8 Bit WWBG
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Post by 8 Bit WWBG on Sept 18, 2012 14:39:01 GMT -5
So back to the issue at hand...
Isn't it standard YM procedure that if you are thinking of taking on a recurring financial obligation, you begin living as if you were already making the payments? Do that for a while and see how it goes.
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CarolinaKat
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Post by CarolinaKat on Sept 18, 2012 15:07:12 GMT -5
It seems like there are a lot of math/science scholarships targeted to girls, and not a huge pool of potential applicants... Many of those come with a need based stipulation.... In my experience there are very very few soley-academics consideration scholarships
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thyme4change
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Post by thyme4change on Sept 18, 2012 15:15:47 GMT -5
My neice got offers from six schools for acedemics, and they were really good schools from across the country. My sister's husband is a VP at GE and they live in a million dollar house.
All three of my other sister's kids got reduced or free tuition in-state, due to grades. Their father is an aerospace engineer and makes more money than Dark.
So...maybe I've got skewed perspective - but my family has a ball phobia, and haven't earned more than a "particpant" trophy in any sport. Yet somehow, not one person is paying full tuition, and most of them aren't paying any tuition.
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susanb
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Post by susanb on Sept 18, 2012 15:24:03 GMT -5
My neice got offers from six schools for acedemics, and they were really good schools from across the country. My sister's husband is a VP at GE and they live in a million dollar house. All three of my other sister's kids got reduced or free tuition in-state, due to grades. Their father is an aerospace engineer and makes more money than Dark. So...maybe I've got skewed perspective - but my family has a ball phobia, and haven't earned more than a "particpant" trophy in any sport. Yet somehow, not one person is paying full tuition, and most of them aren't paying any tuition. I got all kinds of scholarships and never even filled out a fafsa because my parents' income priced me out of any need based help. I applied for or was selected for scholarships within my college. I was selected for scholarships I didn't apply for based on participation in organizations such as student senate. One scholarship I got for six semesters in a row because hardly anyone applied. There were 15 available for $500 each semester and they only had 20 applicants. None were need based. I did spend 15 hours at the end of each semester applying for scholarships at my institution. The timing wasn't great because I was involved in tons of organizations, was an RA and, of course, had finals, but it was well worth it.
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thyme4change
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Post by thyme4change on Sept 18, 2012 15:33:13 GMT -5
19% of students get at least partial scholarships based on academics.
0.7% of students get at least a partial scholarship based on athletics.
So, if you are going to spend time and money creating kids who will get reduced tuition - you can spend time on academics or athletics. If you focus on academics, you have a 19% chance of getting some assistance. Not so much with athletics.
So - who would think that focusing on academics and school work would possibly help someone with college. The thought is ludicrous!
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CarolinaKat
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Post by CarolinaKat on Sept 18, 2012 15:44:13 GMT -5
I'll believe the 19% get partial scholarships based on academics, I just don't think that partial = as much as you think it is. I worked my butt off to keep my grades up and had >1500 on the SAT. I applied for scholarships like crazy. I got one!
ETA: It essentially was enough to cover my engineering texts and lab fees. And I kept up my GPA so it renewed all 4 years.
ETA2: I am aware ancedotal evidence does not = data. However my situation was fairly common among my engineering peers. However we had a fair share of people there on GI bill benefits and a few people there from very welthy background getting an engineering degree for fun (they threw the best parties, when the semester was over!)
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susanb
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Post by susanb on Sept 18, 2012 15:46:50 GMT -5
I'll believe the 19% get partial scholarships based on academics, I just don't think that partial = as much as you think it is. I worked my butt off to keep my grades up and had >1500 on the SAT. I applied for scholarships like crazy. I got one! ETA: It essentially was enough to cover my engineering texts and lab fees. And I kept up my GPA so it renewed all 4 years. Did you continue to apply for scholarships after your freshman year?
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thyme4change
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Post by thyme4change on Sept 18, 2012 15:48:08 GMT -5
The article said the average was $2,800 per year.
