $40.00 $480.00 Total $225.00 4.87% $2,700.00 4.50% TV $85.00 1.84% $1,020.00 1.70% Life Insurance Total $120.12 2.60% $1,441.44 2.40% Groceries/Household $450.00 9.75% $7,716.00 12.86% This category is basically for Walmart Based year so far divide by 8 times 12 Household Projects $100.00 2.17% $4,500.00 7.50% This category for lowes Based year so far divide by 8 times 12 Healthcare Prescriptions $50.00 $600.00 Actual this year is like $40 total. But we've had bad years in the past. So, I think $1200 total is reasonable considering Bill and I both have glasses. Other $50.00 $600.00 Total $100.00 2.17% $1,200.00 2.00% Pet Care $40.00 $480.00 Currently on track for less than $20 a month. Church $300.00 6.50% $3,600.00 6.00% We've skipped the last 2 months trying to stay up to date on everything Fun $200.00 4.33% $2,600.00 4.33% Retirement 80.00 1.73% 1,040.00 1.73% Currently adding $10 a week to each Roth IRA Short Term Savings $40.00 0.87% $520.00 0.87% Currently adding $10 a week Misc Gifts $50.00 $660.00 Based on the last 12 months Clothes $- $660.00 Based year so far divide by 8 times 12 Everything Else $50.00 $500.00 ? No idea Total $4,663.81 101.04% $61,812.68 103.01%
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muttleynfelix
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Post by muttleynfelix on Sept 7, 2011 21:00:35 GMT -5
OK I'm going to try just the yearly and see how it shows up. Yearly Income Total Monthly Income $60,008.00 Expenses Taxes Total Taxes $9,631.18 16.05% Pretax Expenses Health Ins $3,667.30 Total Pretax Expenses $3,667.30 MORTAGAGE PITI $13,800.00 23.00% Autos Car Payment $2,828.76 4.71% Gas + Maint. $5,728.00 Taking the year so far divide by 8 times 12 Insurance $1,040.00 Total $9,596.76 15.99% Electric $1,800.00 3.00% Propane $1,000.00 1.67% This is higher than what we normally pay Phone/internet Cell Phones $1,680.00 House Phone $540.00 Internet $480.00 Total $2,700.00 4.50% TV $1,020.00 1.70% Life Insurance Total $1,441.44 2.40% Groceries/Household $7,716.00 12.86% This category is basically for Walmart Based year so far divide by 8 times 12 Household Projects $4,500.00 7.50% This category for lowes Based year so far divide by 8 times 12 Healthcare Prescriptions $600.00 Actual this year is like $40 total. Other $600.00 Total $1,200.00 2.00% Pet Care $480.00 Currently on track for less than $20 a month. Church $3,600.00 6.00% We've skipped the last 2 months trying to stay up to date on everything Fun $2,600.00 4.33% Retirement 1,040.00 1.73% Currently adding $10 a week to each Roth IRA Short Term Savings $520.00 0.87% Currently adding $10 a week Misc Gifts $660.00 Based on the last 12 months Clothes $660.00 Based year so far divide by 8 times 12 Everything Else $500.00 ?? No idea Total $61,812.68 103.01%
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muttleynfelix
Junior Associate
Joined: Dec 20, 2010 15:32:52 GMT -5
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Post by muttleynfelix on Sept 7, 2011 21:10:19 GMT -5
Ok to me the obvious kicker is groceries. I know we have done terrible in that category this year, but I had not realized how bad. Part of it that my DH still spends $40 a week (or 10 days) in cigarettes. That goes into our grocery budget and kills it every time. The second killer is the junk food habit. $7 for soda every week, $10 in chips, it definately makes the grocery budget stretch a lot less far. The third thing is two fold. 1, I don't coupon because I don't get a paper and 2, I don't shop around because going to Walmart in Republic is significantly easier and less time consuming than hitting Dillons, Price Cutter, and/or the soon to open Hy-Vee in Springfield. If I hit either of those, I like to do it on my lunch hour because after work, I just want to come home and see DS.
DH does do a little bit of work from time to time and for the year so far we are actually in the black. I usually get a bonus but I don't count on it. We have gotten tax refunds the last couple years, but I have adjusted my withholdings some. I still need adjust my Missouri Withholdings. We do a have about $17k in general savings and about $45k in retirment savings.
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sbcalimom
Familiar Member
Joined: Jan 2, 2011 21:27:25 GMT -5
Posts: 890
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Post by sbcalimom on Sept 7, 2011 21:21:58 GMT -5
Miz: thanks for the suggestions, we have this year covered but might use the pj idea for next year. Hugs about your aunt.
Mutt: I agree, the only thing that looks super out of place is the groceries. I thought the fun money looked a little high but its only about $200/mo so not unreasonable.
shanendoah: how funny that Larry is so particular. Reminds me of our pacifier issues, both DDs will only use one brand and if we lose them, any other one avaiable simply will not due!
sapphire: luckily I'm not much of a shoe person so not too many to replace. But, since it will be getting colder soonish (in theory) I do need to have at least one nicer pair of closed-toed shoes for when I can't wear tennis shoes.
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muttleynfelix
Junior Associate
Joined: Dec 20, 2010 15:32:52 GMT -5
Posts: 9,406
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Post by muttleynfelix on Sept 7, 2011 21:27:57 GMT -5
sbcalimom - THe fun money I recently changed. It was $80 every paycheck, but I bumped it up to $100 to put $20 in our cash stash envelope for trips and date night. It seemed like a good idea at the time. DH and I each get $40 every paycheck.
