museumgal
Junior Member
Joined: Jan 11, 2011 1:24:36 GMT -5
Posts: 164
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Post by museumgal on Jan 23, 2011 15:28:25 GMT -5
One bank but we have a ton of accounts: my checking, DH checking, joint checking, joint savings.
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Deleted
Joined: Apr 28, 2024 16:24:32 GMT -5
Posts: 0
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Post by Deleted on Jan 23, 2011 15:44:18 GMT -5
5 banks and about 10 bank accounts. Then there's the 4 401ks, 457 and IRA accounts. Each property has an account. Small checking/savings accounts at a CU and USAA. Like Bobo we had to open a German bank account when we moved here.
Thanks to Schildi's alert I'll be closing one Chase account and hope to close the other when we return to the States in 18 months. And I hope to switch over the 5 accounts from BofA to USAA. I look forward to simplifying our lives!
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kimber45
Senior Member
Life's too short to own an ugly gun
Joined: Dec 20, 2010 9:40:27 GMT -5
Posts: 3,933
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Post by kimber45 on Jan 24, 2011 9:43:43 GMT -5
We used to have multiple banks (5 in all). We have since narrowed down to 2. One we have had a saving account for about 20 years that DH has money automatically deposited in every paycheck. The other bank we have 2 checking (one business one personal) and a savings. it is so much easier with just those to deal with.
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Agatha
Familiar Member
Yes, I guess I'm a rather sedate dragon. Fire-breathing only at request or when absolutely necessary
Joined: Dec 20, 2010 22:21:21 GMT -5
Posts: 644
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Post by Agatha on Jan 24, 2011 10:07:10 GMT -5
I used to have three but had to close down the CU account when I left my job but I had my emergency fund there where it was difficult to get to. Right now I have two accounts: one with my son in another state where my "widow's mite" is directly deposited. My son doesn't touch it, except to pay my part of the cell phone bill. In past when he was still in undergraduate school he would call and get permission to take out a certain amount for emergencies. I try to keep that one for acute emergencies. My deposits are small ( the pension has been unchanged since 1992) but it does mount up over time and has been a lifesaver. I have two accounts and one CD with my regular/local bank. One general checking account and one I had with my mother when she was alive. I've thought about shutting down that account but it comes in handy when I want to keep money away from myself. My five year CD will mature in 2013 and is growing very nicely. When it matures I will pay off my house! I was so proud of myself when I got it at 5% right before CD rates went way down. At that point I will be able to sock my house payment into my retirement fund. YEAH!! Yes, my mortgage too is at a large national bank and I couldn't/can't do a thing about it. <sigh> I thought about refinancing locally but would it do me any good to do it for only 2 and a half years?
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