jitterbug
Established Member
Joined: Jan 4, 2011 18:14:48 GMT -5
Posts: 379
|
Post by jitterbug on May 25, 2019 23:43:03 GMT -5
Any HR Managers on here? It's Saturday night...my husband just realized his open enrollment period ended yesterday! They gave a 2 week window and we were on vacation for one of those weeks and the paperwork got tucked away. So...is he just SOL? Do you think there's a small grace window? Can I add him to my insurance since he no longer has coverage And, of course, it's a holiday weekend, so no one to call with these questions!
|
|
Sharon
Senior Associate
Joined: Dec 19, 2010 22:48:11 GMT -5
Posts: 11,111
Member is Online
|
Post by Sharon on May 25, 2019 23:57:10 GMT -5
My previous employer and my current employer if you were currently enrolled for benefits and didn't explicitly drop your coverage they determined that you didn't want to make any changes and kept you enrolled with what you had. If that plan was no longer available they moved you to a comparable plan.
|
|
plugginaway22
Well-Known Member
Joined: Jan 2, 2011 10:18:42 GMT -5
Posts: 1,649
|
Post by plugginaway22 on May 26, 2019 5:21:23 GMT -5
If it ended yesterday, probably a 6/1 renewal, there should be time to get enrolled. We would allow it.
|
|
Deleted
Joined: Mar 28, 2024 15:00:43 GMT -5
Posts: 0
|
Post by Deleted on May 26, 2019 8:20:32 GMT -5
Yeah, my employer is another one of those who automatically keep you in the same plan if you don't make changes.
However, some benefits don't roll over. For example, the FSA account doesn't auto-renew.
|
|
Ava
Senior Member
Joined: Jan 30, 2011 12:23:55 GMT -5
Posts: 4,141
|
Post by Ava on May 26, 2019 9:30:31 GMT -5
If I remember correctly, my employer drops all your benefits if you miss enrollment period.
They do send several emails for weeks reminding employees to sign up before the period ends. After that, you are SOL. I'm surprised your husband's period is in May, ours is October.
|
|
trippypea
Established Member
Joined: Apr 12, 2011 20:56:05 GMT -5
Posts: 430
|
Post by trippypea on May 26, 2019 10:22:55 GMT -5
My husband's company just had benefit enrollment that ended yesterday too. The benefit period runs 7/1/19-6/30/20, so any changes happen at 7/1. It specifically said in their HR emails that if you already have benefits through the company, they will automatically roll over with the exception of the items you have to specify $ amounts, like an FSA. Hopefully his company is like that too!
|
|
Knee Deep in Water Chloe
Senior Associate
Joined: Dec 27, 2010 21:04:44 GMT -5
Posts: 13,703
Mini-Profile Name Color: 1980e6
|
Post by Knee Deep in Water Chloe on May 26, 2019 11:38:41 GMT -5
I'm not an HR person, but our HR person tends to seek people out daily in the last week and hourly in the last two days of enrollment. She also sets the deadline for at least a week prior to the actual deadline. So, usually our dead line is around September 5th as the actual deadline is September 15th because our insurance year starts on October 1st.
Also, can you log into the enrollment online site? That's how I sign up DH for his plan.
Anyhoo, assuming your husband's HR's insurance person is not a weirdo, he should be able to fix this Tuesday morning.
|
|
Deleted
Joined: Mar 28, 2024 15:00:43 GMT -5
Posts: 0
|
Post by Deleted on May 26, 2019 11:42:44 GMT -5
I could log in online for quite a while after the posted deadline and make changes. It was driving me nuts because I kept second guessing my insurance choice and would go in and change it, then change it back. I remember wishing they'd just hurry up and close it for real.
|
|
Knee Deep in Water Chloe
Senior Associate
Joined: Dec 27, 2010 21:04:44 GMT -5
Posts: 13,703
Mini-Profile Name Color: 1980e6
|
Post by Knee Deep in Water Chloe on May 26, 2019 11:59:48 GMT -5
I could log in online for quite a while after the posted deadline and make changes. It was driving me nuts because I kept second guessing my insurance choice and would go in and change it, then change it back. I remember wishing they'd just hurry up and close it for real. This is the worst part about selecting insurance plans--the constant second guessing. And now, per my "explain coordination of benefits..." thread that I started, there's anecdotal evidence to support that. Because it's not a lack of coordination of benefits, it was that I didn't pick the right plan. Sigh.
|
|
Tiny
Senior Associate
Joined: Dec 29, 2010 21:22:34 GMT -5
Posts: 13,357
|
Post by Tiny on May 26, 2019 13:19:53 GMT -5
I would think there would be some leniency especially if you contact HR on Tuesday (aka ASAP) and know what insurance options you want at that time.
The signup for insurance is automated - if you don't go thru the process it assumes you want the same set up you already have - except for contribution amounts (Flex Spending/HSA/and what not).
If I was in your shoes, I'd do my best to be prepared to sign up on Tuesday (know what insurance and contribution amounts) you're going for a one and done (not a oh, let me get back to you next week on that) and then throw myself on the mercy of the HR department.
|
|
jitterbug
Established Member
Joined: Jan 4, 2011 18:14:48 GMT -5
Posts: 379
|
Post by jitterbug on May 28, 2019 10:39:25 GMT -5
My husband's company just had benefit enrollment that ended yesterday too. The benefit period runs 7/1/19-6/30/20, so any changes happen at 7/1. It specifically said in their HR emails that if you already have benefits through the company, they will automatically roll over with the exception of the items you have to specify $ amounts, like an FSA. Hopefully his company is like that too!
Trippypea - any chance your husband works for a national drug store chain? As your dates are the same as my husband's! Which also means they aren't going to handhold one of their employees, since they employ thousands!
He did read the paperwork more closely on Sunday and it does appear that it automatically rolled over. Whew! And he doesn't contribute to an FSA, so that's not a problem. Amazing what an internal panic that sent out!! But nobody can afford to be without health care these days unless you have no assets to begin with! Even WITH insurance, I find myself debating every office visit since the first $3,000 is out of my pocket!
|
|
trippypea
Established Member
Joined: Apr 12, 2011 20:56:05 GMT -5
Posts: 430
|
Post by trippypea on May 28, 2019 11:40:15 GMT -5
That's good news! (Nope, doesn't work for a drug store chain, though it is a company with 1000s of employees, so maybe the big ones like the atypical dates!)
|
|
countrygirl2
Senior Associate
Joined: Dec 7, 2016 15:45:05 GMT -5
Posts: 16,712
|
Post by countrygirl2 on May 30, 2019 18:38:30 GMT -5
Hubs and mine always just stayed the same unless you changed them. Hope his is the same way.
|
|
|
Post by The Walk of the Penguin Mich on May 30, 2019 19:24:48 GMT -5
If I remember correctly, my employer drops all your benefits if you miss enrollment period. They do send several emails for weeks reminding employees to sign up before the period ends. After that, you are SOL. I'm surprised your husband's period is in May, ours is October. It depends on the insurance fiscal year. My insurance year used to run from July 1 to June 30, and our open enrollment was in April/May. Also, if you turned in nothing, it was assumed no changes from the previous year’s plan. The ONLY time in all my years there I remember this not being the norm was when they cracked down on illegal enrollments. Everyone had to reapply, and if you were married, you had to provide a copy of marriage certificates, if you had kids, birth certificates. Enrollment dropped 30%, there was a LOT of this going on.
|
|