Rukh O'Rorke
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Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 10,099
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Post by Rukh O'Rorke on May 6, 2024 13:57:02 GMT -5
What are all these big checks and where is mine! lol! Mine was from my Rukh, Inc. side biz. It is my biggest project, and only one from this client. I work nights and weekends on it for 6-8 weeks to complete, essentially doing 2 FT jobs for that period. Have you considered an extra job? On the plus side, mine is all remote, exhanging data and reports, and then there are 1-2 conference calls at set time but otherwise I can organize the time spent on it to meet deadlines as I want. There are two hard and one soft deadlines for reports. Could be time for MPL, Inc?
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Post by minnesotapaintlady on May 6, 2024 14:40:23 GMT -5
Another job? I don't even want the one I have! If I did want to earn more money working OT would probably be the best bang for my buck. Things are going to be pretty slow here for 2024 though...which is not typical.
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ArchietheDragon
Junior Associate
Joined: Jul 7, 2014 14:29:23 GMT -5
Posts: 6,365
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Post by ArchietheDragon on May 6, 2024 14:51:01 GMT -5
Another job? I don't even want the one I have! If I did want to earn more money working OT would probably be the best bang for my buck. Things are going to be pretty slow here for 2024 though...which is not typical.
you used to have a nice side hustle... didn't you??
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debthaven
Senior Associate
Joined: Apr 7, 2015 15:26:39 GMT -5
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Post by debthaven on May 6, 2024 15:19:43 GMT -5
chiver78 did the EasyPay stuff work out OK in the end? (They're clearly a misnomer LOL.) nikiz628 I can't wait to see your update!!! Yay Rukh O'Rorke !!!
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chiver78
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Current Events Admin
Joined: Dec 20, 2010 13:04:45 GMT -5
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Post by chiver78 on May 6, 2024 15:29:38 GMT -5
thanks for asking about that. it will be fine. there's 2 or 3 payments left, and I carried over enough last month to eat $75 in interest (I told y'all this card has a stupid rate if you carry a balance. but.......airline points for everything I do?) and after my payment clears next week, anything else I spend on the regular is at either 2.9 or 3.99% interest til next January if I do need to carry over again. I'd have paid it off per usual, but the landscapers got me in early for the sod part of the project and they don't take CC. so I ate some interest in favor of not wiping out the savings account, just in case.
if there's something else I ever think I'm gonna put on another Easy Pay sort of installment, I'll throw it on the Amex that's clear about how it's all tracked. I almost had a stroke when I saw my statement balance last week on the airline card. it still included the total EP balance (almost $2400) instead of even just what was still outstanding on that. lesson learned, I'll never use that card again for any installment plans. woof.
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Rukh O'Rorke
Senior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 10,099
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Post by Rukh O'Rorke on May 6, 2024 15:38:23 GMT -5
Another job? I don't even want the one I have! If I did want to earn more money working OT would probably be the best bang for my buck. Things are going to be pretty slow here for 2024 though...which is not typical.
same.....someday I will quit and leave it all behind. Just not sure if that someday is next year or 10 years.....
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nidena
Senior Member
Joined: Dec 28, 2010 20:32:26 GMT -5
Posts: 3,586
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Post by nidena on May 7, 2024 9:21:05 GMT -5
Update:
nidena: 5/7/2024 $51,882.89 (8/22/2007 $223,361.20 N453,503,NE648,NPT25)
All my balances went down but my everyday card is still carrying a balance. I received a letter from the PL bank that my balance is paid ahead and I don't owe anything until July 11th, 2024 but I shall press on with making payments.
I look at my Excel workbook and get a bit bummed but then I look at what it looked like back in 2007 when I started...when just my CCs and similar financing (Hello, Parkwest Auctions!) totaled nearly $38,000 and I feel a bit better. So many store cards with their 20+% rates. But I will feel better when the PL is paid off and I don't have that 14% rate to look at any more.
