Lizard Queen
Senior Associate
103/2024
Joined: Jan 17, 2011 22:19:13 GMT -5
Posts: 14,659
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Post by Lizard Queen on Nov 5, 2018 16:10:33 GMT -5
I haven't been watching the markets or my investments, and didn't realize how much my DH had in his. Turns out, we've reached a pretty significant milestone as of today, which means, probably after some drop. So yay us! LOL If you just checked for the first time in a long time today, you probably just reached that milestone for the SECOND time. On it's way down. I figured. I had no idea where my DH was at. He was about twice what I thought he did. That, plus adding all the actuals up instead of going from memory, was about $100k more than I had in mind. Now, I suddenly feel flush and poor at the same time! (as opposed to just poor)
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Deleted
Joined: Mar 28, 2024 11:19:14 GMT -5
Posts: 0
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Post by Deleted on Feb 2, 2019 10:08:41 GMT -5
Anyone ready to come back? I got my December losses back in January. Have a ways to go to get back to September, but it's not quite so ugly anymore. Up 4.78%
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wvugurl26
Distinguished Associate
Joined: Dec 19, 2010 15:25:30 GMT -5
Posts: 21,665
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Post by wvugurl26 on Feb 2, 2019 10:24:12 GMT -5
I looked at my 401k yesterday. I'm $200 shy of my 10/1 balance. Slowly getting there. Of course that also including $5k of contributions over that time.
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tcu2003
Senior Member
Joined: Dec 31, 2010 15:24:01 GMT -5
Posts: 4,939
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Post by tcu2003 on Feb 2, 2019 23:15:39 GMT -5
We're almost back up to our 12/1 401k balances, but nowhere near 10/01 numbers. But yay for heading back up!
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SVT
Well-Known Member
Joined: Dec 20, 2010 15:39:33 GMT -5
Posts: 1,491
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Post by SVT on Feb 3, 2019 1:58:04 GMT -5
After getting close to 3/4 mil the last couple of months of last year, I finally surpassed it last month. My net worth increased by 65k in January. Hopefully it won't take too long to get to the 7 figure club.
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Deleted
Joined: Mar 28, 2024 11:19:14 GMT -5
Posts: 0
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Post by Deleted on Feb 3, 2019 9:43:43 GMT -5
After getting close to 3/4 mil the last couple of months of last year, I finally surpassed it last month. My net worth increased by 65k in January. Hopefully it won't take too long to get to the 7 figure club. Be careful, SVT. Once you hit 7 figures you'll realize how many people on FB use "millionaire" as a pejorative! I'm not where I was at the height, but after dropping below a landmark threshold last November, I've gone above it again. Last I checked (1/31) I was up about 6% for the year. I tend not to monitor the numbers as closely in bad markets but I always update at the end of each month.
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thyme4change
Community Leader
Joined: Dec 26, 2010 13:54:08 GMT -5
Posts: 40,327
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Post by thyme4change on Feb 3, 2019 14:54:12 GMT -5
After getting close to 3/4 mil the last couple of months of last year, I finally surpassed it last month. My net worth increased by 65k in January. Hopefully it won't take too long to get to the 7 figure club. Net worth of $960k makes you the top 10%. You will officially be 'rich', but it won't feel like it.
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SVT
Well-Known Member
Joined: Dec 20, 2010 15:39:33 GMT -5
Posts: 1,491
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Post by SVT on Feb 3, 2019 20:47:26 GMT -5
After getting close to 3/4 mil the last couple of months of last year, I finally surpassed it last month. My net worth increased by 65k in January. Hopefully it won't take too long to get to the 7 figure club. Be careful, SVT. Once you hit 7 figures you'll realize how many people on FB use "millionaire" as a pejorative! That'll be hard if I continue to hardly ever go on FB as I do now! lol
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SVT
Well-Known Member
Joined: Dec 20, 2010 15:39:33 GMT -5
Posts: 1,491
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Post by SVT on Feb 3, 2019 20:54:42 GMT -5
After getting close to 3/4 mil the last couple of months of last year, I finally surpassed it last month. My net worth increased by 65k in January. Hopefully it won't take too long to get to the 7 figure club. Net worth of $960k makes you the top 10%. You will officially be 'rich', but it won't feel like it. Sometimes I feel rich NOW. Sometimes I don't. I figured out when I think about what I have now at my current age with the income that I have coming in, I feel rich in those moments. But when I think about things in terms of my lifetime, yeah, I don't feel rich. And I doubt $200k higher net worth would change that. But at 33, IIRC, I'm in the 1% for net worth and income, based on age. I think. Or close to it. Or maybe I was a couple of years ago but not now. Can't remember. Either way, I feel very fortunate. Never thought I'd be where I am. I certainly don't take things for granted. Very thankful. But it's taken a lot of hard work and dedication too. And it pretty much all started, for me, by learning from some of you folks and others at the old Your Money boards on MSN. ETA: Yeah, just looked, I am in the top 1% for net worth and income by age. Wow.
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Rukh O'Rorke
Junior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 9,985
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Post by Rukh O'Rorke on Feb 4, 2019 11:07:23 GMT -5
After getting close to 3/4 mil the last couple of months of last year, I finally surpassed it last month. My net worth increased by 65k in January. Hopefully it won't take too long to get to the 7 figure club. Net worth of $960k makes you the top 10%. You will officially be 'rich', but it won't feel like it. Was svt at 750k last year? And now at about/over 900k? Am I missing something? That's impressive!
