tcu2003
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Post by tcu2003 on May 28, 2022 21:59:10 GMT -5
No advice, drama, but thinking about you. I missed seeing that your MIL died, so also, my sympathies to you and your DH.
I’ll echo others posters who said that what is “normal” for grief ranges all over the place, but there’s never an excuse to use your grief as a reason to cause pain for others.
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tcu2003
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Post by tcu2003 on May 23, 2022 21:25:19 GMT -5
I like the drip edges. But really, your opinion here matters - if you like them, I would get them.
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tcu2003
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Post by tcu2003 on May 5, 2022 18:45:52 GMT -5
I’m an engineer, and interview candidates fairly regularly at my company. Swearing would be a hard no for me. The tshirt would get an internal side-eye from me, but if everything else about the interview went well, I would probably do a second interview with someone else on team for another opinion.
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tcu2003
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Post by tcu2003 on May 3, 2022 23:26:17 GMT -5
I get that. Luckily this doesn’t stress me out since we’re so far from retirement, though it’s definitely a little depressing. DH’s 401k just seems so down - mine is as well, but his is a larger balance, so his overall drop number is greater; but more or less we’re each down the same percentage. After updating over the weekend, it did cause me to make another contribution to the kids’ 529 accounts, and finally open a taxable account, so I’ll take those as wins.
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tcu2003
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Post by tcu2003 on May 3, 2022 10:26:23 GMT -5
Not gonna look, you can't make me. Do it!! You know you want to know already! 😂🤣
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tcu2003
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Post by tcu2003 on May 2, 2022 0:25:59 GMT -5
I just finished reading She Come by It Natural: Dolly Parton and the Women Who Lived Her Songs by Sarah Smarsh. www.goodreads.com/book/show/56756158I am not particularly a Dolly Parton fan (I could probably tell you 2-3 songs that are here and 1-3 movie roles she has had), but really enjoyed this book. Interesting read about her childhood in poverty, the trailblazing she did as an entertainer in the very male dominated country music industry, her business acumen, and the philanthropy side.
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tcu2003
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Post by tcu2003 on May 1, 2022 9:40:33 GMT -5
Here is my April 2022 update:
ASSETS:
Checking/Savings: $230,351 House: $512,700 Retirement: $1,683,760 Brokerage: $5,272 529s: $74,059
DEBTS: $0
Total NW: $2,506,143
As usual, the list above excludes our cars, which are worth around $30k combined, but I leave them out because we're unlikely to sell, and need them to get to/from work, kids schools, etc. in the land of suburbia.
We're down about 7.8% over last month. Major factors are the stock market and the giant tax bill I had due to selling of the company stock for the ESOP creation. On the plus side, outside of furniture, we're done with all major expenditures for our basement remodel, so should spend less cash again.
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tcu2003
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Post by tcu2003 on Apr 26, 2022 19:48:46 GMT -5
Congrats, mpl!!! Excited for you!!
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tcu2003
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Post by tcu2003 on Apr 22, 2022 23:39:51 GMT -5
No advice ely, but sending hugs your way. It sounds like you’re in an impossible situation, so as someone else noted, self-preservation for yourself is absolutely okay and not something you should beat yourself up over.
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tcu2003
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Post by tcu2003 on Apr 18, 2022 12:38:48 GMT -5
My cash is the sum of my savings and checking accounts - basically what I can quickly get my hands on. The accounts are listed out individually in my tracking spreadsheet, but easier to just lost one total number here.
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tcu2003
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Post by tcu2003 on Apr 15, 2022 22:57:31 GMT -5
In other tax related net worth news, we got the email from the tax firm this week, and owe an additional $24k to federal and $4k to state. Ouch. I knew it was coming due to the company stock sale to become an ESOP, but still. Ouch. And realizing that due to timing of when I purchased shares and when the ESOP closed, I'm hit with short term capital gains instead of long term capital gains. And pretty sure this pushed us from the 24% to the 32% marginal bracket. Blergh. Those big bills hurt, and I never had anything close to that. Sometimes you just gotta bite the bullet and move forward. Yep. And I definitely recognize these are total first world problems. And I’d rather have this problem than not have it. So on Monday I will dutifully mail my tax check off. And probably complain to DH some more. 😂🤣
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tcu2003
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Post by tcu2003 on Apr 15, 2022 14:40:15 GMT -5
In other tax related net worth news, we got the email from the tax firm this week, and owe an additional $24k to federal and $4k to state. Ouch. I knew it was coming due to the company stock sale to become an ESOP, but still. Ouch. And realizing that due to timing of when I purchased shares and when the ESOP closed, I'm hit with short term capital gains instead of long term capital gains. And pretty sure this pushed us from the 24% to the 32% marginal bracket. Blergh.
