What do you think of these 2 to invest in?

[ilovedolphins]

I have been looking at IWF and EFA.  I believe they are index funds.  Do you think they would be a good investment?  I think SPY has been suggested also lately.

[ilovedolphins]

I will be honest.  I don't know much about how to tell if they are good or not.  I look at the return, what they say the risk is, and the fee.  Other than that I am lost.

[jarrett1]

Compare them to the index they are associated with...use 5 yr and 10 year numbers

I think anyone here will tell you NOT to concentrate any meaningful amount of money in just these two anythings

If you know that you don't know anything...perhaps a dividend stock index mutual fund would be a better begining for you

[Deleted]

The Popularity of Index Funds right now is one of their worst traits.
Reason the Popularity has pushed the Market Prices of them into the Stratosphere.
Check out this article:

www.marketwatch.com/story/the-downsides-to-indexed-investing-2013-06-19?link=kiosk

Of course this is just one guy, speaking an Opinion based on some hard facts - which goes directly against the 5 million or so folks hollering "Index Funds are great, buy them, buy them, buy them, buy them now !! "

One of the things that ANYONE WHO IS LOOKING AT ANY FUND, ETF or MUTUAL should look at the  DISCOUNT/PREMIUM %.
On an ETF Quote this is generally found right under the EX-Dividend Date.
A NEGATIVE Number indicates that the Current Market Price is BELOW THE ACTUAL VALUE OF THE ASSETS CONTAINED AND HELD BY THE FUND {EG: -0.10%}
A POSITIVE Number Indicates that the Current Market Price is ABOVE THE ACTUAL VALUE OF THE ASSETS CONTAINED AND HELD BY THE FUND {EG: 0.10}

Ideally what one would really like to do is Buy any fund at a DISCOUNT {EG: -0.10%}. If One Can't do that then Buying at the Smallest PREMIUM {EG: 0.10%} is better.

Then again, you should consider these 2 things as well - (1) The above stated is just an Opinion (2) The Opinion is provided by one whom is considered by some to be an Idiot.