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Rukh O'Rorke
Senior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 10,099
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Post by Rukh O'Rorke on May 7, 2024 14:16:02 GMT -5
regular minimum payments again this month. Not sure I'll have any extra for a while! Waiting on a few extra $$ to come through but feel like more and more of it is being spent before it even gets here! $95,889.29 Update: Student loans:95,145.49 Didn't make it down to the next thousand this month....I like to see that thousand marker change....hopefully from here on out the thousand maker will always change......wondering if I should add a little to make it happen but I have other priorities for that 150 odd..... and it would pop up into 95k territory in a few days anyway with the daily interest capitalizing..... I have other debts that I need to start tracking, so by next monthat some point I will be expanding the races.....Maybe a weekend project to get all that info together.
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nikiz628
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Joined: Jun 11, 2013 17:25:59 GMT -5
Posts: 1,450
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Post by nikiz628 on May 8, 2024 12:24:08 GMT -5
I haven't made any moves with the money yet because we've taken a few days to just bask in the bank account balance lol. We did have to cover some routine expenses (hotels for travel ball, lunch account refills x2 for the final month of school, DS2 blew out the toes in both of his tennis shoes so Adidas outlet for the win, and paying a few bills that our last paycheck didnt cover). Update coming soon!
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chiver78
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Joined: Dec 20, 2010 13:04:45 GMT -5
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Post by chiver78 on May 13, 2024 17:21:43 GMT -5
I might stop checking in for a little while, FYI. I forget what the cadence was for checkins before we got dropped. Minnesotagirl7 - please just tag me and I'll check in for record! I just lowered my payment on that last card down to $200/mo which is min+interest+rounding up. I want to bank as much cash as possible this summer and pay off projects. I just threw all of my paycheck last Friday at my daily use card to cover the balance I'd carried over (at stupid interest, I talked about that already) and then some. I'm getting a little twitchy in advance of bonus season next month, and am hoarding resources. after the journey I've taken the last 10y, I fully understand Depression era survivors who hoarded everything til the day they died. whoo....
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ners
Junior Associate
Joined: Dec 23, 2010 16:21:18 GMT -5
Posts: 6,504
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Post by ners on May 14, 2024 6:00:05 GMT -5
Update
47829.41 (1/3/2011 $97,382.42 MPT5)
Just plugging along.
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Rukh O'Rorke
Senior Associate
Joined: Jul 4, 2016 13:31:15 GMT -5
Posts: 10,099
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Post by Rukh O'Rorke on May 14, 2024 19:49:39 GMT -5
I might stop checking in for a little while, FYI. I forget what the cadence was for checkins before we got dropped. Minnesotagirl7 - please just tag me and I'll check in for record! I just lowered my payment on that last card down to $200/mo which is min+interest+rounding up. I want to bank as much cash as possible this summer and pay off projects. I just threw all of my paycheck last Friday at my daily use card to cover the balance I'd carried over (at stupid interest, I talked about that already) and then some. I'm getting a little twitchy in advance of bonus season next month, and am hoarding resources. after the journey I've taken the last 10y, I fully understand Depression era survivors who hoarded everything til the day they died. whoo....
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Minnesotagirl7
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Joined: Dec 27, 2010 11:43:59 GMT -5
Posts: 1,799
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Post by Minnesotagirl7 on May 15, 2024 9:48:29 GMT -5
chiver78- I try to do updates every three weeks or so. The old rules said you were dropped from the active racers list after two months of not updating. I'll keep you on there, and just ping you for the occasional check-in. I think saving for your projects is a great idea.
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Minnesotagirl7
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Joined: Dec 27, 2010 11:43:59 GMT -5
Posts: 1,799
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Post by Minnesotagirl7 on May 16, 2024 15:07:22 GMT -5
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muffyinthered
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Joined: Dec 22, 2010 8:19:13 GMT -5
Posts: 311
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Post by muffyinthered on May 23, 2024 10:56:20 GMT -5
MuffyintheRed #2 05/23/2024 $157,438.42 (6/22/2020 $175,394.16) Amount Paid - $1,646.79 CU Savings - $25,638.89
This was a good month. Paid off a BT and just put in for a new one on our bed. Should have that wiped out by the end of the year. Am paying our house insurance at the end of this month and the end of July is the second half of Property taxes, so need to put money away for that.
Hope everyone is doing well and enjoying better weather than we have been having. Happy Memorial Day to all.
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