TheHaitian
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Post by TheHaitian on Apr 13, 2019 17:59:48 GMT -5
I think people are taking advantage of Ava’s English skills and lack of understanding She has a Bachelor’s and a Master’s and is a CPA and works at a bank. Her English is fine. That has nothing to do with people “assumption” of you... First she is a woman - most man will take advantage of that thinking they can “man”-plain things to her. Second : she probably has an accent. Which brings back what Zib said. I make over 6 figures and have run multi million dollar stores - does change the fact when I speak with an accent people still think I am the clerk and ask me for my manager. My wife dress nicely, has a masters degree and speak perfect English. Does it change the fact she gets followed or watched closely at nice stores because she is BLACK. People are assholes and are going to assume what they are going to assume. The comedian married to a black lady just posted about this recently. They called for first class to get in line and board. The agent at the gate questioned his wife when she got in line: we are paging for first class, are you first class? She said : yes I know and yes I am in first class. Then she remarked to the agent how come she did not ask the white male behind her or the one in front of her if they were in first class. Answer: because I don’t feel like it. So yeah because she is black the assumption was she could not afford to fly first class. The assumption generally by Americans, the ones most likely to speak only 1 language when most people in the world speak at least 2, is that if you speak with an accent that means you are less educated.
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dannylion
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Post by dannylion on Apr 13, 2019 18:22:59 GMT -5
She has a Bachelor’s and a Master’s and is a CPA and works at a bank. Her English is fine. That has nothing to do with people “assumption” of you... First she is a woman - most man will take advantage of that thinking they can “man”-plain things to her. Second : she probably has an accent. Which brings back what Zib said. I make over 6 figures and have run multi million dollar stores - does change the fact when I speak with an accent people still think I am the clerk and ask me for my manager. My wife dress nicely, has a masters degree and speak perfect English. Does it change the fact she gets followed or watched closely at nice stores because she is BLACK. People are assholes and are going to assume what they are going to assume. The comedian married to a black lady just posted about this recently. They called for first class to get in line and board. The agent at the gate questioned his wife when she got in line: we are paging for first class, are you first class? She said : yes I know and yes I am in first class. Then she remarked to the agent how come she did not ask the white male behind her or the one in front of her if they were in first class. Answer: because I don’t feel like it. So yeah because she is black the assumption was she could not afford to fly first class. The assumption generally by Americans, the ones most likely to speak only 1 language when most people in the world speak at least 2, is that if you speak with an accent that means you are less educated. This assumption is, sadly, prevalent and entirely illogical. If someone speaks English with an accent, it means they speak another language. How many Americans can say the same?
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andi9899
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Post by andi9899 on Apr 14, 2019 6:25:20 GMT -5
English is my first language, so I don't have an accent. However since I'm brown, I've had many people walk up to me and ask me if I speak English. I speak perfect English. I also speak Spanish, yet because my skin is dark, you assume I'm foreign? I was born in KC. I'm as American as you are.
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Ava
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Post by Ava on Apr 14, 2019 7:56:47 GMT -5
Update
I saw the owner yesterday morning. I asked him for his name and insurance information. He refused to give it to me. Said he was taking care of it privately and didn't want to file an insurance claim. Obviously, he wasn't going to ever contact me or help me with my water issues. He finally gave me his name and insurance carrier after I hounded him for a good half-hour. I called, but they weren't able to pull any information with the data I gave them. The rep said it's either under another name, another address, or he doesn't have insurance with them. By the time I finished the call the flooded unit owner had already left. My handyman is here today for an unrelated issue, my garage door needs repairing, and he checked on possible water damage. Looks like there is no water damage in the walls, but there's water trapped in the plywood that is both the garage roof and my living room floor. As soon as he leaves I'm going to the police to get a copy of the report.
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TheOtherMe
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Post by TheOtherMe on Apr 14, 2019 9:08:55 GMT -5
Won't help with the insurance but you should be able to find out the owner's name and address online in the property records for your city or county.
I'm sorry the owner isn't going to do the right thing.
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Deleted
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Post by Deleted on Apr 14, 2019 9:22:52 GMT -5
Are the owners liable for damages by the tenant? I'd find out and if he is, I'd sue his ass. Go talk to a lawyer.
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Peace77
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Post by Peace77 on Apr 14, 2019 9:27:13 GMT -5
Ava, Do you have dehumidifiers and industrial strength fans running? You have to get rid of that water before it makes you sick.
You can google restoration company and the name of your town.
