Health Insurance Refund...

[kadee79]

Some will get it due to them over-charging on their premiums.  This is the whole snippet.

Health insurance companies are expected to pay $743 billion in refunds to consumers this month because of an Affordable Care Act rule, according to a new analysis from the Kaiser Family Foundation. The Obama-era health law requires insurance companies that cover individuals and small businesses to spend at least 80% of the money they take in as premiums on paying out claims and improving quality. Large group plans must spend at least 85%.



The $743 billion is about four times the amount paid last year. It will go to 2.75 million consumers, with average refund expected to be about $270, though some insured individuals reportedly could get as much as $2,000.



The size of the 2019 rebates are the result of individual market insurers overpricing their plans last year, Cynthia Cox, a vice president at the Kaiser Family Foundation, told The Wall Street Journal.



The insurance rebates, which are calculated based on a three-year average, will total an estimated $1.3 billion across the individual and employer markets, according to the Kaiser foundation.

www.msn.com/en-us/money/insurance/health-insurers-are-expected-to-refund-dollar743-billion-to-consumers/ar-AAH9H0K?li=BBnbfcN

[djAdvocate]

so much for the double digit inflation claims that some have been making......

[dondub]

Premiums declining here in Washington.

[jkapp]

Sept 15, 2019 18:39:46 GMT -5 djAdvocate said:

so much for the double digit inflation claims that some have been making......

That's like saying the government must not need so much money because they refund billions in taxes every year...

[ednkris]

hell...2500 seems right...isn't that what Obama (the left poster boy) said every household would benefit from. a 2500 dollar reduction. Another lie

[dondub]

Sept 17, 2019 9:58:49 GMT -5 ednkris said:

hell...2500 seems right...isn't that what Obama (the left poster boy) said every household would benefit from. a 2500 dollar reduction. Another lie

. Referring to a Black man as a boy, in any context, is racist. You might want to alter your post. Then again, it’s you.

[djAdvocate]

Sept 17, 2019 8:25:49 GMT -5 jkapp said:

Sept 15, 2019 18:39:46 GMT -5 djAdvocate said:

so much for the double digit inflation claims that some have been making......

That's like saying the government must not need so much money because they refund billions in taxes every year...

if they were running huge surpluses, I would agree.

[djAdvocate]

Sept 17, 2019 9:58:49 GMT -5 ednkris said:

hell...2500 seems right...isn't that what Obama (the left poster boy) said every household would benefit from. a 2500 dollar reduction. Another lie

no, I don't recall him saying that.

link?

[ednkris]

Sept 17, 2019 11:08:43 GMT -5 dondub said:

Sept 17, 2019 9:58:49 GMT -5 ednkris said:

hell...2500 seems right...isn't that what Obama (the left poster boy) said every household would benefit from. a 2500 dollar reduction. Another lie

. Referring to a Black man as a boy, in any context, is racist. You might want to alter your post. Then again, it’s you.

Thats for people trying to find racist shit where there isn't any Then again it's you..... I will use the work boy for white, black, brown. If people get their feelings all up in a wad too bad politically correct shit be damned. 

[ednkris]

Sept 17, 2019 11:18:49 GMT -5 djAdvocate said:

Sept 17, 2019 9:58:49 GMT -5 ednkris said:

hell...2500 seems right...isn't that what Obama (the left poster boy) said every household would benefit from. a 2500 dollar reduction. Another lie

no, I don't recall him saying that.

link?

Obama Promises To Lower Health Insurance Premiums by ...

<cite class="iUh30 bc">https://www.youtube.com › watch</cite>

[djAdvocate]

Sept 17, 2019 11:30:10 GMT -5 ednkris said:

Sept 17, 2019 11:18:49 GMT -5 djAdvocate said:

no, I don't recall him saying that.

link?

Obama Promises To Lower Health Insurance Premiums by ...

<cite class="iUh30 bc">https://www.youtube.com › watch</cite>

thanks, ed.

i' getting old, I guess. 

[ednkris]

Sept 17, 2019 11:40:31 GMT -5 djAdvocate said:

Sept 17, 2019 11:30:10 GMT -5 ednkris said:

Obama Promises To Lower Health Insurance Premiums by ...

<cite class="iUh30 bc">https://www.youtube.com › watch</cite>

thanks, ed.

i' getting old, I guess. 

aren't we all

[dondub]

Sept 17, 2019 11:25:39 GMT -5 ednkris said:

Sept 17, 2019 11:08:43 GMT -5 dondub said:

. Referring to a Black man as a boy, in any context, is racist. You might want to alter your post. Then again, it’s you.

Thats for people trying to find racist shit where there isn't any Then again it's you..... I will use the work boy for white, black, brown. If people get their feelings all up in a wad too bad politically correct shit be damned. 

No surprise you lack awareness there. What’s next, a casual use of the N word and a castigation towards anyone that points it out as being too politically correct?