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tcu2003
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Post by tcu2003 on Apr 15, 2022 14:37:48 GMT -5
Here is my March 2022 update:
ASSETS:
Checking/Savings: $248,939 House: $512,700 Retirement: $1,870,535 Brokerage: $5,670 529s: $83,890
DEBTS: $0
Total NW: $2,721,734
As usual, the list above excludes our cars, which are worth around $30k combined, but I leave them out because we're unlikely to sell, and need them to get to/from work, kids schools, etc. in the land of suburbia.
We're up about 2.5% over last month.
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tcu2003
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Post by tcu2003 on Apr 10, 2022 21:39:46 GMT -5
Finished Glass Half Broken by Colleen Ammerman and Boris Groysberg on a plane today. www.goodreads.com/book/show/57673964Definitely recommend if you’re a female still in the workforce, manage females in the workforce, are a parent /sibling/friend of females in the workforce, etc.
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tcu2003
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Post by tcu2003 on Apr 8, 2022 9:08:44 GMT -5
Generally nothing, especially at 13. I would get a notarized letter from her parents that you’re authorized to take her to the doctor/hospital if she gets sick and travel with her. But as she’s 13, TSA will ask her name and make sure it matches her boarding pass, and southwest likely will say nothing when she boards. They never look at the names on my kids’ tickets / ask if that’s them when they actually board the plane.
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tcu2003
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Post by tcu2003 on Apr 1, 2022 11:42:40 GMT -5
Great news, Chloe!! Excited for you!
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tcu2003
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Post by tcu2003 on Mar 31, 2022 20:52:57 GMT -5
With the kids, ds and I are still slogging through the Maze Runner, the prequel now and then I think we'll be done with this series. Neither of us liked the end of it, but we're invested. He and I have started The Giver and will jump into that in earnest once we're done with the fever code. Dd and I are working our way through the Land of Stories series which are pretty good. We take a lot of breaks to read shorter chapter books so it will take us forever to get through all the books. Did you know there are 4 books in The Giver series? I didn’t know that until I was an adult, so I read the others and also enjoyed them.
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tcu2003
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Post by tcu2003 on Mar 31, 2022 13:42:21 GMT -5
TCU - hard to know with that story. I usually don't let my kids play at other neighbors without having a meal or a couple hours of interaction with both parents and any siblings living there. A pain and maybe overprotective but I want to be able to talk to them openly if something like this were to come up, so I need to establish relationship first. Girl is 2nd grade, how old is C? Maybe the dad is used to yelling at the brother to stop bothering the little sister? Your follow up conversations with C sound good.
Unfortunately our backyards are all open, and C was technically in the brothers’ backyard, which isn’t an issue at all. N just also happened to come into that yard as well. C is a 4th grader, and M is a Kindergartner. N’s little brother is younger than M, maybe 3.5-4 in age. And thanks for the suggestions everyone!
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tcu2003
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Post by tcu2003 on Mar 30, 2022 17:53:17 GMT -5
On a different note, what’s everyone’s view on someone you don’t know yelling at your kid? I will preface this story with I only have C’s side of things (and M’s not so clear corroboration of his story), and he admittedly shut down and stopped listening while he was being yelled at (he initially said screaming, but my guess is loud voice or maybe yelling).
The kids were playing outside yesterday with 2 sets of neighbors. I am casually friendly with the parents of the 2 boys as C plays with them a lot, and the kids all run around between backyards. There is also a girl/boy sibling set - we’ll call the girl N. M likes to play with N, who is between her and C in age (she is a 2nd grader). C says he hit a plastic golf ball that he and the brother neighbors were playing with, and N moved when he hit it so the ball hit her. She went inside, and then her parent (assuming dad) came out and yelled at him. I was inside (kids were outside solo - not abnormal for mine or the brothers), and C came in and was really upset. I asked him what happened and he eventually told me the story above. I told him I was going to ask his sister what she saw, so asked him to confirm that is what happened and that he in no way hit N with his hands or feet, and he confirmed his story.
I don’t know N’s parents at all. They live two houses down on the corner between our next door neighbors who have kids that ours are close to (they weren’t home or they likely would have been outside) and then on the other side, the brothers house. Until recently, we almost never saw N or her brother outside, despite all the other kids running around between yards playing together.
M likes to play with N as most of the kids around us are boys, but at this point, I’m not sure I want her playing with N. I’m okay with others disciplining my kids (next door neighbors will definitely call my kids out if they’re not behaving - totally not an issue), but for whatever reason, an adult that neither I nor my child knows coming out and yelling at him doesn’t sit well with me. I did coach C on things he can do if something like this happens again - he needs to not shut down so he can better tell me what happens later, and then he can also say things like “that is not what I saw happen. Would you like to hear my side?”
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tcu2003
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Post by tcu2003 on Mar 30, 2022 17:41:37 GMT -5
I'm trying to find a therapist for dd. It's been on my mind for a while, but emotional regulation is just not there. She has extreme reactions to minor hiccups. Can you share some examples, rae? I’ve thought C has extreme reactions / can’t emotionally regulate himself well for his age, but not sure if he’s “normal” and I’m being unrealistic in my expectations, or I should see if I can get him in to see someone.