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dannylion
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Post by dannylion on Apr 14, 2019 9:53:13 GMT -5
If you haven't already done so, Ava, start keeping a record of all the conversations you have had and will have with various people about this issue. Note the date and time, who was involved in the conversation, what was said. Note any agreements or promises made, any requests you made and what the response was. (Definitely make a note of the conversations where the people involved refused to give you information like insurance company names, etc.) It will help you keep things organized and offer some background you can share with an attorney if you decide to engage the services of one to help you. You might want to consider getting legal help with this, at least for a consultation to learn what your options are, some suggestions of things you might not think of yourself, and maybe some guidance on how to get the information you need if the people involved won't give it to you.
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Ava
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Post by Ava on Apr 14, 2019 9:57:59 GMT -5
A neighbor told me the condo owner has a store downtown. So on my way to the police station I went there. The moment he saw me come in he started yelling at me, "Get out of my store right now, you fucking liar". "You are a liar, you want money from me". "Leave and never come back".
So I left and as I was getting into my car he followed me outside and kept yelling and pointing for me to leave, which I was already doing.
I went to the police station, filed a claim for harassment. A policeman came to my home and took a look at the damage. Now he left to see him at his store and talk to him. The policeman said he may be able to talk some sense into him and have him repair my unit without calling insurance. Otherwise I'll have to call a lawyer tomorrow morning.
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Tennesseer
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Post by Tennesseer on Apr 14, 2019 10:07:21 GMT -5
Ava-if you are thinking of using a tape recorder, be careful if you decide to tape conversations over the phone or in person so you have their exact words during your conversations with them to be used in a legal dispute. Connecticut requires all parties involved in a conversation to be made aware they are being taped, not just the person taping the conversation. Recording Phone Calls and Conversations
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Ava
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Post by Ava on Apr 14, 2019 10:08:21 GMT -5
No, I'm not thinking of recording any conversation. Didn't even cross my mind.
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Ava
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Post by Ava on Apr 14, 2019 11:08:15 GMT -5
The policeman called. The owner gave him the correct insurance information and I was able to file a claim
An adjuster is going to call me.
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Knee Deep in Water Chloe
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Post by Knee Deep in Water Chloe on Apr 14, 2019 11:58:08 GMT -5
This is insane.
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Ava
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Post by Ava on Apr 14, 2019 12:05:17 GMT -5
I know. It's beyond crazy what people would do to skirt their responsibilities and avoid costs. The amount of greed, selfishness and stupidity is amazing
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Ava
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Post by Ava on Apr 14, 2019 12:10:46 GMT -5
And related to what Carl said, everybody, from the association manager to the unit owner and the police officer told me to let my landlord deal with the problem. They never asked me if I was renting. I had to clue them into the fact that I own my home. And then surprise, oh you are the owner. Because a single Hispanic woman would never be a homeowner. It just isn't possible.
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Ava
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Post by Ava on Apr 14, 2019 12:16:06 GMT -5
Now tomorrow morning I'm going to call the management company again and request our HOA insurance information. I'm not sure which insurance is responsible, the HOA or the unit next door. I feel safer contacting both and letting them sort it out. I am already steeling myself for the office manager to try to bully me again and avoid giving me the insurance information. I'm sure he'll change his tune when I mention a police officer came to my home, saw the damage and did a report.
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Bonny
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Post by Bonny on Apr 14, 2019 12:57:11 GMT -5
Now tomorrow morning I'm going to call the management company again and request our HOA insurance information. I'm not sure which insurance is responsible, the HOA or the unit next door. I feel safer contacting both and letting them sort it out. I am already steeling myself for the office manager to try to bully me again and avoid giving me the insurance information. I'm sure he'll change his tune when I mention a police officer came to my home, saw the damage and did a report. Find out who his supervisor is and file a complaint. Even if the HOA insurance isn't responsible he has a duty to treat you respectfully and give you, an owner, the HOA insurance information.
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Ava
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Post by Ava on Apr 14, 2019 13:01:42 GMT -5
Now tomorrow morning I'm going to call the management company again and request our HOA insurance information. I'm not sure which insurance is responsible, the HOA or the unit next door. I feel safer contacting both and letting them sort it out. I am already steeling myself for the office manager to try to bully me again and avoid giving me the insurance information. I'm sure he'll change his tune when I mention a police officer came to my home, saw the damage and did a report. Find out who his supervisor is and file a complaint. Even if the HOA insurance isn't responsible he has a duty to treat you respectfully and give you, an owner, the HOA insurance information. He's the owner of the management company
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Ava
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Post by Ava on Apr 14, 2019 13:08:09 GMT -5
This is getting bizarre
The flooded unit's wife called me and accused me of trying to get them to pay for extra things. When I talked to her husband and he mentioned not wanting to involve insurance I said my handyman is here tomorrow to fix my garage door. You may want to use him for the water damage. Now she's accusing me of trying to get them to pay for the garage door. I just hang up on her. Lady, I already filed a claim with your insurance.