[weltschmerz]

Sept 17, 2019 11:25:39 GMT -5 ednkris said:

Sept 17, 2019 11:08:43 GMT -5 dondub said:

. Referring to a Black man as a boy, in any context, is racist. You might want to alter your post. Then again, it’s you.

Thats for people trying to find racist shit where there isn't any Then again it's you..... I will use the work boy for white, black, brown. If people get their feelings all up in a wad too bad politically correct shit be damned. 

Your people.

[weltschmerz]

[tbop77]

Sept 15, 2019 14:15:45 GMT -5 kadee79 said:

Some will get it due to them over-charging on their premiums.  This is the whole snippet.

Health insurance companies are expected to pay $743 billion in refunds to consumers this month because of an Affordable Care Act rule, according to a new analysis from the Kaiser Family Foundation. The Obama-era health law requires insurance companies that cover individuals and small businesses to spend at least 80% of the money they take in as premiums on paying out claims and improving quality. Large group plans must spend at least 85%.



The $743 billion is about four times the amount paid last year. It will go to 2.75 million consumers, with average refund expected to be about $270, though some insured individuals reportedly could get as much as $2,000.



The size of the 2019 rebates are the result of individual market insurers overpricing their plans last year, Cynthia Cox, a vice president at the Kaiser Family Foundation, told The Wall Street Journal.



The insurance rebates, which are calculated based on a three-year average, will total an estimated $1.3 billion across the individual and employer markets, according to the Kaiser foundation.

www.msn.com/en-us/money/insurance/health-insurers-are-expected-to-refund-dollar743-billion-to-consumers/ar-AAH9H0K?li=BBnbfcN

I'm not sure why conservatives are jumping on here like this is a bad thing.  The renewals for policies are based on the prior years claims.  They paid less in 2019 and based on the law, the money is refunded.  Could it be these people are costing the health care industry less since Obamacare because they don't have to wait until they are really sick to get health care?  

[buystoys]

Sept 18, 2019 6:41:39 GMT -5 tbop77 said:

Sept 15, 2019 14:15:45 GMT -5 kadee79 said:

Some will get it due to them over-charging on their premiums.  This is the whole snippet.

www.msn.com/en-us/money/insurance/health-insurers-are-expected-to-refund-dollar743-billion-to-consumers/ar-AAH9H0K?li=BBnbfcN

I'm not sure why conservatives are jumping on here like this is a bad thing.  The renewals for policies are based on the prior years claims.  They paid less in 2019 and based on the law, the money is refunded.  Could it be these people are costing the health care industry less since Obamacare because they don't have to wait until they are really sick to get health care?  

With the super high deductibles, you still have to wait until you're really sick to get health care.  My deductible is $6500.  I pay everything out of pocket until I reach that number.  I'm not horribly sick, but I am disabled.  That's a lot of money coming out of my annual budget, especially when you add in the premiums.

[plugginaway22]

It was a joke the amount our company plan got back from Aetna.  Each participant got about $50 after paying annual premiums of $7-8K.

[dondub]

Sept 17, 2019 11:25:39 GMT -5 ednkris said:

Sept 17, 2019 11:08:43 GMT -5 dondub said:

. Referring to a Black man as a boy, in any context, is racist. You might want to alter your post. Then again, it’s you.

Thats for people trying to find racist shit where there isn't any Then again it's you..... I will use the work boy for white, black, brown. If people get their feelings all up in a wad too bad politically correct shit be damned. 

. Just be careful then when calling a Black man that. They might take umbrage.

[Deleted]

Sept 15, 2019 14:15:45 GMT -5 kadee79 said:

Some will get it due to them over-charging on their premiums.  This is the whole snippet.

Health insurance companies are expected to pay $743 billion in refunds to consumers this month because of an Affordable Care Act rule, according to a new analysis from the Kaiser Family Foundation. The Obama-era health law requires insurance companies that cover individuals and small businesses to spend at least 80% of the money they take in as premiums on paying out claims and improving quality. Large group plans must spend at least 85%.



The $743 billion is about four times the amount paid last year. It will go to 2.75 million consumers, with average refund expected to be about $270, though some insured individuals reportedly could get as much as $2,000.



The size of the 2019 rebates are the result of individual market insurers overpricing their plans last year, Cynthia Cox, a vice president at the Kaiser Family Foundation, told The Wall Street Journal.



The insurance rebates, which are calculated based on a three-year average, will total an estimated $1.3 billion across the individual and employer markets, according to the Kaiser foundation.

www.msn.com/en-us/money/insurance/health-insurers-are-expected-to-refund-dollar743-billion-to-consumers/ar-AAH9H0K?li=BBnbfcN

This is a good thing. 


Also;

A lot of companies went to tiered rates, like the one I belong, because of that rule.

You pay a rate according to standard health criteria. 

We have 7 rate levels

Works even better than the rebates because they never take your money as rates in the first place. 

It's also a good selling feature for them.