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Rukh O'Rorke
Junior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 9,985
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Post by Rukh O'Rorke on Feb 4, 2019 11:08:27 GMT -5
Net worth of $960k makes you the top 10%. You will officially be 'rich', but it won't feel like it. Sometimes I feel rich NOW. Sometimes I don't. I figured out when I think about what I have now at my current age with the income that I have coming in, I feel rich in those moments. But when I think about things in terms of my lifetime, yeah, I don't feel rich. And I doubt $200k higher net worth would change that. But at 33, IIRC, I'm in the 1% for net worth and income, based on age. I think. Or close to it. Or maybe I was a couple of years ago but not now. Can't remember. Either way, I feel very fortunate. Never thought I'd be where I am. I certainly don't take things for granted. Very thankful. But it's taken a lot of hard work and dedication too. And it pretty much all started, for me, by learning from some of you folks and others at the old Your Money boards on MSN. ETA: Yeah, just looked, I am in the top 1% for net worth and income by age. Wow. 33?? That's outstanding!
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Rukh O'Rorke
Junior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 9,985
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Post by Rukh O'Rorke on Feb 4, 2019 11:11:47 GMT -5
I haven't checked in a long time, guess I should get on it.
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jd2005
Established Member
Joined: Mar 15, 2011 14:16:37 GMT -5
Posts: 411
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Post by jd2005 on Feb 4, 2019 11:42:12 GMT -5
Still not to my Sept. 2018 balance. But I have been buying shares at a discount. So....keep the faith!
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tcu2003
Senior Member
Joined: Dec 31, 2010 15:24:01 GMT -5
Posts: 4,939
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Post by tcu2003 on Sept 1, 2019 0:19:44 GMT -5
Just updated my spreadsheet with the August numbers...blech. On the flip side, I’ve got plenty of time, so yay for buying on sale, I guess.
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Rukh O'Rorke
Junior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 9,985
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Post by Rukh O'Rorke on Sept 1, 2019 7:58:55 GMT -5
oof! I thought I was going see some numbers here.... Nothing stated here inclines me to take a look at mine, lol
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tcu2003
Senior Member
Joined: Dec 31, 2010 15:24:01 GMT -5
Posts: 4,939
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Post by tcu2003 on Sept 1, 2019 13:37:28 GMT -5
oof! I thought I was going see some numbers here.... Nothing stated here inclines me to take a look at mine, lol Well, it wasn’t a huge dive, but we were definitely down, despite our normal contributions to 401k and kids 529 plans.
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CCL
Junior Associate
Joined: Jan 4, 2011 19:34:47 GMT -5
Posts: 7,571
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Post by CCL on Sept 1, 2019 17:12:33 GMT -5
Are you all looking at YTD or just your total current net worth? Compared to when?
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tcu2003
Senior Member
Joined: Dec 31, 2010 15:24:01 GMT -5
Posts: 4,939
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Post by tcu2003 on Sept 1, 2019 19:40:05 GMT -5
Are you all looking at YTD or just your total current net worth? Compared to when? Mine is month to month. So we’re up for the year, just down from end of July. I track every month, and also do yearly comparisons.
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MN-Investor
Well-Known Member
Joined: Dec 20, 2010 22:22:44 GMT -5
Posts: 1,935
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Post by MN-Investor on Sept 1, 2019 21:23:53 GMT -5
Are you all looking at YTD or just your total current net worth? Compared to when? I track just my portfolio, not my net worth. At my age (66), I'm just interested in what my portfolio provides in interest and dividends and whether or not I'll have to dip into principle. I keep a spreadsheet that I'll update each Saturday, but I only retain month end values. It goes back about 15 years. I have it calculate: Change from last month end - 0.8%
Year-to-date change - 13.3%
Change from one year ago - 8.1%
Change from the end of Obama's term - 14.3%
Change from the end of GWBush's term - 240%
Change from Great Recession low - 284%
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Deleted
Joined: Mar 28, 2024 11:19:14 GMT -5
Posts: 0
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Post by Deleted on Sept 2, 2019 7:37:42 GMT -5
I track just my portfolio, not my net worth. At my age (66), I'm just interested in what my portfolio provides in interest and dividends and whether or not I'll have to dip into principal. I track a lot of numbers (not surprising given my background) but the one I watch most seriously is average annual change in net worth since retirement. Right now it's up 14.3% (after withdrawals) but I retired a little over 5 years ago so that's 2.5% per year. It's been higher but I'm happy with that. It also includes a lot of spending in 2015, the year we downsized. I'm up 12% for the year ignoring withdrawals.
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MN-Investor
Well-Known Member
Joined: Dec 20, 2010 22:22:44 GMT -5
Posts: 1,935
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Post by MN-Investor on Sept 2, 2019 16:44:01 GMT -5
It may sound funny, but until this year I never kept track of interest and dividends of our portfolio. Looking back, I guess I can see why. In our retirement accounts, the majority of the money was in my sweetie's 401(k) which automatically reinvested money and never showed dividends. For our taxable accounts, the dividends were either automatically reinvested or reinvested manually; we didn't spend them.
We lived off of my husband's salary plus credit union savings through the day he retired - July 2016. And we had enough in savings so that, along with Social Security, has paid my bills so far.
So what changed so that I have begun tracking interest and dividends? The biggest wake-up call was when I looked at my sweetie's rollover IRA (now in my name). The biggest chunk of his investment went into BND - Vanguard Total Bond Market ETF. Dividends are paid monthly and since this is an ETF, they are not automatically reinvested. DH had manually invested those dividends into a Vanguard International Stock ETF but, with DH's death, the dividends started accumulating. When I looked at how much was now in cash in that account a year after DH's death, I realized that I had a significant source of income which I wasn't tracking. So, beginning in 2019, I have a list of my investments and I track, by month, how much comes in in interest and dividends. For current and previous months, it has actual amounts. For the remaining months it has estimated values based on previous year pay-outs. You could have knocked me over with a feather - my Social Security plus interest and dividend from all sources (taxable plus tax deferred) are enough to pay my current yearly expenses.
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