She called again and left a message. I haven't listened to it yet. I can't anymore with the whole situation
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Bonny
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Post by Bonny on Apr 14, 2019 13:13:22 GMT -5
Find out who his supervisor is and file a complaint. Even if the HOA insurance isn't responsible he has a duty to treat you respectfully and give you, an owner, the HOA insurance information. He's the owner of the management company
I'd have a private conversation with the board president. This is NOT the way to treat owners.
What a crappy situation all around.
Document like dannylion says. I think it was good the policeman was on your side.
Please consult with an attorney. Unless the other owner's insurance company agrees to fully compensate you for the damage you're going to need one.
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Bonny
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Post by Bonny on Apr 14, 2019 13:17:24 GMT -5
This is getting bizarre The flooded unit's wife called me and accused me of trying to get them to pay for extra things. When I talked to her husband and he mentioned not wanting to involve insurance I said my handyman is here tomorrow to fix my garage door. You may want to use him for the water damage. Now she's accusing me of trying to get them to pay for the garage door. I just hang up on her. Lady, I already filed a claim with your insurance. She called again and left a message. I haven't listened to it yet. I can't anymore with the whole situation I hate to say this but I think we can guess why the tenant vandalized the guys unit! These people are scary jerks.
Go do something fun today to get your mind off of the situation.
This will work out. You are a strong woman.
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Ava
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Post by Ava on Apr 14, 2019 13:28:23 GMT -5
He's the owner of the management company
I'd have a private conversation with the board president. This is NOT the way to treat owners.
What a crappy situation all around.
Document like dannylion says. I think it was good the policeman was on your side.
Please consult with an attorney. Unless the other owner's insurance company agrees to fully compensate you for the damage you're going to need one.
He's a bully with bad consumer report. But there's a subset of unit owner's who love a bully for a manager.
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dannylion
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Post by dannylion on Apr 14, 2019 14:03:03 GMT -5
One benefit of engaging a lawyer to help you would be to have the lawyer handle all communication with the neighboring condo owner, the management company, the insurance company, etc. They are counting on being able to intimidate you and maybe frighten you. When you're dealing with an crazy people and bullies, it is good to have someone skilled in dealing with people like that on your side.
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CCL
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Post by CCL on Apr 14, 2019 15:14:52 GMT -5
Is there someone else living on the other side of the guy? If so, was their unit damaged?
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TheOtherMe
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Post by TheOtherMe on Apr 14, 2019 15:50:31 GMT -5
One benefit of engaging a lawyer to help you would be to have the lawyer handle all communication with the neighboring condo owner, the management company, the insurance company, etc. They are counting on being able to intimidate you and maybe frighten you. When you're dealing with an crazy people and bullies, it is good to have someone skilled in dealing with people like that on your side. In the end, this is the best solution, even if it costs you some money now. It will save Ava lots of aggravation and this is what an attorney is being paid to do. When my car was rear ended many years ago and the other driver tried to get me not to turn it in to insurance, that's how I handled it. I didn't believe in whiplash until I had it. The attorney then took it on contingency and took a % of what he got me. Yes, he got me more money than I ever would have managed on my own. Good luck.
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Deleted
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Post by Deleted on Apr 15, 2019 12:09:50 GMT -5
You can't dry carpet, plywood, sheetrock, or wood studs under sheetrock. Those things have to be removed or you will have mold problems. The longer you go before removing every single molecule of water, the more mold will grow. You have a really serious situation that can't wait.
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lund
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Post by lund on Apr 15, 2019 14:37:33 GMT -5
And write down what everybody said and did and when, and keep the wife's phone message.
You need to get a water damage mitigation company in as soon as possible (ideally, the day this happened); it is cheaper to dry water that to dry water and handle mold.
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Ava
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Post by Ava on Apr 15, 2019 14:56:06 GMT -5
Í got the Hoa insurance information. Im trying to engage a lawyer. Nobody gets back to me.
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TheHaitian
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Post by TheHaitian on Apr 15, 2019 15:02:39 GMT -5
I am so petty that this would have light a fire under my ass to petition the board to change management company.
He works for you, so his behavior would have been totally unacceptable to me.
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Ava
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Post by Ava on Apr 15, 2019 15:23:40 GMT -5
I am so petty that this would have light a fire under my ass to petition the board to change management company. He works for you, so his behavior would have been totally unacceptable to me. Couldnt agree more but he is the least of my problems right now. Í am trying to get a lawyer. I dont want to call the insurance on my o en
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