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Post by debtheaven on Apr 28, 2011 17:14:54 GMT -5
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Malarky
Junior Associate
Truth and snark are equal opportunity here.
Joined: Dec 18, 2010 21:00:51 GMT -5
Posts: 5,313
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Post by Malarky on Apr 28, 2011 21:15:30 GMT -5
DH's loans of about $8,000 have been paid back for five or six years. Last month we got a check from Sallie Mae for $2.32 because he over payed. Really, you wasted time and money recalculating a loan that has long since been paid off?
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❤ mollymouser ❤
Senior Associate
Sarcasm is my Superpower
Crazy Cat Lady
Joined: Dec 18, 2010 16:09:58 GMT -5
Posts: 12,857
Today's Mood: Gen X ... so I'm sarcastic and annoyed
Location: Central California
Favorite Drink: Diet Mountain Dew
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Post by ❤ mollymouser ❤ on Apr 29, 2011 0:39:54 GMT -5
Neither my wonderful DH nor I had loans for undergrad. I did rack up $75,000 in loans for law school. My wonderful DH paid off the remaining balance as an engagement gift to me.
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Post by dragonfly7 on Apr 29, 2011 15:21:02 GMT -5
I have about 22k in Stafford loans. DH has about 35k in Stafford loans and a $6800 private loan. We made the last payment on his Perkins loans yesterday.
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jd2005
Established Member
Joined: Mar 15, 2011 14:16:37 GMT -5
Posts: 411
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Post by jd2005 on Apr 29, 2011 15:59:01 GMT -5
We made the last payment on his Perkins loans yesterday.
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Cookies Galore
Senior Associate
I don't need no instructions to know how to rock
Joined: Dec 19, 2010 18:08:13 GMT -5
Posts: 10,737
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Post by Cookies Galore on Apr 29, 2011 18:46:44 GMT -5
I have $6,751 to go. I graduated in 2004 with roughly $19,000 loans. Not too shabby!
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motherto2
Well-Known Member
Joined: Dec 18, 2010 15:42:27 GMT -5
Posts: 1,719
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Post by motherto2 on Apr 29, 2011 21:10:12 GMT -5
I don't have SL's for myself, just for DD and DS. DD went to private school the first year, and then switched to a state university. I don't remember what the beginning amount was (suffice to say depressing). Her father and I pay basically 1/2 each (I pay more - long story) but we still owe around $52K for the first 3 years. She will finish her last year in 2012, but she is paying that herself (through the Army, working, financial aid). DS is just finishing his first year of school. I learned from DD, if I had her take out loans in her name the Army would have paid her loans off as part of joining. But since they were in my name, no go. DS has always wanted to join the service after college, so I put loans in his name, and we had a $6,500 loan for the rest. He is going to take 2 classes at a local cc this summer, which will be around $1,000. Since I got stuck holding that bag when DD needed to take some classes in order to transfer colleges, I cut back the amount I've been paying on his loan (we've been paying $600/mo) for April and then May, and a little more in June, and his summer school will be paid off. So his loan instead of being paid off in August this year, it will be in November. The next three years will be much more expensive since I don't get credit through FAFSA for having DD in college. We do have around $20K in stocks that we will sell when their consolidated loan amts get down to that price range, we'll pay them off finally. All should hopefully be paid in the next 7 years or so.
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