[ednkris]

Sept 17, 2019 12:21:05 GMT -5 dondub said:

Sept 17, 2019 11:25:39 GMT -5 ednkris said:

Thats for people trying to find racist shit where there isn't any Then again it's you..... I will use the work boy for white, black, brown. If people get their feelings all up in a wad too bad politically correct shit be damned. 

No surprise you lack awareness there. What’s next, a casual use of the N word and a castigation towards anyone that points it out as being too politically correct?

Lack of awareness my ass. The politically correct nonsense is out of control. You do know that by using the saying N word is the same as actually saying it. It's so stupid just don't say it. I said poster boy nothing in that was racist or was meant to be racist. There is no castigation just fucking common sense, something somewhere when this country turned too far left lost.

[OldCoyote]

Sept 17, 2019 12:55:24 GMT -5 weltschmerz said:

Sept 17, 2019 11:25:39 GMT -5 ednkris said:

Thats for people trying to find racist shit where there isn't any Then again it's you..... I will use the work boy for white, black, brown. If people get their feelings all up in a wad too bad politically correct shit be damned. 

Your people.

Wooooo Hooooo, where can I buy these shirts?

[dondub]

Sept 20, 2019 8:00:15 GMT -5 ednkris said:

Sept 17, 2019 12:21:05 GMT -5 dondub said:

No surprise you lack awareness there. What’s next, a casual use of the N word and a castigation towards anyone that points it out as being too politically correct?

Lack of awareness my ass. The politically correct nonsense is out of control. You do know that by using the saying N word is the same as actually saying it. It's so stupid just don't say it. I said poster boy nothing in that was racist or was meant to be racist. There is no castigation just fucking common sense, something somewhere when this country turned too far left lost.[/quote

Well no it’s not. And ‘boy’ was wrong 50 years ago before your dreaded PC movement started making people like you become more. respectful. At least some of you.

[OldCoyote]

Sept 18, 2019 7:03:34 GMT -5 buystoys said:

Sept 18, 2019 6:41:39 GMT -5 tbop77 said:

I'm not sure why conservatives are jumping on here like this is a bad thing.  The renewals for policies are based on the prior years claims.  They paid less in 2019 and based on the law, the money is refunded.  Could it be these people are costing the health care industry less since Obamacare because they don't have to wait until they are really sick to get health care?  

With the super high deductibles, you still have to wait until you're really sick to get health care.  My deductible is $6500.  I pay everything out of pocket until I reach that number.  I'm not horribly sick, but I am disabled.  That's a lot of money coming out of my annual budget, especially when you add in the premiums.

 If you have no money, the deductible is not paid,,even though you paid for the insurance, you can not see a Dr.  that was where one of my grandson was.

Maybe if he had not paid the insurance, He would have had money to see a Dr.

Sorry, Buystoys.

[ednkris]

Sept 20, 2019 9:32:08 GMT -5 dondub said:

Sept 20, 2019 8:00:15 GMT -5 ednkris said:

Lack of awareness my ass. The politically correct nonsense is out of control. You do know that by using the saying N word is the same as actually saying it. It's so stupid just don't say it. I said poster boy nothing in that was racist or was meant to be racist. There is no castigation just fucking common sense, something somewhere when this country turned too far left lost.[/quote

Well no it’s not. And ‘boy’ was wrong 50 years ago before your dreaded PC movement started making people like you become more. respectful. At least some of you.

Are we talking wrong or racist (which is wrong). Calling someone a poster boy is no way racist that point correct? You telling me i shouldn't call a black man boy which i didn't i used the word poster boy which is completely different. Now disrespectful that was the point i was disrespecting the left and Obama. Like i said earlier you are trying to find racist shit where there isn't any a very typical Democrat. 

[dondub]

Sept 21, 2019 8:17:17 GMT -5 ednkris said:

Sept 20, 2019 9:32:08 GMT -5 dondub said:

Are we talking wrong or racist (which is wrong). Calling someone a poster boy is no way racist that point correct? You telling me i shouldn't call a black man boy which i didn't i used the word poster boy which is completely different. Now disrespectful that was the point i was disrespecting the left and Obama. Like i said earlier you are trying to find racist shit where there isn't any a very typical Democrat. 

An adjective and a noun in combination does not excuse you regardless of the extensive levels of verbiage you have brought forth.

[mmhmm]

dondub, the term poster boy" is generic and doesn't infer race. There's nothing racist about it. Now, cut the carping.

mmhmm, Administrator

[dondub]

My Black neighbor says otherwise. He must be too politically correct.

[ednkris]

Sept 21, 2019 9:36:17 GMT -5 dondub said:

Sept 21, 2019 8:17:17 GMT -5 ednkris said:

An adjective and a noun in combination does not excuse you regardless of the extensive levels of verbiage you have brought forth.

I don't need to be excused because you want to take the context wrong. That is the whole point. People who look find a facist issue when there is none. BTW who do you think you are that you need to excuse anyone, sitting up high on your throne aren't ya

[dondub]

mmhmm...HELP!