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tcu2003
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Post by tcu2003 on Mar 21, 2022 20:40:28 GMT -5
I just finished the 1st chapter of the 1619 Project. It is not a quick read, nor should it be. It's tough to read the truth. I think it will be one of the most impactful books I've ever read. Thanks for the recommendation. I added it to my to read list.
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tcu2003
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Post by tcu2003 on Mar 21, 2022 16:26:29 GMT -5
Recent reads:
Notes from a Young Black Chef by Kwame Onwuachi - 3 stars
Wallet Activism: How to Use Every Dollar You Spend, Earn and Save as a Force for Change by Tanja Hester - 3 stars - I liked that this didn’t shove anything down your throat and emphasized that anything you implement has to be something you can keep doing
Business Adventures: 12 Classic Tales from the World of Wall Street by John Brooks - 2 stars - this was so dry and boring
The Five Wounds: A Novel by Kirsten Valdez Quade - 4 stars
No Time Like the Future: An Optimist Considers Mortality by Michael J Fox - 4 stars - really enjoyed this most recent book by Michael J Fox - highly recommend if you like autobiographical stories (this doesn’t cover his whole life as he’s covered much of that in previous books)
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tcu2003
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Post by tcu2003 on Mar 14, 2022 18:33:27 GMT -5
Congrats, drama!!! Excited for you!!
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tcu2003
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Post by tcu2003 on Mar 14, 2022 0:24:35 GMT -5
I’ll play. We’re in a suburb of Kansas City on the Kansas side of the state line. - Why are you living where you live? Job, inheritance, hometown?
- What do you most love about your location? Neighbors, close to family, convenience, economy?
- What do you most hate about your location? Weather, traffic, neighbors?
- Do you love your location but dislike your home? Would you prefer to live in a single-family home or an apartment/condo/townhome?
- Where would you like to live and what keeps you from going there? Is it affordability, proximity to family, job?
Not sure there’s anywhere else I want to live right now. Overall, this is home and we’re pretty happy here. There are some things I miss about growing up in a small town that my kids won’t experience, but things they get to experience that I did not. Plus DH and I wouldn’t have jobs in most small towns so there’s that as well. 🙃
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tcu2003
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Post by tcu2003 on Mar 11, 2022 1:06:15 GMT -5
Congrats, drama!!!
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tcu2003
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Post by tcu2003 on Mar 6, 2022 13:49:50 GMT -5
We bump up against income limits for Roth, but "sneak" in the couple grand that's allowable each yr. The backdoor options are something I need to understand more. Our cpa is a good friend so I need to just have him over for dinner and pick his brain post-tax season. Do you already have traditional IRAs? If not, the backdoor Roth approach is very easy and would allow you to put the full amount in. It's essentially just contributing to a Traditional IRA and immediately converting it to a Roth.
If you already have money in traditional it's messy though.
This. Thanks to this board, I finally started them for DH and I a few years ago. I did ours through Vanguard, and it’s easy (as long as the loophole doesn’t get closed, and then it won’t be an option). I fund each tIRA to the max allowed, and then as soon as the funds clear, roll them over to our Roth IRAs. There’s no tax implications because the money isn’t in the tIRA accounts long enough to cause any issues. This is doable for us because DH has worked at the same employer since graduating from college, and I’m only at my second employer, and didn’t roll over my old 401k account.
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tcu2003
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Post by tcu2003 on Feb 28, 2022 23:51:28 GMT -5
Here is my February 2022 update:
ASSETS: Checking/Savings: $259,017 House: $512,700 Retirement: $1,800,371 Brokerage: $5,486 529s: $77,014
DEBTS: $0
Total NW: $2,654,588
As usual, the list above excludes our cars, which are worth around $30k combined, but I leave them out because we're unlikely to sell, and need them to get to/from work, kids schools, etc. in the land of suburbia.
We're down about 0.25%, which I'll take considering the market swings lately.
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tcu2003
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Post by tcu2003 on Feb 27, 2022 21:47:09 GMT -5
We went to Theodore Roosevelt National Park in 2020 and loved it. We only had a few hours and I wish we’d stayed longer.
We’re going to Yellowstone and Grand Tetons in Late July/early August this year, so no recommendations there.
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tcu2003
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Post by tcu2003 on Feb 26, 2022 8:24:46 GMT -5
Giant hugs, lurkyloo. Thinking about you. I am so happy you were able to see him and have one last lucid day, and that you have wonderful memories to look back on and remember.
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tcu2003
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Post by tcu2003 on Feb 25, 2022 23:02:45 GMT -5
underwaterchloe - guessing this might not be a “thing” in your field, but do you know anyone in the districts you’re applying in (or can you network your way to getting introduced to anyone in them that might interview you)? If so, can you ask to meet them for coffee before applying for an informal informational interview where you ask them questions about the job / district / day to day / culture / etc?
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