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startsmart
Senior Member
Joined: Dec 20, 2010 12:45:52 GMT -5
Posts: 4,438
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Post by startsmart on Sept 7, 2011 22:05:33 GMT -5
sbcaligirl- how goes the rewards for cleaning up the apartment? want to send DD over to my place? lol - oh and I have a hankering to buy a bunch of balloons. Let me know if you and DD can come for a visit so I have a good excuse to buy them.
shanendoah- every time I have to buy something for my pups I tell them "this is coming out of your inheritance!" also I might need to take the rice cooker my parents keep offering me. I can't seem to cook rice without burning it
azmom- glad you enjoyed the vacation!
midwesternjd- it's always nice to know you bring light to someone else's day!
red_wagon- did the tree get removed? I don't like dealing with bad vendors.
honeylioness - in lieu of details I'm going to guess you spent money…. on male strippers at a bachelorette party. that's my guess and I'm stickin' to it.
smky- wow, interesting that the price of teeth hasn't gone up much! I used to get $1 and then found out my friends were getting $5! Mom almost choked when I told her that.
sheila- I gave up on reading any doxie thread, I got tired of reading 20 pages of people guessing what was wrong with her.
moneysquirrel- good buy on the patio set!
muttelyn- why doesn't DH use his allowance to buy cigs?
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reeneejune
Established Member
Joined: Dec 20, 2010 19:49:40 GMT -5
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Post by reeneejune on Sept 7, 2011 23:46:20 GMT -5
I don't have my numbers in front of me, but today was an unexpected no spend. I decided on a whim to go out to my hometown this afternoon and spend some time at the lake. My sister got off work mid-afternoon, so I picked her up on my way and we headed out. One of her jobs is at a locally-owned convenience store, and she gets credit at the store as part of her pay, which she doesn't use often. So she bought dinner. (they have a small deli in addition to basic convenience store stuff) Then we stopped to get some floaty toys for the excursion, she insisted on paying cash, so she paid for most of it, and I contributed $2 in quarters. It was leftover out of last week's laundry money, so it doesn't count. We got some sun, laughed at each other trying to get on the inflatable mat thingies we got, and had a good chat. Last night Mr. Potential surprised me by getting back from his labor day weekend trip early and coming to see me. It's a good thing I hadn't frozen the lasagna yet because I heated that up for dinner. ;D I also finally cracked open the bottle of wine my sister gave me as a housewarming present 5 months ago. I have a suspicion that he's going to need a nickname, because I think he's going to be sticking around for a while. Crazy Landlord Situation - In light of the fact that she's acted completely out of line, I've opted not to speak to her in person, but write a letter to her and the corporate office regarding the situation. I know that's not what most people would recommend, but I don't deal well with confrontation, and I feel that this is the best way for me to address her actions without it turning into a screaming match. Because the whole thing has me alternating between wanting to chew her out and wanting to just run away. I did talk with my counselor briefly about the situation (last Thursday, before things got super intense) and we noted that the whole thing has me feeling helpless, a lot like I did 2 years ago when my bank account was being garnished and I had nothing to live on for a month. I've worked out a plan so that I can pay my rent before the month even begins, which will allow me more room to hand deliver the payment rather than relying on their drop box. Sapphire – I hope you're feeling better. MrsLynch – I'd like to echo the others who have said that his choices are not a refection on your actions, beliefs, or judgment. My mom once said (in a rare moment of sage wisdom) “Sometimes the people we love do stupid things, and it hurts us a lot. But we still love them anyway.” That in no way excuses bad behavior, but it does help put the blame exactly where it belongs. And a little story that's half cute and half sad: when I was very little, my dad was a long-haul truck driver and wasn't home much. When he was home, he and mom fought more often than not. So between the fights and the separation, Mom cried a lot at night. One night I woke up to hear Mom crying, and I took her my teddy bear because it sounded like she needed him more than I did right then. I was about 4. Of course, that made her cry harder. Sheila – Just knowing that I have all of you to support and encourage me helps me. I was able to discuss the situation briefly with my counselor (just after it started, before crap really hit the fan) and she reminded me that things like this can happen to anyone and that I need to be conscious of the fact that I'm trying to resolve the situation and not let it dredge up the old feelings of powerlessness. Before this kind of situation would send me into a full out panic attack and I'd run and hide from it, regardless of whether or not I'm in the wrong. Smokey – oh my, two teeth in a weekend! Side note, I found all of my baby teeth as a teen...mom had them stashed in the same little box she stored her earrings in. ewwww. MK – I have no ideas for you on your transportation issue. I hope that it can be resolved soon though! Shan – Congrats on the weight loss!! I know just how hard it is to lose weight, especially when you're in that weight range, I'm there too. Hope you enjoyed your trip! Sometimes spending a little more for the “right” toy is a better investment than spending less for one that they won't use. Start – I picked up my “Biggest Loser Weight Loss Yoga” DVD from Grandma's house today. I'm going to make a point to do at least the warm up stretches any time I go for a bowl of ice cream. I might even put a note on the carton of ice cream. Dakota – yay for filing!! Sounds like you had a productive day at home. Mizbear – I dread caffeine withdrawals. Which is why I have such a hard time kicking the soda habit, especially when I'm all stressed out about work and the apartment situation. Sbcali – After 2.5 years on the thread without managing to go a whole month tracking, what finally worked for me last month was to take it a week at a time. I didn't even set a goal for the month, I set one at the beginning of each week. I finally actually made it through, and I'm proud of myself for that. Maybe just looking at a week at a time would help you too. Midwestern – Friends are the family we choose. I've had a rocky run with my family, so I know just how you feel about your boss. I'm glad you've got someone like that in your life. Redwagon – what, you mean you didn't set that room up specifically as a kitty playground?! moneysquirrel – ooohhh, patio furniture! I dream of having patio furniture. Muttleyn – Focus on the good news: you're not so far over budget every month that you can't find some way to make things work.
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