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CarolinaKat
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Post by CarolinaKat on Sept 18, 2012 15:50:41 GMT -5
I'll believe the 19% get partial scholarships based on academics, I just don't think that partial = as much as you think it is. I worked my butt off to keep my grades up and had >1500 on the SAT. I applied for scholarships like crazy. I got one! ETA: It essentially was enough to cover my engineering texts and lab fees. And I kept up my GPA so it renewed all 4 years. Did you continue to apply for scholarships after your freshman year? Yes, but junior year I was slightly more concerned with finishing in 4 years, so that was a priority. I was completely loaded with engineering clases out the wazoo so probably didn't try as hard
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Sum Dum Gai
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Post by Sum Dum Gai on Sept 18, 2012 15:53:06 GMT -5
Yeah, but what percentage of those are little $500 scholarships from small non profits and whatnot? Our local softball league gives scholarships to former players with good grades and high SAT scores. They're $500 a year. Free money is free money, but it's hardly going to pay for much more than one semester of text books. The other thing is that a pretty significant portion of that money is probably set aside for low income students.
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thyme4change
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Post by thyme4change on Sept 18, 2012 15:55:56 GMT -5
Actually, the article said that the most help goes to the kids in the middle income range - which puts you and I out of the running. I wasn't clear on if that statistic was normalized for only students applying to college, or if it was spread over the general population. So, maybe it was a bogus statement. It wasn't a great article.
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CarolinaKat
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Post by CarolinaKat on Sept 18, 2012 16:00:09 GMT -5
I have a friend who's from a middle class family and got a 5-year full ride (including summer-tution) scholarship/sponshorship because she has MS (no i'm not kidding), no academic or need-based requirements attached to the deal. I'm sure things like that also skew the statistics.
She's now a SAHW who volunteers at the animal clinic a couple of days a week (she barely got a animal science degree)
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Sum Dum Gai
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Post by Sum Dum Gai on Sept 18, 2012 16:05:09 GMT -5
What income numbers did they use to define that range?
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thyme4change
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Post by thyme4change on Sept 18, 2012 16:26:45 GMT -5
The author didn't show his work. Minus 5 points.
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Sum Dum Gai
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Post by Sum Dum Gai on Sept 18, 2012 16:31:28 GMT -5
Figures. He was probably using the same range as politicians anyway. Something huge and pointless, like $30k to $150k. The part they leave out is that the overwhelming majority of that aid to the "middle class" is only for those making $45k or less, so it's really low income aid.
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muttleynfelix
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Post by muttleynfelix on Sept 18, 2012 16:32:06 GMT -5
All of the universities I applied to required you to fill out a fafsa to receive ANY scholarship money. Since the 3 I applied to were all out of state, I needed them to waive the out of state portion of my tution which they all did. PLus I got a couple other small ones from home - $1000 here and $500 there. (I graduated high school in 2000, graduated college in 2004; so my info is becoming a bit dated).
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wvugurl26
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Post by wvugurl26 on Sept 18, 2012 16:38:18 GMT -5
My college boyfriend had the state scholarship that was based solely on residence/grades/credit hours. He still had to fill out a fafsa even though his numbers wouldn't even qualify him for subsidized loans. This was 2002-2006.
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susanb
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Post by susanb on Sept 18, 2012 16:58:16 GMT -5
All of the universities I applied to required you to fill out a fafsa to receive ANY scholarship money. Since the 3 I applied to were all out of state, I needed them to waive the out of state portion of my tution which they all did. PLus I got a couple other small ones from home - $1000 here and $500 there. (I graduated high school in 2000, graduated college in 2004; so my info is becoming a bit dated). I went to a state school and graduated a couple of years before you. I didn't apply to any scholarships until I was in college. I was a big f up in high school and couldn't have gotten a scholarship as an incoming freshman to save my life. I applied for 20+ that were only offered to students at my school a year though, every year. Most of them required essays, etc.... I am not trying to belittle the financial burdens of parents, those struggles are real. I just don't want to discourage people who might be lurking from taking the time to apply.
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doxieluvr
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Post by doxieluvr on Sept 19, 2012 16:00:41 GMT -5
To me I'd look at what it costs to keep them insured, registered, all that jazz. That being said while I think it would have been a harder way to go, being able to drive a manual transmission is a good skill, one I wish I had. It is super easy. I could teach you.
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The Home 6
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Post by The Home 6 on Sept 19, 2012 17:12:33 GMT -5
Dark, forgive me if others have brought this up before, but do you have the post-9/11 GI Bill that you could transfer to your daughters? Or at least one? I am not very well versed on how the transfer work, my apologies.
