Post by debtheaven on Jan 28, 2011 20:58:54 GMT -5
Thank you FFBC and Minnesota! I am SO relieved!!!
Frankly it is a MIRACLE that the purchase did not fall through, with the loan coming through three weeks late! I can only assume that things are going slowly on the seller's side too. (He has a LLC so he has more administrative obligations than if he was selling as an individual.) If things were moving on time for him, he'd have been all over us like white on rice three weeks ago.
I can't wait for the sale to go through so I can knock out a bunch of debt!!! I keep running the numbers and trying to figure out exactly what to do, but this is a GOOD problem to have!
Post by debtheaven on Jan 29, 2011 12:26:00 GMT -5
Writer that was very funny!
As far as your question goes ... I'm not 100% sure yet. I may not be able to pay off quite everything I hoped to because of some special assessment bills we just received. So I'm still trying to figure it out. And until the day of the sale, I won't know exactly how much money we'll get.
Last Edit: Jan 29, 2011 12:58:37 GMT -5 by writer88 - Back to Top
Post by indebtinoz on Jan 29, 2011 16:35:31 GMT -5
DH that is great news and must be a huge relief. real estate seems to be a very stressful investment, but I am sure in the long run it will have been worth it. the floods have passed but we are now expecting a cyclone. it is supposed to hit tonite but these things rarely follow their predicted path so it could just wander out to sea yet. The wether is really starting to effect the food shops, what little was left is quickly getting snapped up due to cyclone warning. My trolley is usually full of specials, markdowns, and generic brands none of which are available. I feel some people are starting to take advantage tho, I had to pay $6 for a kilo of localy grown potatoes yesterday! I certainly peeled them very carefully!
Post by debtheaven on Jan 29, 2011 19:02:02 GMT -5
Oz I am praying that the cyclone bypasses you and goes out to sea!
My close friend from Sydney was here last week, she actually left only two days ago. Her parents are in Queensland (Morton Harbour?) and my heart was just breaking with all the stories she told me about the flooding. That poor emergency worker who dropped the baby, what a terrible, terrible tragedy. We were both in tears. And then she told me about the cow on the roof! And the emergency workers from NZ (we have another close Kiwi friend) and how they requested a "snake charmer"! Unbelievable!
So enjoy your expensive potatoes, and please stay safe!
Last Edit: Jan 29, 2011 19:11:52 GMT -5 by writer88 - Back to Top
I'm at 51% paid off! Over the hump! It's a small update this month because both my dogs had to go to the vet and I really needed my carpets cleaned but I'm right on track for my December goal. Next month will be another big month, yay!
Post by debtheaven on Jan 31, 2011 16:37:38 GMT -5
Although I don't have the final bill yet, between last week's plumbing repairs to the apt we are selling and the recent special assessments, I do not think that we will be able to pay off both the 4K car loan and the 11K rental reno loan.
If I can swing both, I will. I definitely prefer to lose the 355/mo car payment and the 190/mo rental reno payment. Plus, we promised the bank we would pay off both those loans with the proceeds of the sale, but of course that was before the special assessments and the rental repair. They don't know about those and I'd rather keep it that way.
Last Edit: Feb 1, 2011 1:16:52 GMT -5 by writer88 - Back to Top
My job interview yesterday went well. They called back this evening but I missed the call. I have another interview elsewhere on Friday. (These are for run-of-the-mill corporate trainer jobs that don't pay that well so they are constantly recruiting. These are not the worst ESL jobs in terms of pay, but they are pretty far down the ladder.)
The Friday interview job pays the least BUT it is only 15 minutes away so it is very tempting. Plus the carpool I do for DS3 is on the way there / back so maybe I could coordinate the hours. That would be GREAT!
It will be my third interview for a Monday job. The first woman never got back in touch after I told her I could no longer do her long-commute job twice a week because I accepted a job elsewhere doing that long commute once a week. She told me at the interview she would have other work for me if that happened (I was totally upfront with her during the interview) but I guess she was PO'd.
BUT ... I don't know what to do if she, or if the second place (which wasn't clear on location) offers me a job before Friday. Is it OK to say I will give them an answer at the end of the week, or after the weekend? I'm SO not used to this. I think I would prefer the closer job even if it does pay a bit less per hour but I don't want to burn any bridges before my interview on Friday.
For now I only have Mondays free, but as of very early April my business school job ends for the school year (except for finals). At that point I'll lose three VERY well-paid hours, and I'll have Tuesdays and Fridays free too. So I'm basically trying to find a job that will hire me ASAP for Mondays and give me more hours once the business school job ends. The Friday guy was initially amazed that I was looking for a one-day-a-week job, but once he understood, he seemed very receptive.
ETA: I guess I'm trying to look at this holistically.
Last Edit: Feb 1, 2011 18:56:11 GMT -5 by writer88 - Back to Top
Post by financiallyfreeinbc on Feb 1, 2011 20:14:41 GMT -5
Thanks, zsdebt! It was hard but worth it! I am now saving like a mad woman (um, ok, now that the insanity of spending in January is over. I took Gail Vazoxlade's advice and spent what we would have paid to debt repayment in the month. New tv, a few dinners out and generaly craziness!!) and will hopefully hit my goals for the year. It is all about planned spending from here on in. It is almost surreal and a bit intimidating/scary to have finally gotten what I have wanted for so long, I am really not entirely sure what to do with it.
indebtinoz-hope you are all safe!
debtheaven-holistically is a good thing. excellent word! Don't take more than you can do and if you keep putting out to the universe what exactly you want, eventually it will come. I would tell them you need to the end of the week. They should understand... it's not like you would start tomorrow.
Minnesota-I know it sounds weird but I miss your smileys. They just don't feel the same in the savings board.
hi all and thanks for your well wishes our power has been in and out but back on at the moment. I have a house full of mates and their familys who have evacuated from low lying areas and their various pets. fingers crossed for tonite. we have done all we can to prepare and we will see what cyclone ;yasi brings tonite
DH - I'm so glad the loan approval finally came through and that you are getting some extra hours. The commute does seem very long tho I can understand a preference for a less well paid job closer to home
if you keep putting out to the universe what exactly you want, eventually it will come
FF, this is SO true, and EXACTLY what I am trying to do! And you know, it worked today! I have (had!) a Monday evening tutoring job. Again, I find it really hard to leave home in the dark. So I had that on Mondays, I pick us DD and DS3 (from two opposite directions) on Tuesdays, I teach every other Wed evening and now with the new Thurs job I'll be getting home at 8 or 8:30 pm. So getting home late three or four nights out of five!!!
The girl I tutor was sick on Monday so she asked if I could come this afternoon instead. I said yes. I found myself thinking, too bad she didn't ask me to come even earlier, when DS3 is at tennis. She called today asking if I could come earlier!
And then it turns out she MUCH prefers this Wed slot. I had completely forgotten that when they first hired me, I was working at the primary school on Wed afternoons so I was the one who suggested Monday evenings. I realize I have said here that I don't want to work Wednesdays because DS3 is home, but this is only one hour, and it's 10 min from here. So as of today I'm tutoring this girl during the same hour DS3 has tennis! I was SO happy about that! And so was DS3 ... and that means I'm out / home late two or three weeknights, instead of three or four! Yay!
I'm hoping to reduce that even further for next (school) year ... ie doing more daytime hours and giving up the Wed night job.
Last Edit: Feb 2, 2011 17:53:57 GMT -5 by writer88 - Back to Top