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Deleted
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Post by Deleted on Sept 19, 2012 17:33:42 GMT -5
All of the universities I applied to required you to fill out a fafsa to receive ANY scholarship money. Since the 3 I applied to were all out of state, I needed them to waive the out of state portion of my tution which they all did. PLus I got a couple other small ones from home - $1000 here and $500 there. (I graduated high school in 2000, graduated college in 2004; so my info is becoming a bit dated). I lost a full ride scholarship (merit only, no need) because my mom would not fill out the form.
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saveinla
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Post by saveinla on Sept 19, 2012 17:42:37 GMT -5
We were also told that FAFSA need to be filed even if you don't get any financial aid. They said if new scholarships become available they give it to students who have their information on file.
For people who have gone to college recently, how easy is it to get a job on campus?
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Sum Dum Gai
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Post by Sum Dum Gai on Sept 19, 2012 18:14:32 GMT -5
Yes and no. I have the post-9/11 GI Bill, but you can only transfer it to a dependent if you're on active duty. After you separate only the service member can use the benefit. I was already separated when they transitioned to the 9/11 GI Bill to replace the Montgomery, so I never had the option. In order to transfer your benefit you have to commit to a minimum of another four years of active service, in addition to whatever you have left on your commission or enlistment at the time of the transfer.
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Deleted
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Post by Deleted on Sept 19, 2012 18:42:53 GMT -5
We were also told that FAFSA need to be filed even if you don't get any financial aid. They said if new scholarships become available they give it to students who have their information on file. For people who have gone to college recently, how easy is it to get a job on campus? if you don't have work study, pretty darn hard.
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The Home 6
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Post by The Home 6 on Sept 19, 2012 19:57:04 GMT -5
Yes and no. I have the post-9/11 GI Bill, but you can only transfer it to a dependent if you're on active duty. After you separate only the service member can use the benefit. I was already separated when they transitioned to the 9/11 GI Bill to replace the Montgomery, so I never had the option. In order to transfer your benefit you have to commit to a minimum of another four years of active service, in addition to whatever you have left on your commission or enlistment at the time of the transfer. I see. Like I said, I am not sure on how the transfers work, just wanted to throw out another option if it was available.
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wvugurl26
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Post by wvugurl26 on Sept 19, 2012 20:07:02 GMT -5
We were also told that FAFSA need to be filed even if you don't get any financial aid. They said if new scholarships become available they give it to students who have their information on file. For people who have gone to college recently, how easy is it to get a job on campus? Most on campus jobs go to work study or department interns/grad students. I also had no luck finding a job near campus at any of the retail establishments. If I'd had more experience in the service area that might have been easier. All of my experience was office based. It is also going to be dependent on your availability. Some semesters I had big chunks of days/nearly entire days for other things and some my classes were just spaced out to occupy most of my days.
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Deleted
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Post by Deleted on Sept 20, 2012 8:15:58 GMT -5
We were also told that FAFSA need to be filed even if you don't get any financial aid. They said if new scholarships become available they give it to students who have their information on file. For people who have gone to college recently, how easy is it to get a job on campus? Hard if you do not have work-study, which is based on financial need.
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swamp
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Post by swamp on Sept 20, 2012 8:19:17 GMT -5
Yes and no. I have the post-9/11 GI Bill, but you can only transfer it to a dependent if you're on active duty. After you separate only the service member can use the benefit. I was already separated when they transitioned to the 9/11 GI Bill to replace the Montgomery, so I never had the option. In order to transfer your benefit you have to commit to a minimum of another four years of active service, in addition to whatever you have left on your commission or enlistment at the time of the transfer. Reenlist and your problems paying for college for your kids is solved !
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zibazinski
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Post by zibazinski on Sept 20, 2012 8:22:09 GMT -5
But there are jobs around campus. Bars hire bartenders, servers. Restaurants hire as well. So do retail stores. Plus, if you get the kids on board with the fact that they will have to help pay so half of their paychecks when they start jobs will go into their savings account, then they are prepared as well. I always made my kids five me half their paychecks which I deposited into their accounts. Now that paid their car insurance in high school but they didn't work as many hours in high school as they could in college. DD works 32 hours a week and it isn't stressful work. She takes 12 hours of classes.
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zibazinski
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Post by zibazinski on Sept 20, 2012 8:23:06 GMT -5
Plus, if she needed to, she could pick up a serving job at night/weekends.
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